Here’s How Much You Would Have Today if You Invested $10 Into XRP Every Day Since 2015

Investors who committed negligible amounts into XRP daily over the past decade would be sitting on massive gains today.

One of the most attractive features of cryptocurrencies is their ability to transform modest investments into fortunes, especially from their earlier days. Notably, over the years, XRP has proven to be one of the assets capable of delivering on this promise, especially for those who employed a dollar cost averaging (DCA) approach.

The Prospect of Investing $10 into XRP Daily for 10 Years

For the uninitiated, in a dollar cost averaging investment approach, the individual commits a particular amount into the asset over a specific period. These continuous investments persist throughout that period, regardless of the direction or state of the market.

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We confirmed recently that if an investor had applied this approach to an XRP investment scheme over the past decade, they would be sitting on impressive gains today. Specifically, we assessed the returns a $10 investment in XRP every day since July 2015 could have yielded today.

Interestingly, in July 2015, XRP traded for around $0.01, but dropped below this mark as the year progressed. It failed to even hit the $1 mark until December 2017, and by April 2018, it had already relinquished the psychological mark. Over the past decade, XRP spent most of its time below $1 despite occasional upswings to reclaim the mark and even claim $2 and $3. 

How Much You Would Hold Today

As a result, these $10 daily investments would have amassed more tokens due to the discount XRP traded at during this period. Data from Uphold’s dedicated DCA calculator confirms that from July 2015 to July 2025, if an investor had committed $10 every day, they would have invested a total of $36,540.

Interestingly, Ramsey Solutions found that the average American spends $3,768 on impulse buys each year. This translates to $37,680 in ten years, higher than the $36,540 they could have committed to XRP during such a period. However, the XRP investment would have actually been more rewarding.

Specifically, Uphold’s calculator reveals that with this $36,540 invested over the past ten years, the investor would have procured 1,066,678 XRP, which it estimates to be worth around $2.347 million today. However, this estimate is due to a lower valuation. In truth, the 1.066 million XRP tokens would be worth $3.04 million at XRP’s current price of $2.85.

With such returns, several investors around the world would be able to retire after just committing $10 each day for ten years. Now, while some might feel they have missed the boat, financial experts such as Coach JV insist that the window is still open. Earlier this month, he encouraged investors to DCA into assets like XRP for the next decade to change their financial stories.

Interestingly, several market analysts have projected that XRP is likely to transcend its current price position in the next ten years. Amid these commentaries, predictions of a price run to ambitious targets like $50 have emerged, which would make a DCA strategy from today worth it. However, it is important to note that past performances do not guarantee future results.