XRP’s largest holders have increased their balances by approximately 65.32 million XRP over four days, even as price continues falling toward the psychological $1 level.
The accumulated tokens were worth nearly $72 million at prices prevailing during the accumulation period, according to Santiment-derived data.
Large-holder balances initially declined before reversing sharply over the final days of the period and returning to around the 4 billion XRP region. The 65.32 million XRP increase has also been independently reported from the Santiment data.
The accumulation has yet to translate into a price recovery. CoinMarketCap currently places XRP around $1.05, down 3.74% over 24 hours, with price trading between approximately $1.04 and $1.10. At the current price, the 65.32 million XRP accumulated would be worth roughly $68.6 million.
XRP Whales Buy Into the Decline
The latest increase extends a broader period of accumulation among large XRP holders.
Earlier this month, large XRP holders added 770 million tokens following the Binance hack, while the number of wallets holding at least 1 million XRP climbed to a 2026 high of 2,147.
A separate large transfer also saw a new whale wallet receive more than 140 million XRP as price declined.
Together, the figures show that some large holders have continued increasing exposure during the selloff rather than waiting for a confirmed market recovery.
However, rising whale balances do not prove that XRP has established a bottom. Wallet-level data can show an increase in holdings but does not establish the identity, motivation or future behavior of those entities.
$1.04-$1.05 Becomes the Immediate XRP Test
Price has continued deteriorating despite the accumulation.
XRP’s latest decline has taken the asset beneath the $1.07-$1.10 region that previously served as an important technical floor. CoinMarketCap now places the 24-hour low around $1.04.
This makes $1.04-$1.05 the immediate support area. A sustained break below that range would leave approximately $1.02 as the next short-term reference before the psychological $1 level comes under direct pressure.
CoinMarketCap’s latest technical assessment similarly identifies $1.04-$1.05 as near-term support and warns that a break could expose $1.02.
The Crypto Basic recently highlighted how XRP has moved deep into a major fair value gap extending toward $1. From $1.05, a decline to $1 would represent another 4.8% loss.
XRP Needs to Reclaim $1.10-$1.12
The first upside requirement is equally clear. XRP needs to recover above the recently lost $1.10 area, followed by approximately $1.12, before the latest accumulation begins coinciding with meaningful improvement in price structure.
A sustained recovery above $1.12 could bring $1.15 back into focus. Until then, XRP remains below the short-term levels lost during the latest selloff.
This creates a notable divergence: large holders are adding XRP while price continues making lower lows.
The next test is whether the 65.32 million XRP accumulation helps establish demand around $1.04-$1.05, or whether sellers continue pushing XRP toward $1 despite the increase in whale holdings.