Galaxy Digital, led by billionaire Mike Novogratz, has launched GalaxyOne, a new fintech platform offering professional-grade financial products to individual investors in the U.S.
Available on iOS, Android, and web, the platform unifies crypto trading, U.S. stock investing, and high-yield savings into a single digital experience.
Yield Options for All Types of Investors
Notably, GalaxyOne offers two main products for investors seeking to earn interest. The first is Galaxy Premium Yield, designed for accredited U.S. investors. Participants can earn up to 8.00% APY through a note issued by Galaxy Digital LP.
Galaxy’s lending business backs this offering, with a $25,000 minimum and $1 million maximum per investor. The firm will pay interest monthly, capping the total program at $250 million.
The second product, GalaxyOne Cash, offers 4.00% APY on cash held in an FDIC-insured account through Cross River Bank. Interest is calculated daily and can be automatically reinvested into cryptocurrencies such as Bitcoin, Ethereum, or Solana.
Unified Platform for Crypto and Equities
Beyond high-yield savings, GalaxyOne provides access to:
Crypto Trading & Custody: At launch, users can buy, hold, and transfer Bitcoin, Ethereum, and Solana, with more assets coming soon.
Stock & ETF Trading: Access over 2,000 U.S. stocks and ETFs with zero-commission trading. Features include fractional shares and support for both traditional and Roth IRAs.
Stock Lending Program: Earn passive income by lending eligible U.S. stocks through GalaxyOne’s built-in lending feature.
With all of this in one place, GalaxyOne aims to bridge traditional finance and digital assets, giving users a unified way to grow and manage their wealth.
From Institutional Backbone to Retail Frontline
Mike Novogratz, CEO of Galaxy Digital, said the company spent years building tools for top-tier investors. Now, they are bringing that same quality to everyday users.
Notably, GalaxyOne began as a finance app called Fierce, which Galaxy acquired for $12.5 million in 2024. The Fierce team now leads GalaxyOne, with Zac Prince serving as Managing Director and former Fierce CEO Rob Cornish as CTO.
Prince says GalaxyOne is built to meet the needs of modern investors, offering higher yields, simple access, and a platform that connects traditional and crypto finance—all backed by Galaxy’s trusted infrastructure.
Notably, GalaxyOne’s launch places Galaxy Digital in direct competition with fintech leaders like Robinhood and Cash App. Meanwhile, what sets it apart is its high-yield offerings and banking-grade infrastructure.
Notably, yield-bearing stablecoins aren’t available at launch, due to U.S. regulations under the GENIUS Act. However, Galaxy has hinted at a roadmap ahead, with more assets and features coming soon.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
