Pundit Says No Scenario Can Avoid XRP From a Major Price Surge: Here’s Why

An XRP community figure has renewed arguments for a sharp upward move in XRP price, citing Bitcoin ETF history and new accumulation trends.

This commentary came from Chad Steingraber, a game designer and a familiar voice in the XRP community who has persistently tracked ETF trends. He leveraged data surrounding Bitcoin ETF inflows and used them to explain why he believes XRP could face similar buying pressure once its ETF market grows.

What if XRP ETFs Also Record Billion-Dollar Intraday Inflows?

For context, Steingraber pointed out that Bitcoin ETFs saw several days with more than $1B in inflows. Specifically, the first billion-dollar day came on March 12, 2024, when Bitcoin ETFs attracted $1.05B in intraday inflows. 

Interestingly, the funds later saw $1.38B on Nov. 7, 2024, and $1.11B on Nov. 11, 2024. Another $1B followed on Nov. 21, 2024, and $1.08B came in on Jan. 17, 2025. Meanwhile, the streak continued with $1.18B and $1.03B on July 10, 2025, and July 11, 2025. The most recent incident occurred on Oct. 6, when inflows reached $1.21B.

Citing this data, Steingraber argued that XRP ETFs could experience a similar pattern once they scale. Considering an XRP price of around $2.25, he presented a scenario using 12 funds and a steady $1B in daily inflows. 

The market pundit calculated that each fund would take in about $83,333,333 on day one, then $166,666,666 per fund on day two as inflows reach $2B. He then continued with $248,999,999 per fund on day three, $333,333,332 on day four, and $416,666,665 on day five as inflows hit $5B. 

From this, he estimated that each fund would accumulate about 185,185,184 XRP over 5 days, which adds up to roughly 2.22 million XRP across all 12 funds. According to him, this level of demand leaves no room for XRP to stay at low valuations. “There is no scenario that allows XRP to NOT be a high price,” Steingraber said.

Impact of 10M XRP Accumulated Per ETF

The market commentator has held this sentiment since the first ETF launched, using multiple evaluations to prove his point. In another disclosure, he pointed out that Bitwise and Canary Capital collected about 10M XRP on Nov. 24. 

Low Supply – This is what will happen to the ETF⬇️

Take a seat.

If 1 Share of the XRP ETF is holding 10 XRP currently and the asset XRP becomes too difficult to source (or too expensive), then the ETF is going to do something no one sees coming yet…

They're going split the… https://t.co/zjGEyEvAlB

— Chad Steingraber (@ChadSteingraber) November 25, 2025

Using this as a reference point, Steingraber described what could happen when more firms enter the space. He suggested that the market could grow to 15 major issuers, especially if companies like BlackRock and VanEck launch their own XRP products. 

Leveraging an assumed average XRP price of $2.20 and 10M XRP in daily activity per fund, he estimated 150M XRP per day across 15 funds, 750M XRP in a 5-day week, 3B XRP in a month, 36B XRP in a year, and 72B XRP in 2 years. Looking at these, Steingraber said only a much higher price could slow down that level of accumulation.

However, it is important to note that the pundit’s calculations are all based on assumptions that may not play out as expected, so investors should not regard this as investment advice. 

For instance, his models depend on the idea that the current four spot XRP ETFs will expand to 12 or even 15, even though only 2 more sit in the approval queue. He also built his outlook on constant inflows and did not factor in outflows, which remains unsustainable.