Bitcoin Maximalist Predicts XRP Price — Even If Bitcoin Hits $100M

A Bitcoin maximalist and Chartered Financial Analyst insists XRP will not move past a two-digit price even if Bitcoin claims $100 million.

Notably, XRP has drawn a lot of attention recently, with multiple bold predictions about its future price. Proponents point to its growing use in cross-border payments, arguing that better regulations and more institutional interest could give it a strong push.

Ambitious XRP Price Targets

One of the most talked-about forecasts comes from analyst BarriC, who believes XRP could hit $100. However, in April, CryptoGuard’s Chief Operating Officer Matthew Brienen took things further, predicting that XRP could rise to $1,000. 

While investors question how this price could materialize, market commentator John Squire is already predicting an even higher price. He suggested months back that a $10,000 price for XRP was not just possible, but actually conservative.

Soni believes a $10,000 XRP Target is Unrealistic. 

However, not everyone agrees. Rajat Soni, a Chartered Financial Analyst and outspoken Bitcoin supporter, sees these predictions as completely unrealistic. In his recent analysis, he pushed back, calling the idea of a $10,000 XRP flat-out nonsense.

In presenting his reason, he pointed out that XRP has a total supply of 100 billion coins, while Bitcoin’s top supply is 21 million. He also noted that Bitcoin can be broken down into 2.1 quadrillion satoshis. By that math, each XRP would represent 21,000 satoshis. 

At the time of his disclosure, XRP traded at $2.20, while 21,000 satoshis cost about $22. Based on this, Soni argued that Bitcoin holds at least 1,000 times more value than XRP.

XRP Would Hit $20 at Most When BTC Claims $100M

Using this comparison, he predicted that XRP would lose about 99.9% of its value compared to Bitcoin in the future. If Bitcoin ever reaches $100 million, making one satoshi equal to $1, then 1 XRP would be worth no more than $20. 

Soni added that such a jump in Bitcoin’s price would mean the U.S. dollar had lost more than 95% of its value. In today’s terms, he said, 1 Bitcoin would be worth around $5 million, and 21,000 satoshis would equal about $1,050. That would put XRP’s value at just $1 when adjusted for inflation. 

While predictions of XRP hitting $1,000 or $10,000 seem far-fetched, Soni’s take also leans to the extreme. His claim that XRP could lose almost all of its value against Bitcoin does not line up with recent trends. 

Currently, XRP trades at $2.16, while Bitcoin sits at $105,174. This puts the XRP-to-Bitcoin ratio at 0.00002053. If XRP reaches $22 when Bitcoin hits $100 million, the ratio would fall to 0.00000020. That would be a 99% drop in value compared to Bitcoin. 

Current Market Realities

However, this outcome seems unlikely, especially since XRP has continued to outperform Bitcoin over the past few months, gaining 183% against the crypto firstborn since November 2024.

Meanwhile, if Bitcoin ever does reach $100 million, its market cap would jump to nearly $1.987 quadrillion. Interestingly, should it retain its current market dominance of 64.58%, the total crypto market cap would hit $3.076 quadrillion. 

Notably, should XRP also maintain its 3.94% market share under those conditions, its market cap would rise to $121.194 trillion. That would bring XRP’s price to about $1,244.

So, while it’s technically possible for XRP to hit $1,244 if Bitcoin skyrockets and the market stays exactly as it is now, this is still a long shot. The global economy doesn’t have nearly enough money in circulation to support those values right now, especially at a $100 million Bitcoin price.