Here are Projected Timelines for XRP to Hit $10, $50, $100, $500 After Recent Crash

Some entities believe XRP is capable of claiming two to three-digit figure prices, with recent projections establishing hypothetical timelines.

Notably, XRP recently dropped below $3 amid a broader market decline that began in February. The asset fell to a yearly low of $1.76 on Feb. 3 before recovering above $2. 

However, it remains below $3, raising questions about its future price trajectory. Despite the uncertainty, most analysts see the drop as an opportunity to accumulate XRP below $3, projecting a run to greater heights once a recovery ensues.

These greater heights have translated to ambitious targets. For context, XRP has long been the subject of audacious price predictions, with some believing it could reach $10, $50, $100, or even $500. Nonetheless, the timelines for these projections remain uncertain, so we sought help from external entities.

ChatGPT XRP Price Projections

According to AI chatbot ChatGPT, XRP could reach $10 between late 2025 and early 2026. It noted that several factors could drive this growth, including a renewed crypto bull market, increased adoption of Ripple’s ODL (now Ripple Payments), and a positive outcome in Ripple’s legal case against the SEC. 

ChatGPT also called attention to the potential role of institutional investors in pushing XRP’s value higher. It bears mentioning that XRP has been the subject of multiple ETF filings, which, if approved, could attract institutional capital.

Meanwhile, for XRP to hit $50, ChatGPT estimates a timeline between 2028 and 2030. According to the chatbot, this would require XRP to become a key player in cross-border payments, remittances, and banking partnerships. The crypto market would also need to surpass $10 trillion, with XRP dominance reaching higher levels. 

Looking further ahead, ChatGPT predicts XRP could hit $100 between 2032 and 2035. Notably, such a scenario assumes XRP will serve as a global liquidity bridge asset, reducing reliance on traditional banking systems like SWIFT. 

Interestingly, ChatGPT views XRP reaching $500 as an extreme scenario that could occur in 2040 or later. To the chatbot, this event would require XRP to become the dominant global settlement system, with banks and corporations widely using it for transactions. 

Gemini XRP Price Predictions

Meanwhile, Google’s Gemini is more conservative, suggesting XRP might not reach $10 until 2028. In this scenario, financial institutions would need to adopt XRP for cross-border transactions, and regulators would need to provide clearer guidelines.  

Further, for XRP to hit $50, Gemini sets a timeline of 2035. This prediction assumes that XRP will be widely used in decentralized finance (DeFi), micropayments, and Internet of Things (IoT) transactions. 

Gemini also believes XRP could reach $100 by 2042, assuming it becomes a reserve asset or is used by central banks for digital currencies. In this scenario, XRP would facilitate trillions of dollars in daily transactions.

As for XRP hitting $500, Gemini sees this as highly speculative, predicting it may not happen until 2050. The chatbot says this would require XRP to replace traditional banking and serve as the backbone of a decentralized global financial system. 

Changelly XRP Price Predictions

Notably, Changelly’s analysts provide the most cautious price projections. Particularly, they predict XRP will reach $10 by February 2032, seven years from now. This estimate is much more conservative than those from ChatGPT and Gemini.  

However, for XRP to hit $50, Changelly sets a target of February 2040, 15 years from now. Interestingly, they believe XRP could double its price to $100 just two months later, by April 2040. This suggests they anticipate rapid growth once XRP crosses the $50 mark.  

Unlike ChatGPT and Gemini, Changelly does not provide a forecast for XRP reaching $500. For context, at press time, XRP changes hands at $2.71. From this level, the altcoin would need to a 269% increase to hit $10, a 1,745% spike to reach $50, a 3,590% rise to claim $100, and an 18,350% surge for $500.