Here Is the XRP Price If It Matches Gold’s Daily Settlement Volume

What could XRP price surge to if XRP matched the daily settlement volume of gold, the largest asset in the world?

While XRP currently changes hands at $2.40, several community figures believe it still trades far below its real value. They argue that once XRP’s payment utility reaches full potential, its price could soar. 

XRP Remains Undervalued?

Notably, the logic behind this sentiment suggests that if XRP becomes a major asset for global settlements, its trading volume will surge dramatically, potentially leading to higher prices. Some commentators have even attempted to compare XRP with gold.

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For context, the World Gold Council reports that the total daily settlement volume for gold averages $232.8 billion. This figure represents the combined value of trades across all major markets, including over-the-counter (OTC) deals, exchange trades, and exchange-traded funds (ETFs).

Of that total, OTC trades, mainly through the London Bullion Market Association (LBMA), account for $127.7 billion. Exchange-based trades, such as those on the CME Group and Shanghai Gold Exchange, contribute $102 billion. Meanwhile, ETF trades add $2.91 billion daily.

By comparison, XRP’s average daily trading volume sits around $8 billion, a small fraction of gold’s massive liquidity. This huge gap leads to an interesting question: if XRP ever reached the same daily trading scale as gold, how much higher could its price go?

XRP Price if It Matches Gold’s Settlement Volume 

To find out, we sought answers from Google Gemini. The AI chatbot explained that such a jump would represent a 29.1-fold increase in trading volume. 

It noted that while no exact formula links volume to price, the two often move together. When trading volume climbs alongside price, it usually signals strong market confidence and sustained upward momentum.

As a result, Gemini used a simple projection to suggest that if XRP’s price-to-volume ratio stayed constant, the token’s price could climb to around $69.84. This figure is only a theoretical estimate, which shows the scale of what might happen if XRP’s market activity expanded that dramatically.

According to Gemini, several factors could lead to this kind of growth. Specifically, if XRP matched gold’s daily settlement volume, it would likely mean that institutions had widely adopted it as a bridge currency for international transfers. This level of demand would quickly absorb the available supply, creating scarcity and pushing prices higher.

Gemini stressed that in a best-case scenario, where XRP fully realizes its utility and matches gold’s global transaction scale, some community analysts believe the price could climb beyond $100.