Holding 1,000 XRP Might Be Life-Changing, According to an Analyst—Here’s How and When

A prominent market pundit has suggested that investors holding just 1,000 XRP could be setting themselves up for life-changing gains in the future.

This recent disclosure came from Edoardo Farina, a vocal XRP community figure and founder of the trading group Alpha Lions Academy. Notably, this represents one of several commentaries the market pundit has made around the importance of holding a substantial amount of XRP.

XRP’s Price Struggles

Specifically, these commentaries aim to pinpoint the opportunity that comes with XRP’s current price struggles. For context, the altcoin’s price action has reflected the broader crypto market bearishness. Particularly, XRP collapsed 29% in February 2025, marking its largest monthly decline since June 2021.

The bearish atmosphere spilled into March despite the asset managing to trim the losses to just 2.56%. Now, April has introduced another spell, with XRP down 0.26% this month. If XRP secures another monthly decline in April, this would represent its first three consecutive monthly red candles since the 2022 near market.

XRP Investors Buying the Dip

However, while investor sentiment has dropped drastically, pundits like Edoardo Farina believe this period presents an opportunity to procure XRP at lower prices. This has been the motivation behind his recent comments, with the latest one suggesting the decision to procure just 1,000 XRP could be life-changing in years to come.

Interestingly, Farina is not the only person who sees this downtrend as a “buy-the-dip” opportunity. Data from Santiment confirms that most XRP investors, including retail and whale, have been accumulating more XRP tokens since the downtrend began in February. 

For context, addresses with 1,000 to 100,000 XRP and those holding between 1 million to 100 million XRP had a cumulative balance of 21.23 billion XRP tokens as of Feb. 1 when the downturn began. Remarkably, these wallets now hold 22.86 billion XRP, indicating that they have procured 1.63 billion tokens worth over $3.2 billion within this period.

How Do 1,000 XRP Tokens Become Life-changing?

One of the major factors contributing to this accumulation culture is the optimism around a recovery for XRP. Notably, the asset’s resilience above the $2 mark, with a meager 0.3% gain this year despite the downturn, has bolstered confidence in its rebound potential.

However, before XRP could present the life-changing gains suggested by Farina, its price might need to more than “recover.” For context, if XRP rises to the $27 ultimate target championed by market analyst EGRAG, a 1,000 XRP investment, currently worth $2,000, would yield $27,000. While a $25,000 gain is noteworthy, it’s far from life-changing.

Notably, a rally to $100, which multiple pundits have suggested could take years or might not materialize at all, might be the necessary event to bring substantial returns. At the $100 mark, the 1,000 XRP tokens would be worth $100,000. However, analyst Versan Aljarrah believes $100 is not enough for XRP, suggesting a possible upsurge to six figures.

Nonetheless, even the $100 target remains elusive at press time, as it would require a monumental 4,900% gain from the current $2.08 price. Analysts at market resource Changelly expect XRP to reach this $100 price between 2034 and 2040. Interestingly, Telegaon also believes a rally to $100 could materialize between 2035 and 2040.