Expert Says Most Will Be Priced Out of XRP Before They Even Notice

XRP commentator Vandell Aljarrah, co-founder of Black Swan Capitalist, has drawn attention to the growing financial divide in the U.S.

He warned that most Americans are unprepared for the next wave of crypto adoption. In a recent tweet, Aljarrah noted that more than 50% of Americans have less than $5,000 in savings. In his view, this financial reality could leave many sidelined as XRP continues to climb.

XRP Surges from Under a Penny to Over $2.30

Reflecting on XRP’s historical growth, Aljarrah reminded followers that the digital asset traded below one cent in 2017. Today, it’s trading above $2.30, showcasing what he describes as a “clear” trajectory that few are paying attention to.

He believes that by the time the broader public becomes aware of XRP’s potential, it will already be out of reach for many, both financially and psychologically. His perspective argues that despite surging by 42,627% from its 2017 low, XRP remains undervalued and has significant upside potential. According to him, those who are invested today are still early.

Priced Out of XRP Before Even Noticing

Notably, in the first quarter of 2017, when XRP traded at $0.0055, someone with $5,000 could have purchased 909,090 XRP tokens. At today’s price of $2.35, that investment would now be worth approximately $2.14 million, assuming the holder never sold.

However, as of today, that same $5,000 would only buy about 2,127 XRP tokens. Given the massive price gap over the past eight years, Aljarrah believes many are being priced out of XRP without even realizing it.

Hoping XRP will continue to rise in value over the next few years, commentators like Aljarrah argue that holding a significant XRP portfolio may soon become unattainable for most people.

Edoardo Farina, founder of Alpha Lions Academy, shares this perspective. In a tweet, he boldly asserted that acquiring even 1,000 XRP tokens could become an impossibility for many in the coming years.

For context, over 5.2 million of the total 6.4 million XRP wallets currently hold 500 XRP tokens or fewer. This highlights how owning 1,000 XRP is already out of reach for the vast majority of holders, even while the price remains at $2.35. Interestingly, many expect the token to reach $100 someday.

Volatility Is Opportunity, Not Risk

Meanwhile, Aljarrah dismissed concerns about XRP’s volatility, calling price fluctuations “a distraction.”

He suggested that volatility is a window of opportunity rather than a risk. This sentiment reflects a broader belief that significant returns often come to those who endure uncertainty.

With institutions exploring XRP’s utility in cross-border settlements, some investors view the current moment as pivotal. They warn that missing out on XRP before widespread adoption could be a historic financial mistake.