Pundit Predicts XRP Price Will Rise to Obtain Retail Holdings

An XRP community pundit has suggested that the XRP price will have to spike considerably for ETFs and institutions to obtain retail holdings.

Notably, with the Canary Capital XRP ETF (XRPC) now live and several other ETF products expected to launch in the coming days, the XRP community continued to speculate about how these products could affect XRP’s market price and liquidity.

Importantly, multiple investors believe these products could trigger a sharp rise in XRP’s price as institutional money begins to flow in.

The Prospect of ETFs Gulping XRP Supply

One community commentator, Ripple Van Wickle, expects heavy buying pressure to hit the market soon. He projected that within the next 49 to 72 hours, ETF-related seed funding could bring in between $100 million and $400 million. 

Van Wickle believes each ETF could attract $10 million to $45 million in initial capital. He estimated that total “forced buying” before trading begins could range from $110 million to $495 million. Considering XRP’s current price of $2.40, the pundit said the process could absorb between 45 million and 200 million XRP within a week.

Following this projection, another market commentator, Vincent Van Code, said the ETFs would source their tokens from XRP’s available circulating supply, which he believes holds only a few billion XRP. He suggested that if ETFs begin purchasing aggressively, it could quickly tighten the market’s available liquidity.

“Price Will Have to Rise”

Responding to these comments, XRP Liquidity, an account that tracks XRP supply data, explained how this buying pressure might play out. 

If it's time, available Retail XRP will be the natural step. Price will rise in order to obtain the XRP from your hands. Less than 1.9B Retail XRP. All other XRP is spoken for. I'll add the last pricing calculation below. https://t.co/Nth9eVVQuK

— XRP_Liquidity (Larsen/Britto/Escrow/ODL/RLUSD) (@XRPwallets) November 13, 2025

The account said that if XRP ETF demand rises sharply, it will have to pull XRP directly from retail holders, forcing the price to climb as institutions try to convince holders to sell. “Price will rise in order to obtain the XRP from your hands,” he said.

According to XRP Liquidity, less than 1.9 billion XRP remain in retail hands, while all other XRP in circulation already belongs to institutions, companies, or locked allocations. Notably, XRP Liquidity highlighted an analysis it published in July, which noted how much XRP retail investors still control. 

In the post, the account mentioned how, during the November 2024 rally, retail traders sold about 700 million XRP as the price climbed to $3. For context, XRP surged 580% from $0.5 to $3.4 in January 2025 during that run. Using that trend, he presented how future sell-offs might play out at higher prices.

Why an XRP Run to $20 is Realistic

Specifically, XRP Liquidity expects retail wallets to sell another 700 million XRP all the way up to $10, leaving around 1.2 billion XRP still in circulation. Meanwhile, as XRP rallies to $20, another 700 million XRP could be sold, reducing the total retail supply to below 500 million XRP. 

Interestingly, multiple analysts have projected a possible XRP run to $20, citing technical patterns. For instance, market watcher CryptoInsightUK said an XRP rally to between $20 and $30 looks increasingly realistic. 

In a July commentary, he explained that his target range is based on XRP’s historical strength against Bitcoin (BTC) and Ethereum (ETH). He noted that if BTC reaches $100,000, XRP could climb to around $22 based on its previous XRP/BTC all-time high. 

Similarly, if ETH reaches $5,000, XRP could trade near $18 under the same conditions. He described both scenarios as conservative since Bitcoin already surpassed the $100,000 mark, making a $20–$30 XRP outcome logical in his view.