With Ripple now entering the treasury payments sector, how high could XRP price go if the altcoin captures just 3% of the market?
Ripple Acquires GTreasury
Notably, Ripple recently confirmed it would acquire GTreasury, a treasury management firm. The acquisition represents Ripple’s entry into the multi-trillion-dollar corporate treasury market and gives it direct access to some of the world’s largest and most established corporate clients.
For context, GTreasury has spent more than four decades supporting treasury operations for major international companies. With this deal, Ripple seeks to combine its blockchain-based payment network with GTreasury’s expertise in managing liquidity, cash, and financial risk.
According to its press release, the company wants to improve how large organizations move money across borders, cut costs, and make better use of idle capital.
Ripple CEO Brad Garlinghouse said global money movement still depends on outdated systems that slow transactions, drive up costs, and block access to new markets. He noted that blockchain technology solves these problems by allowing instant payments and freeing up trapped funds.
Now, with more financial institutions turning toward tokenized assets and digital currencies, Ripple wants to position itself as a major partner for Fortune 500 companies. Many corporate treasurers now need systems that can handle stablecoins, tokenized deposits, and other digital assets at scale.
A Push into the Treasury Payments Market
Interestingly, after announcing the acquisition, Garlinghouse took to X to confirm that Ripple is now breaking into the $120 trillion corporate treasury payments market. His post triggered excitement among XRP holders, many of whom believe this development could give XRP exposure to one of the largest markets in the world.
Today, Ripple is breaking into the $120T corporate treasury payments market with the $1B acquisition of GTreasury.
The past few years have reminded this industry why payments, first and foremost, is THE primary use case for crypto and blockchain. Payments are where Ripple first…
— Brad Garlinghouse (@bgarlinghouse) October 16, 2025
Notably, it is worth clarifying that the $120 trillion figure refers to total global corporate treasury assets, which include cash, liquidity, and short-term investments held by non-financial corporations, rather than the amount of payments made each year.
XRP Price if XRP Captured Just 3% of the $120T Market
Considering this, even a small portion of the market could have a massive impact on XRP price. Specifically, if XRP captured just 3% of the $120 trillion pool, that would amount to $3.6 trillion.
Today, XRP’s market cap stands at about $138.59 billion, with a price of $2.31 and a circulating supply of 59.91 billion tokens. Adding $3.6 trillion to its value would push XRP’s market cap to roughly $3.739 trillion. Notably, with a circulating supply of 60 billion tokens, this would give XRP a potential price of around $62.30.
Importantly, several analysts have also predicted that XRP could reach similar price levels. In August, market commentator Paul Barron told AllInCrypto host Rupert that XRP could climb to $60 within a year if strong catalysts appear.
Last October, when XRP traded below $1, analyst Levi Rietveld said the token could surge to $60 overnight. Meanwhile, crypto exchange platform Changelly also predicts that XRP could rise to $63 by October 2033.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
