Ripple CEO Brad Garlinghouse has mentioned multiple areas he believes will drive the company’s next stage of growth.
In addition to this, Garlinghouse revealed that Ripple expects to reach a $1 billion revenue run rate by the end of 2026, excluding the XRP held on its balance sheet.
Garlinghouse Highlights Need for AI Regulation
Garlinghouse made the comments during an interview on Fox Business’ Mornings with Maria, where he covered several topics, including the proposed Clarity Act, JPMorgan CEO Jamie Dimon’s opposition, and how clearer regulations could help the crypto industry.
During the interview, host Maria Bartiromo asked Garlinghouse what kind of regulations he would like to see and what opportunities such comprehensive crypto rules could present for Ripple that are not currently available.
In response, Garlinghouse said lawmakers have been slow to introduce clear rules for digital assets. He noted that regulators should move faster when it comes to artificial intelligence. However, he admitted that Ripple is unlikely to play the same leading role in that sector as it has in the crypto industry.
Ripple Expects $1B Revenue in 2026
According to Garlinghouse, Ripple has continued to expand over the past year even without comprehensive crypto legislation in the United States.
He said much of this growth has come from markets outside the U.S., revealing that Ripple expects to finish 2026 with a revenue run rate of $1 billion, not including any value from the XRP it holds.
Garlinghouse explained that the company has benefited from its ability to serve a growing range of customers across different markets. He also noted that demand for Ripple’s services remains strong.
Ripple Treasury to Become a Major Growth Driver
Speaking further, Bartiromo later asked Garlinghouse where Ripple sees its next major growth opportunity.
Responding, Garlinghouse mentioned Ripple Treasury as one of the company’s fastest-growing businesses. According to him, the platform features infrastructure that gives finance teams a complete view of their global financial operations.
The service is designed for companies ranging from Fortune 50 firms to Fortune 2000 organizations. Through a single dashboard, users can monitor bank accounts, track different currencies, and manage liquidity across multiple regions.
Garlinghouse said this business has become a major growth area for Ripple. He added that chief financial officers now want to understand how they can include stablecoins in their operations, and this creates additional opportunities for the company.
RLUSD Represents Another Growth Market
The Ripple CEO said this growing interest in stablecoins could help Ripple expand the use of RLUSD, the company’s stablecoin. He explained that RLUSD can help businesses improve payment processes and make financial operations more efficient.
He also expressed confidence in the acquisitions Ripple completed last year. According to Garlinghouse, those deals are helping the company bring together different products and services that can serve treasury and payments customers.
Speaking about RLUSD’s progress, he noted that Ripple launched the stablecoin around 18 months ago and has already grown it into one of the five largest stablecoins in the market. He added that the company continues to see strong growth and remains optimistic about the opportunities ahead in 2026.
Ripple to Focus on Integrations
Bartiromo then asked whether Ripple plans to pursue more acquisitions to support future growth.
Garlinghouse replied that the company’s current focus is on integrating the two large organizations it recently acquired. He said Ripple wants to fully absorb and optimize those businesses before taking on major new deals.
Still, he acknowledged that the crypto industry remains highly active. He mentioned Bullish’s announced CoinDesk transaction as an example of the type of opportunities that continue to emerge across the sector.
Garlinghouse said Ripple intends to stay proactive as new opportunities arise. Conclusively, he stressed that the company maintains a strong balance sheet backed by dollars, stablecoin-related assets, and XRP holdings. This gives it the resources to support future growth initiatives.