Crypto veteran and early Ripple executive Greg Kidd has stirred discussion around XRP fundamentals, stressing that liquidity, not just price, is central to its long-term relevance.
This perspective recently drew attention in the XRP community after Digital Asset Investor resurfaced Kidd’s past interview. When asked about XRP’s price outlook, Kidd summed up his view in just two words: liquidity and supply.
Greg Kidd Confirms a Major Early XRP Position
Notably, during the interview, Kidd confirmed that he holds a significant amount of XRP. He explained that he secured exposure to roughly 1% of XRP’s total supply more than five years ago.
The position was structured early in XRP’s history, long before today’s market structure and institutional interest took shape. His long-term involvement places him among the earliest believers in XRP’s potential as a financial utility rather than a speculative asset.
XRP as the “Oil” of Ripple’s Network
Kidd agreed with the analogy that XRP functions like oil within Ripple’s ecosystem. While Ripple builds payment infrastructure to rival systems like SWIFT, XRP’s role is different.
It isn’t tied solely to the company’s success; instead, it moves freely across borders as a neutral bridge between currencies. From the start, Kidd said, XRP was designed to be fast and liquid even before its market value was clear.
Liquidity Matters More Than Price
One of Kidd’s key points was that Ripple’s success does not depend solely on XRP having a high price. Instead, XRP must remain highly liquid, allowing participants to enter and exit positions easily with minimal friction.
In his view, liquidity is what enables XRP to function as a bridge asset. Without deep and efficient markets, XRP cannot fulfill its purpose, regardless of price levels. While higher prices benefit holders, liquidity is what makes the system work at scale.
Supply, Demand, and Long-Term Upside
Kidd also acknowledged that price appreciation naturally follows when demand outweighs available supply. As XRP adoption grows and liquidity improves, higher demand could lead to higher valuations over time.
Although Kidd made these statements several years ago, they continue to resurface in XRP community discussions even today.
When asked about XRP Price Greg Kidd(10th employee @ripple ) had two words.
Liquidity & Supply pic.twitter.com/VFSfP5FN2i— Digital Asset Investor (@digitalassetbuy) December 31, 2025
Ripple May Absorb Legacy Banks: Greg Kidd
Last year, Kidd shared a bold vision for blockchain banking, suggesting Ripple could transform traditional finance by taking over outdated banks. This was during the XRP Las Vegas conference in June 2025.
Kidd recalled Ripple’s early days with just 188 accounts and emphasized the goal of moving money at “the speed of the internet.”
Kidd now leads Vast Bank, aiming to put banking on the blockchain by issuing FDIC-insured U.S. dollar tokens on the XRP Ledger.
Unlike stablecoins, this method uses fractional-reserve banking, making it more capital-efficient while offering interest, consumer protections, and 24/7 payments. He also envisions cross-border digital dollars and plans to expand to pounds and euros.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
