Here Is XRP Price If Governments Hold It as Part of Their Crypto Reserves

New projections show XRP could approach double-digit value if top global economies allocate just 5% of their reserves to the asset.

A growing number of analysts and policymakers are exploring whether governments could hold cryptocurrencies like XRP in their national reserves. With increasing recognition of digital assets’ utility, the idea of sovereign entities accumulating XRP is no longer fringe. 

The United States recently added weight to this scenario with a presidential executive order proposing a national digital asset reserve. Bitcoin’s position has been largely cemented, with numerous governments already holding it.

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Meanwhile, Ripple’s global payment infrastructure and XRP’s utility in cross-border settlements make it an appealing option for governments looking to diversify reserves beyond Bitcoin and gold. 

Top 6 Economies Could Push XRP to New Highs

A recent analysis modeled the potential impact if the top six global economies, China, Japan, Switzerland, India, Russia, and the United States, decided to allocate a small portion of their foreign reserves to XRP. These countries collectively control over $6.6 trillion in reserve assets.

If just 1% of that total, roughly $66.3 billion, were invested into XRP, its market capitalization would climb from around $165 billion to approximately $231.3 billion, pushing its price from $3  to about $4.21.

However, at a 3% allocation, or $198.9 billion, the XRP price could rise to around $6.62. And at 5% allocation, which equates to $331.5 billion, XRP’s market cap could approach $496.5 billion.

Specifically, this would result in a projected price of approximately $9.03. For a coin trading around $3 today, this would mark a new all-time high.

Can XRP Price Grow Even Higher?

However, it’s important to note that directly adding capital to XRP’s market cap assumes a perfectly linear relationship, which rarely holds in crypto markets. 

Due to thin order books and limited liquidity at higher price levels, large inflows often cause exponential price reactions. In this case, even a $66 billion investment might drive up to ten times more market value as buying pressure cascades through the system. 

This means XRP could potentially exceed the $9 projection under real-world conditions, especially if speculative interest kicks in.

Strategic Reserve Developments in the U.S.

Notably, the idea of XRP in government reserves aligns with a January 2025 executive order signed by President Trump. It called for the development of a federal digital asset strategy. 

This included the creation of a national strategic crypto reserve consisting of assets like Bitcoin, XRP, USDC, and other U.S.-linked coins. Ripple CEO Brad Garlinghouse has supported the initiative. Interestingly, has engaged with policymakers to promote XRP’s inclusion.

Beyond price, inclusion in government reserves would give XRP massive credibility as a sovereign-grade asset. It would mark a turning point for the digital currency. And with just a small percentage of allocation, the price trajectory could be extraordinary.