Jake Claver, CEO of Digital Ascension Group, warns that retail XRP holders may face liquidity shortages on exchanges during significant price movements.
Liquidity Shortages Could Trap XRP Holders
Jake Claver, CEO of Digital Ascension Group, has issued a stark warning, pointing out that the real challenge is not whether XRP will achieve lofty valuations, but whether investors will be able to preserve their wealth once it does.
In his view, this liquidity shortage stems from institutional buyers dominating over-the-counter (OTC) markets, leaving retail traders struggling to access the market through ETFs tied to XRP.
When we see some major price action come for XRP, I've got uncomfortable news for you….a lot of exchanges won't have the liquidity to let you exit at market value, and with the supply shock, institutional buyers dominate OTC and retail will get stuck fighting for exposure…
— Jake Claver, QFOP (@beyond_broke) October 3, 2025
How XRP Holders Can Preserve Wealth
In the X post, Claver criticized the common mindset that merely holding XRP would be enough to generate generational wealth. However, he cautioned that without prior planning — covering wealth infrastructure, tax strategies, and custody solutions — most investors could lose their fortunes.
According to him, wealth preservation has nothing to do with the size of one’s portfolio, but rather with strategic preparation. As a result, he outlined a practical framework that XRP holders should follow in anticipation of life-changing gains.
First, he urged existing investors to plan their exit strategy by determining the price level at which they intend to liquidate portions of their holdings.
The second step involves obtaining real custody, which requires investors to transfer their XRP from exchanges to secure institutional custody or a decentralized wallet to avoid freezing and insolvency risks.
Third, he urged investors to establish wealth structures early when XRP’s price is at $2.45, not when it surges to $3,000. This involves establishing LLCs and trusts for asset protection and tax efficiency.
Finally, Claver called on community members to understand that XRP’s price catalyst has gone past retail FOMO and is now increasingly tied to institutional adoption, which ranges from banks settling transactions with XRP to stablecoins utilizing the token as a bridge asset.
XRP’s Future Role in Finance Already Happening
Furthermore, he argued that much of the groundwork for XRP’s future role in finance is already in place. According to him, XRP already has regulatory clarity following the SEC v. Ripple case, in which it was deemed not to be a security.
He further noted that banks are increasingly exploring distributed ledger technology to manage risk in the over $400 billion derivatives market, with initiatives like DTCC’s Project ION having been operational since 2022. Claver also highlighted Ripple’s recent $250 million acquisition spree aimed at tokenizing banking assets.
While he believes XRP is well-positioned to reach significant price levels as institutional adoption soars, he emphasized that the real challenge is whether investors are prepared to preserve the generational wealth it could create.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
