Vandell Aljarrah, co-founder of Black Swan Capitalist, recently drew public attention to the long-term investment performance of XRP relative to gold.
Aljarrah analyzed the investment returns of both assets over a five-year period, beginning in 2020. In his tweet, he highlighted that XRP has risen by over 984% since 2020, whereas gold has recorded a 78% increase over the same period.
Moreover, he noted that during this five-year timeframe, the purchasing power of the US dollar declined by 25%. Aljarrah illustrated this by explaining that $100,000 in 2020 would only have the buying power of approximately $75,000 today.
On the other hand, a $100,000 investment in XRP during this period would have yielded nearly ten times the return, while simply holding cash led to a significant loss in value. This comparison highlights how crypto assets like XRP have offered a more promising store of value than traditional assets like gold or even fiat currency.
$100K in XRP Compared to Gold Over Five Years
Specifically, five years ago, in April 2020, XRP was trading as low as $0.1831. At its current price of $2.08, the asset has appreciated by 1,036%. To put this into perspective, a $100,000 investment in 2020 could have purchased 546,149 XRP tokens. Today, those tokens would be worth approximately $1.135 million at XRP’s current price around $2.07.
Interestingly, at XRP’s peak during this period, when its price reached $3.34 in January 2024, that same investment would have been worth about $1.82 million, presenting nearly $700K more gains.
Meanwhile, market data from TradingView shows that gold sold for $1,730 five years ago. With its current value at $3,495.38, this represents a gain of 107.10%.
With this performance, a $100,000 investment in gold from 2020 would now be worth around $202,000. While this is a respectable return, especially considering the dollar’s depreciating value within this period, it pales in comparison to XRP’s gains.
Aljarrah’s recent tweet comparing XRP’s investment potential to other assets is part of his broader effort to highlight the asset’s strong past performance and future promise.
What About a $100K Investment in Bitcoin Since 2020?
In an earlier post with a similar message, Aljarrah compared XRP’s performance to Bitcoin’s over a four-year timeframe. He asserted that XRP outperformed Bitcoin by a significant margin, even though XRP hasn’t yet reclaimed its previous all-time high, while Bitcoin has broken several new records. He argued that XRP is positioned for even more explosive growth to further outpace Bitcoin.
However, in his latest commentary, Aljarrah chose not to compare XRP to Bitcoin over the five-year span—instead using gold—because Bitcoin actually delivered a stronger performance than XRP during that period.
Specifically, Bitcoin traded at around $6,867 on April 22, 2020. As of today, it is trading above $88,000, marking an impressive 1,181.35% gain over five years. This means a $100,000 investment in Bitcoin from 2020 would now be worth approximately $1.28 million.
At Bitcoin’s peak in January 2024, that same investment would have been worth around $1.59 million. Meanwhile, this would be significantly below XRP’s peak value of $1.82 million during the same timeframe.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
