Black Swan Capitalist Explains How XRP Could Reach Extremely High Prices, Up to $10,000

XRP long-term valuation continues to spark debate across the crypto community.

According to Versan Aljarrah, founder of Black Swan Capitalist, understanding how XRP could reach extremely high price levels, up to potentially $10,000 per coin, requires a shift away from conventional thinking.

In a detailed breakdown, he argues that XRP’s design as a global liquidity engine makes high valuations not speculative fantasies, but mathematical outcomes tied to utility and global demand.

- Advertisement -

XRP is for Global Liquidity, Not Speculation

Aljarrah explains that many people still evaluate XRP as if it were a stock or commodity. However, the XRPL architects did not create XRP to behave like traditional assets, in his view.

He stressed XRP was to serve as a universal settlement tool capable of bridging hundreds of trillions of dollars in value across borders, currencies, and tokenized markets.

To assess XRP’s potential correctly, he says, one must examine how the XRP Ledger works, especially its ability to be divided into tiny units and the bigger economic purpose it serves.

The Power of Fractionalization: Why XRP Can Scale to $10,000

Aljarrah says one of XRP’s key, but often misunderstood, features is its divisibility. Specifically, one could divide each XRP into 1,000,000 drops. This means that even at $10,000 per XRP, a single drop would still be worth about one cent.

This feature allows XRP to remain usable at any price level. Whether XRP trades at $0.50, $500, or $50,000, transactions occur in drops, ensuring both micro and macro payments remain seamless.

This is why the belief that XRP must remain “cheap to be useful” is a misconception, according to Aljarrah. The higher the price per XRP, the more liquidity the system can support with fewer tokens. Accordingly, higher valuations can improve efficiency.

For example:

• At $1 per XRP, settling $1 billion requires 1 billion XRP.
• At $10,000 per XRP, it requires only 100,000 XRP.

Notably, fewer units moving across the network translates into lower volatility, reduced slippage, and faster settlement—exactly what institutions and global payment corridors need.

In other words, high value is where XRP’s architecture aligns perfectly with the demands of global liquidity markets.

Global Market Math: Why a High Price Becomes Necessary

Furthermore, Aljarrah notes that XRP’s total supply is 100 billion. However, the actual usable supply for global liquidity is significantly smaller due to long-term holdings, institutional custody, reserves, and private allocations.

He highlights the scale of global markets:

• $7 trillion settles daily in the FX markets
• $600 trillion in global derivatives
• $150 trillion in annual cross-border payments

According to Aljarrah, even if XRP handles just 1% of these markets, the value it must represent is in the trillions. Given its finite supply, the per-unit price must rise to keep the network balanced. 

Aljarrah also emphasizes that banks and central institutions don’t need full units of XRP. All they need to settle is fractional drops. This flexibility allows XRP to power micropayments, institutional transfers, and tokenized asset settlements, all using the same ledger.

He compares this to fractional ownership of gold: one ounce can represent thousands of dollars in derivative or digital claims. In his view, XRP works similarly, but with instant settlement and cryptographic precision.

XRP as a Global Monetary Tool

Aljarrah suggests that as XRP gains worldwide adoption, its value will move away from speculation and be based on real usage. Factors such as transaction speed, liquidity needs, and the amount of value it transfers will determine its price.

With XRP already being considered in bank systems, tokenized markets, and international financial discussions, Aljarrah stresses that it could serve as a true global currency rather than merely a trading asset.