Here’s XRP Price if the Whole World is Tokenized and XRP Captures 1% of Its Value

Expert projections suggest XRP could grow to a double-digit price if the global economy gets tokenized and XRP captures 1% of the value.

The finance scene is moving toward blockchain. Tokenization, the process of turning real-world assets like stocks and bonds into digital tokens, is no longer a theory. Notably, it’s now becoming a reality. 

Dom Kwok, co-founder of the blockchain education firm Easy A, recently suggested that the entire global economy will eventually run on tokenized systems. 

This growing belief has triggered interest in projects that could power this future. Interestingly, XRP is one of the most practical options. Several analysts and XRP community members argue that XRP could handle a meaningful portion of value flowing through a tokenized economy.

However, the extent of the impact on XRP price remains uncertain. As a result, to explore several possibilities, we asked ChatGPT: if global tokenization becomes the standard and XRP handles just 1% of that value, what could its price look like?

XRP Price if It Captures 1% of Global Tokenized Economy

Responding, ChatGPT presented two major scenarios. In the first, XRP acts as a settlement layer. With this scenario, ChatGPT assumed a $100 trillion worth of tokenized global economy. 

If XRP facilitates just 1% of the daily settlement volume, this translates to $1 trillion moving through XRP each day. Now, should XRP circulate once daily, then XRP’s market cap needs to reach $1 trillion. The chatbot considered a circulating supply of 55 billion tokens. In this case, XRP could trade at around $18.18.

Now, if XRP turns over more slowly, say once every three days, it would need to support $3 trillion in settlements at any given time. With this, the price jumps to $54.54. In this settlement-based model, ChatGPT projected XRP’s price could land between $18 and $55.

Meanwhile, the second scenario focused on XRP as a store of value. If XRP becomes a reserve or collateral asset holding just 1% of the world’s tokenized assets, that still amounts to $1 trillion. 

With the same circulating supply, XRP again reaches $18.18. If it grabs a 5% share instead, the price climbs to $90.90. So, in this model, XRP’s value could range from $18 to just over $90.

ChatGPT based these figures on projections from major institutions. BlackRock, Citigroup, the Boston Consulting Group, and the World Economic Forum expect tokenized assets to reach between $30 trillion and $68 trillion by 2030. Some estimates stretch that number to over $100 trillion in the decades ahead.

Global Tokenization Trends

Notably, data backs these projections. In the first half of 2025 alone, the tokenized real-world asset (RWA) market grew from $8.6 billion to more than $23 billion, a 260% rise. That’s also an 85% increase from the $15.2 billion recorded at the end of 2024. 

By August 2024, the total value locked (TVL) in tokenized RWAs passed $7 billion. Experts expect that figure to hit $50 billion by year’s end, with some even predicting it could break $500 billion shortly after. Long-term forecasts show the market could reach $13.5 trillion to $16 trillion by 2030 and possibly $18.9 trillion by 2033.

Interestingly, institutional players have moved in with full force. BlackRock, JPMorgan, Goldman Sachs, BNP Paribas, Franklin Templeton, Apollo, and Fidelity have gone beyond trials and now actively deploy tokenized products. For instance, BlackRock launched its BUIDL fund in March 2024. Just a few months later, Goldman Sachs and BNP Paribas rolled out a pilot program on the Canton Network.

Also, DeFi protocols now support tokenized RWAs. Platforms like Ethena, Maple, Spark, Morpho, and Kamino allow tokenized assets to move and generate returns inside DeFi systems. Tools like RedStone’s oracles provide accurate pricing, helping these assets fit into institutional-grade environments.

Meanwhile, Larry Fink, BlackRock’s CEO, has become one of the strongest voices pushing for tokenization. In his 2025 letter to investors, he wrote that every stock, bond, and fund could be tokenized, and he called this change the future of investing. 

Fink also pushed for regulatory approval at the 2025 World Economic Forum in Davos. He argued that tokenized stocks and bonds would simplify voting and ownership and lower the barriers to investment by allowing fractional ownership and more liquidity.