A recent thread by long-time crypto investor Pumpius proposed that 1 XRP could eventually be worth $1,000,000 per coin.
Indeed, that number sounds outrageous for a coin currently trading at just $2. However, the logic behind it is based on a future where XRP powers the backbone of a tokenized global economy.
“Ripple Is Quietly Tokenizing the Real World”
According to Pumpius, while other crypto projects chase social media attention and speculative pumps, Ripple is laying the groundwork for something bigger. He claims the company is quietly moving real-world assets (RWAs) onto the blockchain. Some of the initiatives he cites include:
- A government-backed real estate tokenization pilot in Colombia
- XRP Ledger upgrades like XLS-20 and XLS-30, enabling NFT and token issuance
- Central bank digital currency (CBDC) infrastructure already deployed by Ripple
- A $100 million commitment to tokenizing carbon markets
- Collaborations with regulated firms like Archax and OpenEden
These developments suggest Ripple isn’t just building a payment solution but creating a platform for transferring all forms of value.
The Path to a Tokenized World Worth $1 Quadrillion
Furthermore, Pumpius cites forecasts from the Boston Consulting Group and Citi, which expect $16 trillion worth of RWAs to be tokenized by 2030. But he believes that’s only the beginning.
If global assets, including $300 trillion in real estate, $100 trillion in stocks, and over $100 trillion in bonds, along with currencies and commodities, are all brought on-chain, the tokenized economy could exceed $1 quadrillion in value. In such a world, a universal bridge asset would be necessary, and according to Pumpius, XRP is designed to fulfill that role.
XRP is Built for Movement, Not Storage
Unlike Bitcoin, which is often seen as a store of value, XRP is for high-speed value transfer. Its features include:
- 3–5 second settlement times
- A built-in decentralized exchange (DEX) and automated market maker (AMM)
- Native support for multiple assets
- Programmability through Hooks and sidechains
- A regulatory-focused architecture
Suppose XRP becomes the core liquidity layer for cross-asset transfers in a fully tokenized world. In that case, each XRP might represent a fractional claim on a system that moves trillions in daily volume, in Pumpius’s view.
The Math Behind $1M XRP
With a total supply of 100 billion XRP, and much of it locked or burned, scarcity plays a role. Pumpius argues that if XRP facilitates global settlement at scale, a million-dollar valuation per coin is not a meme but a liquidity model driven by:
- Massive asset flows
- Limited supply
- Dominance in cross-chain infrastructure
“You won’t buy a house with XRP,” he wrote. “Your house might be XRP.”
Skeptics will naturally dismiss the idea of $1 million per XRP as pure fantasy. However, history has shown that revolutionary technologies often begin with seemingly unthinkable projections.
Pumpius noted that just as few believed in the Internet’s impact in 1994, the idea of XRP powering a quadrillion-dollar tokenized economy may be either ahead of its time or right on time.
5/🧵 Why $1,000,000 XRP Isn’t a Meme — It’s a Model
1 quadrillion in assets tokenized.
100 billion XRP supply (with less in circulation).
Do the math.
If XRP sits at the center of global settlement, facilitating trillions in daily tokenized flows…Then $1,000,000 per XRP…
— Pumpius (@pumpius) May 16, 2025
Previous Call for XRP to $1 Million
Meanwhile, the idea of XRP reaching $1 million price is not entirely new in the XRP community. In a viral video, XDC Foundation developer Quincy Jones proposed that XRP’s value could soar to $100, $100,000, or even $1 million, depending on the volume of assets issued on its network.
He explained that XRP acts as a liquidity bridge between financial instruments, such as bonds, stocks, and currencies, meaning its value is directly linked to the volume of transactions it supports.
Using a hypothetical scenario involving $100 trillion in equity and $500 million in debt issued on the XRP Ledger, Jones suggested such demand could drive prices dramatically higher. Meanwhile, he acknowledged the speculative nature of these predictions.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
