Here is Why You Need to Hold At Least 2,500 XRP to be Among the Top 10 on XRP’s Rich List

Analysts have pointed to several factors that could contribute to an XRP price explosion as investors push to secure a spot within the XRP rich list.

XRP has been at the forefront of major discussions amid its potential and its surprising run from last November to January 2025. With recent developments signaling a potential breakout, several key factors could propel its price to new heights. 

As a result, market commentators like Edoardo Farina have suggested that investors hold a substantial amount of XRP to ride on the projected run. For instance, Farina argued last December that investors who do not hold at least 10,000 XRP are making lifetime mistakes.

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However, data from XRP’s rich list indicates that even those who cannot afford 10,000 XRP right now have a chance to make it to the top 10 richest addresses by procuring just 2,500 XRP. Farina also confirmed this in January but highlighted the situation when investors needed 2,600 to enter the coveted list.

Now, with just 2,500 required to become a top 10 XRP holder, investors can secure a seat with $4,500 as XRP changes hands around $1.8. Interestingly, only 635,552 accounts are in this tier of addresses. Most believe these wallets could see their investments skyrocket if XRP sees a run.

However, the asset might need a few triggers to secure such an explosive rally. As a result, The Crypto Basic recently spotlighted several factors that could serve as such triggers.

XRP ETFs Gain Traction

Asset managers are racing to launch XRP-based exchange-traded funds. Companies like Bitwise, Canary Capital, 21Shares, WisdomTree, and CoinShares have filed applications with the U.S. Securities and Exchange Commission to introduce these financial products. 

For instance, WisdomTree submitted its proposal in December 2024, partnering with Bank of New York Mellon, while Grayscale is looking to transform its XRP Trust into an ETF. 

Ripple’s CEO Brad Garlinghouse predicts these ETFs will debut in the second half of 2025, a timeline bolstered by the SEC’s decision to abandon its appeal against Ripple last month. 

This regulatory green light has triggered confidence, with JPMorgan analysts suggesting that XRP ETFs could attract billions, mirroring the success of Bitcoin and Ethereum funds. Notably, increased institutional investment through these vehicles could drive demand, pushing XRP’s price upward.

XRP Secures a Spot in the U.S. Digital Asset Stockpile

President Donald Trump confirmed XRP’s inclusion in the U.S. strategic digital asset stockpile via a social media post in March 2025. This followed an executive order in January 2025 establishing a working group to oversee a national digital reserve. 

The government’s stance on XRP, which serves as an official endorsement, could boost investor confidence, indicating XRP’s legitimacy and utility. This may translate to higher buying pressure and a price surge as market sentiment strengthens.

Ripple IPO Speculation Heats Up

Talk of a Ripple initial public offering continues to swirl, though the company has noted that it prioritizes organic growth over an immediate listing. 

Last October, Ripple’s CEO described an IPO as a future possibility but emphasized that the firm’s robust financial health does not make going public a priority. He had previously dismissed the prospect but noted that they could change their mind if the regulatory atmosphere improves.

The resolution of the SEC lawsuit in 2025 and the current pro-crypto administration have removed a major barrier, fueling speculation that Ripple might indeed pursue a public offering to capitalize on its momentum. 

An IPO could boost Ripple’s visibility, draw institutional investors, and increase XRP’s prominence in the financial ecosystem. Should Ripple go public, the greater attention and capital could impact XRP’s price.

RLUSD Adoption Strengthens XRP’s Ecosystem

Ripple’s stablecoin, RLUSD, launched in December 2024 with approval from the New York Department of Financial Services, has quickly gained prominence within crypto circles. 

This month, its market cap climbed to $294 million, ranking it among the top stablecoins. Also, The Crypto Basic recently confirmed that Ripple had integrated RLUSD into its cross-border payment platform. 

Notably, this dual-asset approach, which leverages XRP and RLUSD, strengthens the XRP Ledger, as RLUSD transactions burn XRP fees, potentially reducing supply over time. Growing enterprise adoption of RLUSD could draw more users to the ecosystem, and this could increase XRP’s utility and demand.