Here’s XRP Price in 2030 if 80% of Supply Is Locked in Staking

What could XRP price rise to by 2030 if staking protocols lock up 80% of the token’s circulating supply?

Notably, the XRP Ledger (XRPL) has been around for more than ten years, yet it still doesn’t include a built-in staking feature. Interestingly, this gap has started to close recently as new projects introduce staking options that let XRP holders earn yields. 

The Emergence of XRP Staking Protocols

Two of the latest developments in this regard are mXRP and FXRP, which plan to give XRP holders more ways to put their tokens to work.

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Specifically, mXRP launched in September 2025 on the XRP Ledger’s EVM sidechain. Midas introduced the project in partnership with Axelar and Interop Labs. The project lets XRP holders stake their tokens to earn between 6% and 10% a year through tokenized strategies such as liquidity provisioning and market-making. 

Importantly, the team behind mXRP plans to lock up $10 billion worth of XRP. At the current price of $2.56, that equals about 3.9 billion tokens, or roughly 6.5% of XRP’s total circulating supply of 60 billion.

Meanwhile, FXRP also went live last month on the Flare Network as part of its FAssets system. It functions as a non-custodial, overcollateralized ERC-20 token that wraps XRP and bridges it to Flare’s EVM-compatible chain. This bridge lets XRP holders use their tokens in decentralized finance platforms for lending, trading, and liquidity pools on apps like SparkDEX.

Flare aims to secure about 5 billion XRP by mid-2026, representing 8.3% of the total circulating supply. Together, mXRP and FXRP plan to lock up around 8.9 billion XRP, or about 14.83% of all tokens in circulation. 

What if Staking Projects Secure 80% of XRP’s Circulating Supply?

For context, Ethereum, one of the leading staking ecosystems, currently has about 35.7 million ETH staked, worth roughly $142.8 billion, or 29.57% of its total supply.

Now, imagine if staking demand for XRP exploded beyond these initial goals. Notably, if FXRP, mXRP, and other staking projects managed to secure 80% of XRP’s total supply, about 48 billion tokens worth $122 billion at today’s price, it would leave only 12 billion XRP circulating in the market. This sort of supply squeeze could create major price pressure.

To check what that could mean for XRP’s price, we asked Google Gemini to model the outcome. The AI chatbot described it as a major supply shock and presented several scenarios to see how XRP could react if most of its supply became locked in staking.

Gemini used a locked value of $122 billion and a remaining supply of 12 billion XRP to estimate that XRP could reach around $10.17 per token if the market capitalization stayed the same. 

However, in a stronger scenario, where institutional demand and wider adoption pushed the total market value higher, the price could soar even higher. Specifically, Gemini noted that if XRP’s market cap rose to between $500 billion and $1 trillion, the price could jump to between $41.67 and $83.33 per token.