A growing trend across the XRPL ecosystem could become one of the major contributing factors to a massive XRP price surge.
The XRP Ledger (XRPL), originally engineered to support the seamless tokenization of assets, has recently begun to deliver on its foundational promise. In 2025, it is becoming a major tool for turning real-world assets into digital tokens.
XRPL Tokenization Could Help XRP on the Journey to $100
As XRPL gains more use in tokenization and continues to prove its value in cross-border payments, some market watchers believe these areas of utility could eventually be the factors necessary for a rise to the lofty $100 target.
According to their argument, if large institutions start using the XRPL to tokenize assets at scale, they will end up holding big amounts of XRP. Since XRP is used to move value around, this would reduce the number of tokens available for on-demand liquidity.
Now, with fewer tokens in circulation and growing demand from increased transactions, they believe the price would have to rise, possibly by a large margin.
Essentially, this idea rests on a supply and demand setup. If more institutions move value onto the XRPL and hold XRP in the process, and if transaction volumes keep rising, then the shrinking available supply could push prices up fast.
Upgrades to Position the XRPL for Tokenization
Notably, recent developments support the XRPL’s growing appeal in tokenization. In 2025, Ripple rolled out a roadmap to grow XRPL’s role in institutional decentralized finance.
A big part of that plan is the Multi-Purpose Token (MPT) standard, launched in the third quarter of 2024. MPTs combine features of both fungible and non-fungible tokens and allow issuers to store extra information like bond terms or property data. This makes it easier for institutions to tokenize assets.
In October 2024, XRPL also added Decentralized Identity (DID). The move brought the ledger in line with major rules like Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. This is essential for large firms looking for regulatory-compliant tokenization.
Real-World Developments Around XRPL Tokenization
Interestingly, real-world projects are already putting these tools to work. Recently, the Dubai Land Department teamed up with Ctrl Alt and the Dubai Future Foundation to launch a $16 billion real estate tokenization project on XRPL.
This effort lets people buy small pieces of property starting at AED 2,000 and cuts transaction fees in half. Remarkably, over 3,000 investors have signed up so far, showing strong interest.
Other projects are also diving in. Aurum Equity Partners launched a $1 billion fund for tokenized private equity and debt, hosted on XRPL. Ripple also partnered with Ondo Finance in January 2025 to bring tokenized U.S. Treasuries to XRPL.
Meanwhile, Ripple CTO David Schwartz highlighted during the Apex 2023 developer summit that the XRPL was slowly becoming the preferred platform for the tokenization of real-world assets.
Still, not everyone is convinced that XRP can hit $100 anytime soon. If this prediction took shape today, XRP’s market cap would shoot up to about $5.9 trillion, much higher than the entire crypto market, which now sits at roughly $3.33 trillion.
Most experts say XRP would need the whole crypto space to grow a lot more before it could realistically reach that kind of price. Currently, XRP trades for $2.19, requiring a massive 4,466% increase from here to reach $100.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
