Coach JV, a prominent finance expert, has shared an investment strategy involving XRP and Bitcoin that granted him financial freedom.
Notably, the market pundit calls this his “Wealth Ecosystem,” and it revolves around five main holdings: XRP, Bitcoin, Stellar (XLM), Hedera (HBAR), and Solana (SOL). According to him, the trick is to keep emotions out of investing and make every dollar work with clear goals.
Wealth Ecosystem Involving XRP, Bitcoin, and Other Assets
Interestingly, while he includes Bitcoin and altcoins in his plan, his strategy for both classes differs. The pundit revealed he never sells Bitcoin.
Instead, he uses it as collateral to take on low-risk leverage, then uses that borrowed money to buy assets that generate steady income. After paying off the leverage, he repeats the process.
However, with altcoins, he sells off half of his holdings during price surges based on pre-set targets, staying away from hype or guesswork. Coach JV noted that he employs a rule-based approach and never lets emotions drive his decisions.
Interestingly, market analyst EGRAG Crypto has also suggested a similar strategy involving XRP. According to him, while he expects XRP to reach higher targets such as $33, investors should not try to time the top, but should instead take profit from lower pre-set targets.
Coach JV employs a similar strategy. However, he revealed that instead of letting the profits he realized sit idle, he moves them into cash value life insurance, which he treats as a second layer of leverage. He then uses this insurance capital to buy dividend-paying assets. After paying down any leverage, he goes through the same cycle again.
The finance coach confirmed using the same method during bear markets, by redirecting extra cash flow, after settling debts and must-pay expenses, back into solid deflationary assets and income-producing investments.
According to Coach JV, this plan was responsible for making him financially free over five years, from 2020 to 2025. Meanwhile, looking ahead to 2025–2030, he said the same strategy would build lasting wealth for his family.
Similar Financial Commentaries
This is the latest commentary from the market commentator about gaining financial freedom. In most of his disclosures, Coach JV has continued to highlight XRP and Bitcoin as two of the best assets to hold.
For instance, just a few days ago, he called out how many people waste hours scrolling through social media or financing expensive cars while ignoring basic steps like budgeting or investing in long-term assets. He believes that ten years of DCAing into assets like Bitcoin and XRP could change a family’s financial future forever.
Meanwhile, in July, he warned investors about common traps. Coach JV pointed out that chasing meme coins, thinking short-term, or relying solely on crypto without a broader financial plan would lead to failure.
XRP and Bitcoin will completely rewire the outdated financial system. But here’s a clear way to get wrecked in crypto:
Chase meme coins and hype
Think short term (this is a 2030+ game)
Have no plan outside of cryptoYou need a diversified wealth strategy:
Cash value life…— Coach, JV (@Coachjv_) July 20, 2025
He encouraged investors to employ a strategy that focuses on real-world asset-backed crypto assets and combines them with life insurance, real estate, precious metals, and dividends. According to him, investors should keep their money moving and never let it sit idle.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
