Armando Pantoja, a widely-followed XRP community pundit, recently discussed the transformative potential of XRP in the face of a global financial revolution.
According to Pantoja, a full-scale transformation is taking place across the world’s financial systems due to innovations in financial technology. Now, with legacy banking institutions rapidly adopting fintech solutions, Pantoja believes XRP will become an important aspect of the growing digital finance scene.
He emphasized how the adoption of ISO 20022 standards and the integration of Ripple’s technology could make XRP “the first cryptocurrency” to successfully break into global finance on a scale far surpassing traditional systems.
The End of SWIFT and the Rise of Ripple
Pantoja pointed to the upcoming obsolescence of the SWIFT banking system, historically used for cross-border payments, as one of the major driving forces behind XRP’s potential rise.
Meanwhile, the Ripple Payments service, which uses XRP, is rapidly gaining traction as a solution to the inefficiencies in SWIFT’s infrastructure. Pantoja stressed that the seamless, low-cost transactions by XRP make it an ideal candidate to replace outdated banking systems.
“The combination of Ripple, the XRPL blockchain, and the growing adoption of ISO 20022 will eventually create a perfect storm that could leave SWIFT and other traditional banking networks in the dust,” Pantoja explained.
In his view, this seismic shift will drive XRP to new heights as it becomes an integral component of the world’s financial infrastructure.
A Once-in-a-Generation Opportunity
To back this bold view, Pantoja cited expert discussions highlighting that the financial markets are on the edge of a monumental shift. “We’re about to see massive changes in the $23 trillion world of big finance,” the experts say.
In parallel, the experts highlight that traditional banking stocks are declining, while fintech stocks have soared as much as 272% over the last three years. They stressed that the coming digital transformation of the financial world will open doors for massive profits. However, this would only benefit those who invest before the masses catch on.
“Most people won’t even hear about this shift until it’s too late,” the experts said, “Just like with any world-changing investment story, those who get in early will reap the rewards.”
XRP Path to $100
Based on the bold views of experts, Pantoja stressed that the path to XRP reaching $100 is clear. Emphasizing the significance, he highlighted that early XRP buyers could see themselves becoming millionaires in the future.
“XRP is on the verge of creating hundreds of thousands of millionaires,” Pantoja stated.
As of today, XRP is an asset worth $2.49. The journey to $100 demands a 3,916% price surge. However, many in the crypto community have criticized Pantoja’s latest price prediction for XRP.
X user Yancy argued that the XRP prices Pantoja is now throwing around are wild. He noted that he had previously given “conservative” estimates of $20 to $25. However, in more recent statements, Pantoja calls for “insane figures” between $100 and $1,000. Yancy finds this shift concerning.
“Ridiculous, do you know the market cap when that happens?” asked X user WizardX.
For context, XRP’s full market cap would be at $10 trillion with a unit price of $100 per token. Critics often use this required market size to dismiss such bold predictions.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
