Ripple President Monica Long has said the firm has no plans to go public, even after completing a $500 million share sale that valued it at around $40 billion.
Speaking in a recent interview on Bloomberg Crypto, Long explained that Ripple is in a strong financial position and does not need an IPO to fund its next phase of growth.
$500M Raise Fuels Acquisitions and Expansion
Long said Ripple was pleased with the Q4 fundraise and highlighted that 2025 marked a major year for the company’s growth. The capital has already supported the acquisition of four companies. Ripple is now focusing on integrating those businesses and scaling operations.
She noted that the structure and terms of the raise were highly favorable. The company welcomed major institutional names such as Citadel and Fortress onto its cap table.
According to Long, these investors were drawn to Ripple’s working business model and its growing role in digital asset infrastructure for enterprises and financial institutions.
Reducing Reliance on XRP Through Product Strategy
Addressing concerns that much of Ripple’s perceived value is tied to XRP, Long stressed that the company’s strategy focuses on building products rather than relying on a single asset.
Ripple is positioning itself as the “connective tissue” between traditional finance and blockchain by offering secure digital asset custody, compliant on- and off-ramps, and regulated infrastructure.
Long added that compliance has been a core focus, with Ripple holding more than 70 licenses globally to support cross-border and institutional use cases.
No IPO Plans as Ripple Stays Private
When asked directly about an IPO, Long clarified that Ripple still intends to remain private. She explained that companies typically go public to access liquidity and capital markets. Meanwhile, Ripple’s strong balance sheet and continued interest from strategic investors make an IPO unnecessary at this stage.
Notably, the question follows a widely circulated report predicting firms likely to go public in 2026, which included Ripple and projected a $50 billion valuation.
With ample capital and backing from large institutions, Ripple believes it can continue funding growth and acquisitions without listing on public markets.
RIPPLE $XRP PRESIDENT MONICA LONG ON IPO: "WE STILL PLAN TO REMAIN PRIVATE." pic.twitter.com/lNZvAM7ua7
— The Wolf Of All Streets (@scottmelker) January 7, 2026
Banking Charter and Stablecoin Focus in 2026
Long also discussed Ripple’s progress toward deeper integration with the traditional financial system. Following the passage of the Genius Act, Ripple is seeking federal-level regulation through the Office of the Comptroller of the Currency.
This builds on its existing New York DFS trust license used to launch RLUSD, Ripple’s U.S. dollar stablecoin. She said the goal is to manage and operate RLUSD under the highest regulatory standards.
Looking ahead, Ripple’s priorities include expanding RLUSD, growing its payments business, and successfully integrating recent acquisitions, rather than rolling out entirely new products in the near term.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
