Crypto Founder Says XRP Will Decouple Over Time, Gradually, Quietly, and Then Suddenly

Versan Aljarrah, founder of Black Swan Capitalist, predicts that XRP will gradually decouple from Bitcoin and speculative cycles.

Right now, despite XRP’s expanding use cases and rising institutional adoption, it still moves in step with Bitcoin and the wider crypto market.

For example, last month, bearish market fears caused Bitcoin to briefly drop to $80K. This decline pulled XRP and other altcoins down with it, with XRP dipping to $1.8. A similar flash crash by Bitcoin in October saw XRP fall to $1.2.

Aljarrah and other analysts say these dips don’t reflect XRP’s real value. They claim its price is still influenced by short-term speculation, rather than by what the XRP Ledger is designed for.

They argue that XRP’s true value lies in its technology and its long-term role in global finance, not in daily price swings.

Slow Build Toward Sudden Separation

Aljarrah’s assertion that XRP will “decouple gradually, quietly, and then suddenly” mirrors his long-standing view that XRP’s price is suppressed. He has previously argued that XRP’s design makes high valuations mathematically necessary.

He often points to banks and companies adopting Ripple’s payment solutions, tokenized assets, and real-time settlements. While these uses don’t appear on price charts immediately, they lay the foundation for future demand.

Aljarrah also notes that XRP handles billions in on-chain transactions with very low fees. This surpasses traditional systems like SWIFT in speed, cost, and reliability — even though its price has remained around $2.

Why a High Price May Be Necessary for Decoupling

Aljarrah often highlights the math behind global liquidity to explain why XRP eventually needs to rise to much higher price levels. Global settlement markets, including FX, derivatives, tokenized assets, and cross-border flows, are worth trillions. XRP’s limited supply could push its price higher as its full utility is realized.

Moreover, XRP can be divided into 1,000,000 drops, keeping transactions affordable even at high prices. Institutions can settle payments in fractions of tokens, making liquidity more efficient.

For example, Ripple CTO David Schwartz explained that it takes 1 million XRP tokens to process a $1 million transaction if the price is $1. If XRP’s price were $10,000, only 100 tokens would be needed for the same $1 million transaction. 

Accordingly, at higher prices, the ecosystem achieves higher valuation and efficiency, capable of processing transactions worth trillions of dollars.

This is why Aljarrah continues to maintain that XRP could reach $10,000 or more, describing it as “programmed” to do so.

Essentially, XRP proponents argue that, unlike Bitcoin—which gains value mainly from scarcity—XRP’s value comes from its practical use. This is why supporters believe it will follow its own growth path.

Community Views on XRP Decoupling

Community reactions to Aljarrah’s comments show growing optimism that XRP is approaching a major turning point. X user Adam Smith-2.0 said that XRP’s decoupling from other crypto is no longer a gamble like it was five years ago. 

Another user, Mark, noted that decoupling is already happening. He pointed out that XRP held up better than Bitcoin last week while most large-cap assets fell significantly.

Jay Sutton added that XRP needs to break free from “the Bitcoin poison,” saying Bitcoin shouldn’t be the “center of gravity” for the crypto market.

An analyst previously argued that “suppressed utility doesn’t trickle upward; it reprices violently”. This echoes Aljarrah’s view that XRP’s shift will start slowly, build quietly, and then suddenly surge.

While the exact timing is unclear, supporters believe that once institutional settlement and global liquidity demand drive XRP’s value, it will stop following broader crypto trends.