Discussions about XRP to $1,000 have resurfaced in the XRP community following a recent CNBC interview that highlighted Ripple’s ambition to replace SWIFT.
During a Monday appearance on CNBC, Pantera Capital founder Dan Morehead discussed the progress of blockchain technology and noted Ripple’s mission to disrupt global financial messaging.
Morehead pointed out that Ripple is actively targeting SWIFT’s role in global finance, positioning itself as a competitor to modernize cross-border payments.
The comment, made before a global financial audience, has triggered intense reactions across the XRP community.
In parallel, it revived speculation that XRP could someday capture a significant portion of SWIFT’s massive $5 trillion daily transaction volume—potentially justifying the XRP to $1,000 ambition.
XRP to $1,000 Vision Resurfaces
In light of Morehead’s remarks, XRP supporters have revisited an earlier prediction by Patrick Bet-David. For context, in March 2025, he outlined how XRP could theoretically reach $1,000 per token if it were to replace both SWIFT and FedNow as the core infrastructure for global payments.
Bet-David’s math:
- SWIFT processes $5 trillion daily, or $1.25 quadrillion annually.
- If Ripple captures even 10% of that, the XRP market could represent $125 trillion in transaction volume.
Assuming this drives a $10 trillion market cap for XRP, individual tokens could climb to $100 or even as high as $1,000. The high upside is contingent on XRP becoming the global standard for cross-border payments.
At the time, Bet-David acknowledged the analysis was speculative and biased by pro-XRP analysts. However, he maintained that the risk/reward narrative around XRP was too important to ignore.
🚨CNBC reported live yesterday that @Ripple is taking over SWIFT!
Here is how #XRP can easily reach $1,000: pic.twitter.com/B9LsLAdNpJ
— JackTheRippler ©️ (@RippleXrpie) September 16, 2025
Ripple Execs Double Down on Replacing SWIFT
Notably, Dan Morehead’s statement comes just months after multiple Ripple executives publicly confirmed that the company is not seeking to integrate with SWIFT, but to replace it entirely.
At the 2025 WEF, Ripple Vice President Eric van Miltenburg declared, “We’re building a SWIFT-like replacement.”
In June, Ripple CEO Brad Garlinghouse suggested that the XRP Ledger could handle 14% of SWIFT’s turnover within five years.
Ripple’s acquisition of prime brokerage firm Hidden Road has also been seen by some as a strategic move to bypass legacy systems like SWIFT.
XRP Price Hits $3.02 — Still a Long Way from Triple Digits
Despite the renewed bullish outlook, XRP remains far from the $1,000 price target. As of today, XRP is trading at $3.02, representing a 330x gap from the ultra-bullish scenario.
However, XRP’s recent upward momentum and growing institutional narrative continue to fuel optimism about significantly higher prices in the coming years.
Commentators like Armando Pantoja and Matthew Brienen have suggested it could take up to ten years for XRP to close the gap on the $1,000 price target. However, critics, particularly from the Bitcoin camp, believe triple-digit prices are completely unrealistic.
In response, members of the XRP community have argued that if Bitcoin can reach $1 million, as many believe it might, then XRP to $1,000 is not out of the question.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
