Here’s the Possible XRP Price if Ripple Successfully Acquires Circle

Speculations suggest XRP price could also receive a decisive push if Ripple successfully acquires stablecoin issuer Circle.

Ripple’s expansion strategy in 2025 has led to an attempt to acquire Circle, the issuer behind the $61 billion USDC stablecoin. 

Ripple initially made an offer between $4 billion and $5 billion for Circle in April 2025, a bid that Circle rejected. The firm filed for public listing with the U.S. SEC on April 1, targeting a $4 billion to $5 billion valuation and aiming to trade under the ticker CRCL on the NYSE.

Ripple Pushing to Acquire Circle

However, since then, discussions have progressed, and recent reports revealed that Circle is now in informal talks with both Ripple and Coinbase. These newer bids are reportedly between $6 billion and $11 billion.

This potential acquisition is Ripple’s latest in a series of moves to expand its blockchain infrastructure. Earlier this year, Ripple acquired Hidden Road, a digital asset prime brokerage firm, for $1.25 billion. 

With the Circle target, Ripple appears to be eyeing a leap toward dominating the stablecoin scene. Gaining control of both RLUSD (Ripple’s stablecoin) and USDC would bolster Ripple’s influence over digital dollar liquidity.

Meanwhile, considering the scale of such an acquisition and Ripple’s existing infrastructure, we asked two prominent AI models ChatGPT and Grok what could happen to XRP price if Ripple succeeds in buying Circle.

ChatGPT Provides Its XRP Price Prediction

In response, ChatGPT projected a substantial upside for XRP if the deal closes successfully. In a base-case scenario, it estimated that XRP could reach between $3.50 and $4.50, reflecting moderate gains driven by Ripple’s strengthened ecosystem. 

Notably, this scenario rests on the assumption that the acquisition is finalized for $6–$8 billion and integration begins smoothly. ChatGPT noted that the inclusion of USDC into Ripple Payments could expand stablecoin liquidity and boost XRP’s utility in settlement.

In its more optimistic view, ChatGPT saw XRP potentially surging to $6 or even as high as $10. This bullish scenario depends on Ripple acquiring Circle at the higher end of the price range, successfully integrating both USDC and RLUSD, and experiencing a major uptick in Ripple Payments adoption globally. 

Grok Estimates XRP Price

Meanwhile, for Grok’s base case, it suggested XRP could climb to between $3.50 and $4.50, pointing out that acquiring Circle would allow Ripple to consolidate control over the second-largest stablecoin in the market. 

Grok stressed that although stablecoins like USDC don’t directly affect XRP price, their integration could increase XRP’s transaction volume and utility within Ripple Payments. This could help push the price upward.

Further, in a best-case outlook, Grok predicted XRP might hit between $6 and $8. It argued that if Ripple Payments achieves major traction, potentially processing trillions in annual cross-border payments, and XRP maintains its spot as a key bridge asset, the resulting demand surge could drive prices up. 

This scenario also assumes bullish sentiment across the crypto space, with Bitcoin possibly hitting $150,000 and other altcoins riding the momentum.

However, both AI models cautioned that risks remain. For one, financing a multi-billion dollar acquisition could pressure Ripple’s resources, triggering sales of XRP from its reserves. 

Also, continued regulatory uncertainty or pushback from competing bidders like Coinbase could complicate the deal. In addition, market conditions, from crypto sentiment to macroeconomic uncertainty, will also determine how XRP performs.