ChatGPT, OpenAI’s LLM chatbot, has predicted the XRP Price if Bitcoin claims the $1 billion target from one of Fidelity’s top executives.
For context, back in September 2021, Bitcoin was in the middle of a major bull run when Jurrien Timmer of Fidelity Investments made an ambitious projection.
Fidelity Exec Predicts Bitcoin to $1B by 2038
Specifically, the Director of Global Macro said Bitcoin could reach $1 million before the decade ends and possibly climb to an unbelievable $1 billion by 2038. Timmer based his outlook on valuation tools, including the popular Stock-to-Flow model and his own demand model, which relies on Metcalfe’s Law.
Notably, Metcalfe’s Law suggests that a network’s value grows much faster than its number of users. If the number of participants doubles, the network’s value could increase fourfold. Using this principle, Timmer argued that Bitcoin’s value could grow steadily toward $1 million by 2030, leading to his longer-term $1 billion forecast.
Today, Bitcoin trades at around $116,000, up from $48,000 when Timmer made his prediction. This marks a 141% gain in just four years.
If Bitcoin continues on this path and even comes close to the levels Timmer projected, the rest of the crypto market would almost certainly rally alongside it. In such a scenario, altcoins like XRP that have continued to follow Bitcoin’s trajectory would likely benefit.
Notably, when Timmer issued his forecast in 2021, XRP traded at $1.24. Today, XRP changes hands at $3.18, which represents a 156% jump, slightly higher than Bitcoin’s 141% increase within this timeframe.
Although XRP underperformed against Bitcoin between 2021 and 2024, it staged a massive rally starting in November 2024 that allowed it to catch up and even surpass Bitcoin’s percentage growth. Overall, both coins have increased in price since Timmer’s bold projection entered the spotlight.
ChatGPT Predicts XRP Price if Bitcoin Hits $1B
Meanwhile, to assess how XRP price might appreciate if Bitcoin ever reached $1 billion, we asked ChatGPT to carry out an evaluation.
The chatbot first identified the current price relationship between the two assets. Specifically, with Bitcoin at $116,000 and XRP at $3.18, one Bitcoin equals about 36,478 XRP. According to ChatGPT, if Bitcoin climbs to $1 billion while keeping this same ratio, XRP would trade near $27,000.
However, ChatGPT stressed that this ratio will almost certainly change over time. XRP could outperform if adoption of its payment and settlement features accelerates, or it could fall behind if Bitcoin maintains its dominance.
Also, ChatGPT pointed out that XRP’s future depends heavily on real-world use, regulatory clarity, and how much market share altcoins take from Bitcoin. If XRP gains better adoption in global payments, it could shorten the gap with Bitcoin and see stronger growth.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
