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Cardano Rolls Out Physical Visa Debit Card with Up to 8% Cryptoback Rewards

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ADA has taken another major step toward everyday utility with the launch of the Cardano Card, now available as a physical Visa debit card. 

The product allows users to spend ADA and more than 680 supported digital assets anywhere Visa is accepted, effectively connecting crypto holdings with real-world transactions. 

Key Points

  • Cardano Card has launched a physical debit card, marking a major step towards everyday crypto utility. 
  • The Cardano Card operates on the Visa network, enabling global merchant acceptance. 
  • In addition to ADA, users can spend more than 680 supported digital assets in real-world transactions. 
  • The card offers up to 8% Cryptoback rewards, low foreign exchange (FX) fees, and global ATM access. 

Physical Cardano Card Goes Live 

Cardano has expanded into the physical payments space by introducing a Visa-enabled Cardano Card. Accordingly, users can now spend ADA in real-world scenarios, including in-store purchases and online payments.

The company developed the card through a collaboration between EMURGO and Wirex, while Visa provides the global payment infrastructure. Consequently, users can transact seamlessly across millions of merchants worldwide.

Moreover, the physical rollout builds on the earlier success of the virtual Cardano Card. It extends functionality beyond digital environments, enabling users to carry their crypto balances into physical retail spaces and use them like traditional debit funds. 

Key Features

According to the announcement, the card introduces Cryptoback rewards of up to 8% on all purchases. It positions itself as a competitive option in the rapidly growing crypto payments sector.

Notably, users benefit from low foreign exchange (FX) fees and global ATM access, which makes the card practical for both domestic and international spending.

The Cardano Card also integrates with major mobile payment platforms, including Apple Pay and Google Pay. As a result, users can make contactless payments with added convenience.

Meanwhile, they can manage all card functions through the Wirex App, where they can monitor balances, track spending, and control their accounts.

The card is currently available in more than 130 countries, though availability varies by region due to local regulations. As with most financial services, card issuance and shipping fees vary by location. 

What’s Next for Cardano Card?

Beyond payments, the team plans to introduce additional features. For instance, future upgrades may include borrowing against ADA holdings and staking directly through the card interface.

Furthermore, the project aims to integrate the card with the Cardano treasury. Under this model, a portion of proceeds generated from card activity would flow back into the treasury to fund ecosystem proposals and ongoing development. 

It is important to note that similar initiatives have emerged in the past to enable ADA spending. For example, Cardano recently integrated with DFX.swiss, allowing customers to pay with ADA at 137 SPAR outlets across Switzerland.

However, the Cardano Card introduces a distinct approach. Unlike previous integrations, it provides a branded physical card, which allows users to spend ADA seamlessly in everyday situations without relying on specific merchant integrations. 

Three Signs XRP Is Now Undergoing a Trend Shift from Bearish to Bullish

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XRP currently shows early signs of a bullish shift as whale accumulation and technical indicators point to a possible trend reversal.

Crypto analyst Ali Martinez recently highlighted three signs that XRP may be going through a possible trend shift. These signs include a SuperTrend buy signal, increased whale accumulation, and a tightening triangle pattern.

Key Points

  • XRP has embarked on a rebound push alongside the broader market, currently trading for $1.45.
  • Ali Martinez identifies three signs that XRP may now be going through a trend shift from bearish to bullish.
  • The SuperTrend indicator flipped bullish for the first time since January.
  • Santiment data shows whales accumulated about 360 million XRP within the week.
  • A symmetrical triangle pattern now suggests a potential 35% breakout move if resistance breaks.

XRP SuperTrend Shows First Bullish Signal Since January

Martinez presented his recent analysis as XRP recovers along with the broader crypto market. Specifically, the price climbed to $1.51 last Friday, but this move did not hold through the weekend. By Sunday, April 19, XRP had dropped to $1.39.

However, this week, buying interest has picked up again. At the time of writing, XRP has moved back above $1.45, suggesting that traders are stepping back in.

Amid the upward push, Ali Martinez believes XRP may be moving from a bearish phase into a bullish one. He based this suggestion on three signals, starting with the SuperTrend indicator on the daily chart.

According to him, the indicator has now turned bullish for the first time since Jan. 17, after showing sell signals for several months. This change suggests that selling pressure has eased, and the market could be preparing for a reversal.

XRP SuperTrend Ali Martinez
XRP SuperTrend | Ali Martinez

However, Martinez noted that XRP still needs to pass an important test. Notably, the $1.55 level remains a strong resistance that has held back recent price moves. 

If XRP manages a clear daily close above $1.55, it could confirm a breakout and lead to a relief rally. In that case, the next target would sit around $1.90, and the SuperTrend indicator would act as a support level during the move.

Whales Amass Over 360M XRP

The second factor that points to this possible trend shift is increased buying from large holders. Martinez confirmed that data from Santiment shows whales have added about 360 million XRP over the past week.

According to the charts, wallets holding between 10 million and 100 million XRP raised their total balance from 11.21 billion XRP on April 19 to 11.57 billion XRP today, confirming the accumulation claim. 

XRP Whale Accumulation Santiment
XRP Whale Accumulation | Santiment

Interestingly, smaller whale groups are also adding to their positions. Specifically, addresses holding between 1 million and 10 million XRP increased their holdings from 3.72 billion XRP on April 20 to 3.79 billion XRP today, indicating that they have bought 70 million XRP within two days.

Potential Symmetrical Triangle Breakout

The third signal comes from XRP’s price pattern on lower time frames. According to Martinez, as the broader trend begins to change and more supply leaves exchanges, the charts show a symmetrical triangle forming.

This pattern started after XRP fell from $1.90 in late January. Since then, the price has made lower highs and lower lows, gradually tightening into a smaller range. This situation often appears before a massive move, as the market builds pressure.

Current data suggests the pattern could lead to a 35% price move once a breakout happens. If XRP breaks above the $1.55 resistance with a daily close, it would confirm the move and point toward the $1.90 target. Martinez added that this bullish outlook remains valid as long as XRP stays above the $1.30 support level.

Shiba Inu Bet Surpasses 11T SHIB, With OI Growth Outperforming Bitcoin and XRP

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Shiba Inu is seeing increased derivative interest among traders at a rate much higher than major crypto assets like Bitcoin and XRP.

The meme coin’s open interest (OI) has surged substantially in the past 24 hours, coinciding with a price increase. Shiba Inu (SHIB) has appreciated by 3%, joining a broader market recovery push after months of corrective price action.

Key Points

  • Shiba Inu is outpacing Bitcoin and XRP in the rate at which traders are opening futures contracts in the derivative market.
  • The SHIB OI has surged 13.45% in the past 24 hours to $69.79 million, outpacing Bitcoin’s 5% and XRP’s 1.28% increase.
  • Trading volume also spiked considerably in the past 24 hours, rising 14.5% to $101.1 million.
  • In the meantime, SHIB has established support around the 50-day simple moving average at $0.00000589, opening the avenue for further growth.

Shiba Inu OI Growth Outpaces Bitcoin’s and XRP’s

Market data confirms that SHIB is outpacing Bitcoin and XRP in the rate at which traders are opening futures contracts in the derivative market. Specifically, the SHIB OI has surged 13.45% in the past 24 hours to $69.79 million, culminating in an 11 trillion SHIB bet.

Shiba Inu OI/Coinglass
Shiba Inu OI/Coinglass

The spike highlights how traders are suddenly becoming interested in SHIB, as its price starts to move. With its nearly 2% rise since today, the token is on course for its third consecutive daily increase, a move that market speculators are increasingly looking to leverage.

While Bitcoin and XRP have open interest running into billions of dollars, their growth in the past day is meager compared to SHIB’s. For context, the Bitcoin OI has increased by only 5% during this period to $59.6 billion, while XRP’s has increased by a milder 1.28% to $2.64 billion.

The move suggests a concentrated bet on lower-cap altcoins as capital begins to rotate. Market traders see them as a beta play, since they tend to move more sharply during sustained bullish price action.

Meanwhile, futures flow reflected this growing derivatives market appetite for exposure to SHIB. Inflows in the past 24 hours stood at $8.31 million, outpacing outflows at $8.02 million by over $284,980. This culminates in new positions worth 46 billion SHIB.

Increased Market Activity

Trading volume also spiked considerably in the past 24 hours, with OI and prices. Per CoinMarketCap, there was a 14.5% rise in SHIB market activity, reaching $101.1 million.

Coinglass data further broke down the volume heatmap. SHIB futures volume grew by 98% to $208 million, while spot volume appreciated by 94% to $19.37 million. However, there is a catch.

Spot taker buy volume accounts for 51.68% of the total volume, suggesting a slightly bullish bias. In contrast, the futures volume shows a strong bearish bias, with taker sell at 69% and taker buy at 30.9%. This suggests heavy short bets entering the futures market.

Shiba Inu Volume Distribution/Coinglass
Shiba Inu Volume Distribution/Coinglass

Shiba Inu Technical Analysis

In the meantime, SHIB has established support around the 50-day simple moving average at $0.00000589. After breaking above on April 15, it retested the dynamic indicator on Sunday but closed above it.

This move alongside the broader market momentum ensured it rebounded from the MA and has since targeted higher prices. With an RSI of 55, SHIB could still target higher prices if the current momentum sustains.

The MACD indicator has also turned green, suggesting that bullish momentum is slowly creeping into the market. The MACD line at 0.00000005 has also crossed above the signal line at 0.00000003, reinforcing the shift in momentum.

Shiba Inu Analysis/TradingView
Shiba Inu Analysis/TradingView

SHIB could now target an over 100% rally to reclaim above the $0.0000010 psychological level. Recent analysis confirmed this, citing a channel breakout and a concluding retest on the daily chart.

Shiba Inu Setup Points to $0.000014 Upside If This Key Support Holds

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Recent technical outlook indicates that Shiba Inu is transitioning out of a prolonged accumulation phase and positioning for a potential bullish rally. 

An analyst identifies a developing breakout above a key support zone, suggesting that Shiba Inu is building momentum, provided it holds a critical level.

Key Points

  • A recent analysis suggests Shiba Inu is exiting a prolonged accumulation phase and preparing for a possible bullish breakout.
  • Since February 2026, SHIB has been forming lower highs under a descending trendline.
  • The projected upside target from the structure points toward approximately $0.000014 as long as buyers defend the $0.0000062 support.
  • A breakdown below the invalidation mark at $0.0000052 would likely signal renewed downside pressure.

Shiba Inu Breakout on the Horizon?

In a recent TradingView analysis, CryptoSkullSignal suggested that Shiba Inu is emerging from an extended period of consolidation, with early signs pointing to a breakout from its accumulation range.

After months of sustained downward pressure and sideways movement, the token is now testing a point that could shape its next major move. Notably, the analyst identifies $0.0000062 as a crucial support level.

If SHIB holds above this threshold, it confirms that buyers are absorbing selling pressure and gaining control. This will strengthen the case for an upward move.

Since February 2026, SHIB has traded below a descending trendline, consistently forming lower highs. The token’s price action is now pressing against that trendline while stabilizing above horizontal support.

If momentum continues to build, SHIB could shift from consolidation into a sustained rally. Specifically, the chart projects a possible move toward $0.000014.

Shiba Inu Potential Breakout from Accumulation Zone
Shiba Inu Potential Breakout from Accumulation Zone

What Could Invalidate the Signal

However, the bullish setup remains conditional. The analyst sets $0.0000052 as the invalidation level. If the price breaks below this level, it signals that buyers have lost control, invalidating the breakout thesis and likely sending SHIB lower.

As a result, the current zone represents a critical battleground where bulls must defend to confirm a breakout, while bears aim to reclaim control and extend the downtrend.

At press time, Shiba Inu was trading around the $0.0000062 support level. Notably, the token is benefiting from a broader market rally, as Bitcoin climbs toward $78,000 and Ethereum advances to around $2,400.

Bullish Sentiment Sounding SHIB

Notably, CryptoSkullSignal’s outlook aligns with a growing wave of bullish sentiment relating to the token. Analyst Celal Kucuker recently identified a setup that could act as a catalyst to drive the token toward $0.00007.

Meanwhile, on-chain data reinforces this positive narrative. Exchange flow metrics indicate that investors are actively accumulating SHIB, reducing immediate selling pressure.

According to CryptoQuant, roughly 18 billion SHIB were withdrawn from exchanges over the past day. Although this volume is relatively modest compared to prior outflows, it could help ease sell pressure and support the case for potential upside.

Market Updates: Umbra Responds to Kelp Exploit, New York Sues Gemini and Coinbase Over Prediction Markets, Nium Taps Coinbase for USDC Settlement

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Latest Market Updates: As of 22nd April 2026.

Today in crypto, Umbra shut down its front end to curb laundering activity after roughly $800,000 in stolen funds tied to the $280 million Kelp exploit were routed through its protocol.

At the same time, New York’s attorney general sued Coinbase and Gemini over alleged unlicensed prediction markets. Separately, Nium expanded global payments by integrating USDC via Coinbase infrastructure. 

Meanwhile, a European survey showed growing mainstream interest, with 35% of investors willing to switch banks for better access to crypto despite ongoing regulatory and education gaps.

Privacy Protocol Umbra Responds to Kelp Exploit Activity

To begin with, privacy-focused protocol Umbra has temporarily disabled its front-end interface after detecting suspicious fund flows linked to a major exploit.

Specifically, in a statement shared on X, the team said approximately $800,000 in stolen assets tied to the broader $280 million Kelp protocol exploit were routed through its system. In response, Umbra placed its hosted interface into maintenance mode to limit further misuse.

The move is intended to support ongoing recovery efforts without interfering with tracing or asset reclamation. The team said services will only resume once it is confident the platform can relaunch safely.

Industry reports suggest the Kelp exploit may involve North Korea-linked threat actors. Investigators also believe Umbra may have been used as an intermediary layer to move funds between Ethereum and Bitcoin during laundering attempts.

New York AG Sues Gemini, Coinbase Over Alleged Unlicensed Prediction Markets

Meanwhile, in the United States, New York AG Letitia James has filed lawsuits against Gemini Titan and Coinbase Financial Markets, alleging that both companies operated unlicensed prediction markets.

According to Reuters, the complaints argue that these platforms failed to obtain authorization from the New York State Gaming Commission. James stressed that rebranding such offerings does not exempt them from gambling regulations.

The lawsuits seek to recover alleged unlawful profits and secure compensation for affected users. They also aim to restrict access to such products for individuals under 21.

Nium Integrates USDC for Global Payments via Coinbase Infrastructure

In a separate development, Singapore-based fintech company Nium has partnered with Coinbase. The partnership enables USDC transactions across more than 190 countries.

Specifically, as detailed in a company statement, Coinbase will provide custody, liquidity, and wallet infrastructure. This integration allows businesses to send, receive, and convert stablecoins into fiat currencies through a unified system.

Nium’s treasury executive, Santhosh Srinivasan, noted that traditional cross-border systems often require prefunding across multiple regions. This requirement ties up capital and slows transactions. The new integration replaces that model with on-demand USDC funding, enabling faster, more capital-efficient transfers.

The platform also supports seamless conversion into local currencies. In addition, it allows stablecoin balances to be linked to card programs for everyday spending.

Nium’s network spans more than 100 currencies, with local collections in 40 markets. It also enables real-time payouts across more than 100 corridors and holds more than 40 regulatory licenses globally.

European Investors Show Rising Appetite for Crypto Banking

Meanwhile, consumer sentiment in Europe points to increasing mainstream acceptance of digital assets.

A survey conducted by Börse Stuttgart Digital, covering approximately 6,000 investors across Germany, Spain, Italy, and France, found that 35% would consider switching banks for better access to crypto services.

Additionally, nearly 20% of respondents expect their primary bank to offer crypto capabilities within the next three years, highlighting a shift in expectations as digital assets move closer to traditional finance.

However, the data also underscores ongoing barriers to adoption. Around 76% of participants believe the sector remains insufficiently regulated, while more than 60% report inadequate knowledge of crypto.

Grayscale Says Bitcoin Price Bottomed at $63,000 Amid Massive BTC Supply Drain

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Bitcoin is showing signs of stabilization after months of uncertainty, with fresh data suggesting the market may have already established a durable bottom.

According to an analysis from Grayscale’s head of research, Zach Pandl, Bitcoin (BTC) reached its base on February 5 at $63,000. The ex-Goldman Sachs macro strategist shared this in his recent “The Stack” article, suggesting that it could be up only for the premier asset from here on.

Key Points

  • According to an analysis from Grayscale’s head of research, Zach Pandl, Bitcoin reached its base on February 5 at $63,000.
  • Pandl cited an on-chain metric showing that recent buyers have turned profitable to back his view that Bitcoin likely bottomed.
  • The data indicate that they have recovered from earlier losses as BTC rallied past their average entry of $74,000.
  • CryptoQuant data shows that Bitcoin reserves held on exchanges have been steadily declining.
  • Large financial players are also absorbing significant amounts of Bitcoin, which can create a supply shock.

Bitcoin Price Has Bottomed

Pandl claimed the February 5 low could be the steepest the premier asset would reach this cycle. While Bitcoin moved a tad lower to $60,000 the next day, his view is that it would not return to those price levels again but would instead target higher prices.

Meanwhile, Bitcoin has recovered from that price level, growing over 23% to the current market price of $78,000. It reached an intraday high of $78,441 today, breaking last week’s peak of $78,361. The bullish momentum has ensured that the coin retests price levels last seen in early February.

The Bitcoin resurgence follows the easing of the pressure from the US-Iran fracas. Market volatility dropped as Donald Trump extended the ceasefire, tanking oil prices and spurring a recovery in the global market.

On-Chain Data Signals a Shift in Market Structure

Furthermore, Pandl cited an on-chain metric to back his sentiment. He cited the BTC realized price for coins that moved over the past 1 to 3 months, which is around $74,000. The data indicates that many recent buyers have recovered from earlier losses and are no longer under pressure to exit positions.

Bitcoin Realized Price to Coin Moved Recently/Glassnode
Bitcoin Realized Price to Coin Moved Recently/Glassnode

As a result, selling pressure appears to be easing. Historically, this type of transition has marked the early phase of broader bull cycles. Furthermore, when short-term holders move back into profit, it often strengthens market confidence, encouraging greater participation.

As such, price action is beginning to resemble patterns seen at the start of previous cycles. The Grayscale exec noted that while Bitcoin remains below its October 2025 highs, the current recovery suggests the market is shifting away from a corrective phase and toward renewed momentum.

Supply Tightening as Institutions Accumulate

Beyond price signals, supply dynamics are becoming increasingly important. A recent CryptoQuant analysis shows that Bitcoin reserves held on exchanges have been steadily declining, reflecting reduced supply availability. This trend has been building over the past two years and continues to accelerate.

An accompanying chart shows that since 2023-2024, the Bitcoin reserve on all exchanges has steadily declined, falling from around 3.25 million BTC to 2.67 million BTC today. This rapid shift from centralized to self-custody platforms highlights the strengthening HODL sentiment among market participants.

Bitcoin Exchange Reserve/CryptoQuant
Bitcoin Exchange Reserve/CryptoQuant

Meanwhile, large financial players are absorbing significant amounts of Bitcoin. Firms such as BlackRock, Morgan Stanley, Charles Schwab, and Goldman Sachs are expanding their exposure through various financial products and services. In parallel, Strategy continues to add to its holdings, further tightening available supply.

Consequently, this steady accumulation is reducing the amount of Bitcoin circulating on exchanges. Over time, such conditions can create a supply shock, especially if demand continues to increase.

XRP Seeing Nonstop Wave of Integrations Across Platforms, Payment Providers, and Exchanges

XRP is experiencing a wave of continuous integrations across major crypto platforms in payments, trading, and self-custody.

An XRPL validator, Vet, says the focus is now clear: putting XRP “front and center” across the ecosystem—not only through Ripple products but also through independent platform adoption.

His comments come as several major players roll out new XRP and XRPL-related features in recent weeks.

Key Points

  • XRP sees nonstop integrations across payments, exchanges, and self-custody platforms globally.
  • Rakuten adds XRP payments, trading, and loyalty conversion for 44M+ users in Japan.
  • Exodus, Bitget, and Binance expand XRPL support with RLUSD, transfers, and liquidity tools.
  • Validator Vet says XRP is being pushed “front and center” ahead of the next market cycle.

Rakuten Brings XRP to Millions of Users

Notably, on April 14, Japan’s e-commerce giant Rakuten integrated XRP into its payment ecosystem. Through its subsidiary Rakuten Wallet, users can now:

  • Use XRP as a payment method
  • Trade XRP directly in the app
  • Convert loyalty points into XRP

This opens access to over 44 million users and more than 5 million merchant locations in Japan. The move also connects XRP to one of the country’s largest loyalty systems, where trillions of points are already in circulation.

Exodus Expands Self-Custody Support

Meanwhile, on April 16, crypto wallet provider Exodus Movement deepened its integration with the XRP Ledger. It added enhanced tools for managing and transferring XRP directly within the wallet.

The update also introduces support for RLUSD, Ripple’s enterprise-focused stablecoin, giving users more flexibility in how they store and move value.

The company says XRP is already one of the most actively used assets on its platform, and this expansion responds directly to user demand.

Bitget Wallet Expands Payments and RLUSD Use

Meanwhile, Bitget Wallet has also integrated the XRPL mainnet, enabling XRP and RLUSD transfers, cross-chain functionality, and new payment options. The integration extends into real-world use cases, including:

  • Crypto card payments
  • QR code transactions
  • Bank transfers

The platform is also working with Ripple’s ecosystem to launch incentives that boost RLUSD adoption and lower entry barriers for new users.

Binance Strengthens XRPL Liquidity

Also, Binance completed the integration of RLUSD on XRPL in February, enabling direct deposits and withdrawals on the network.

Trading pairs such as RLUSD/USDT and RLUSD/XRP are now live, improving liquidity and enabling faster, lower-cost transactions within the ecosystem.

‘Pay Attention, FOMO’

Taken together, these developments support Vet’s claim of a “nonstop wave” of XRP integrations. The key theme is utility across payments, trading, and self-custody, expanding into platforms used by millions.

As XRP becomes further embedded across wallets, exchanges, and payment networks, the validator suggests its impact may only become fully visible during the next high-growth phase of the market.

His message urges the market to pay attention before momentum accelerates: “Pay attention, FOMO,” he said.

XRP Has Entered a Bull Phase Each Time This Signal Fired

XRP may be on the verge of repeating a recurring pattern since 2020 that could signal another cycle low before a major breakout.

Market analyst Chart Nerd notes that XRP’s structure bears similarities to past cycles, where drops to a long-term support trendline have triggered strong rallies. He expects a possible dip below $1 before a potential surge toward $27 if the pattern repeats.

Key Points

  • Chart Nerd identifies a repeating cycle since 2020 where XRP surges after touching an ascending support trendline.
  • Previous cycles saw XRP drop to $0.11 in 2020 and $0.30 in 2022/2023 before major rallies.
  • XRP lost the bull market support band in October 2025, turning it into resistance and confirming the ongoing downtrend.
  • Short-term rallies toward $1.60-$2 remain possible but could still lead to deeper corrections below $1.
  • Long-term outlook suggests a potential breakout to $27 once XRP forms a new cycle low and recovers.

XRP Enters Bull Phase After Trendline Retest

In his latest market exposition, Chart Nerd analyzed XRP across multiple timeframes, including the monthly, weekly, and daily charts, to build a broader view of its current structure. 

He referenced the cycle top of $3.6 recorded in July 2025 and compared it with previous market cycles. According to him, XRP has consistently respected an ascending support trendline since 2020, which has acted as a critical foundation during corrections.

He noted that each major cycle peak has led to a corrective phase that eventually brought the price back to this trendline. XRP previously reached $3.31 in 2018, followed by a lower high of $1.96 in 2021 due to legal pressures, and then climbed again to $3.6 in 2025. 

Each time, the asset returned to the ascending support line, forming a cycle low, before it reached the next peak. In March 2020, XRP dropped to $0.11 to retest the trendline during a liquidation event, formed a double bottom, consolidated, and then rallied to the $1.96 high in April 2021.

XRP Blue Ascending Support Trendline Chart Nerd
XRP Blue Ascending Support Trendline | Chart Nerd

A similar structure emerged between 2021 and 2024, when XRP formed a double bottom at $0.30 in June 2022 and January 2023 before breaking out and retesting the trendline again in July. After this, it proceeded to rally to the latest peak of $3.6 in July 2025.

XRP Remains in a Downtrend

Chart Nerd stressed that the current market remains in a corrective phase despite recent gains. He explained that XRP trades within a falling channel and may still revisit the ascending support line, which currently projects a potential bottom between $0.70 and $0.90.

On the weekly chart, he stated the importance of the bull market support band, consisting of the 20 SMA (red line) and the 21 EMA (blue line). XRP lost this support band in October 2025 and flipped it into resistance. 

Since then, every attempt to reclaim it has resulted in rejection. XRP rallied to $2.69 in late October 2025 and $2.41 in early January 2026, but both moves failed, leading to further declines, including a drop to $1.10 in early February 2026, which marked a 50% correction.

XRP Below Bull Market Support Band
XRP Below Bull Market Support Band

Currently, XRP trades within a tight range between $1.30 and $1.50, showing signs of compression. Chart Nerd suggested that a short-term rally toward $1.60 to $1.70, or even $1.80 to $2, could occur. However, he warned that as long as XRP remains below the resistance band, the broader downtrend remains intact.

Repeating Cycles Point to Potential Breakout

Meanwhile, historical patterns indicate that XRP typically spends extended periods below the support band before reclaiming it and triggering explosive rallies. 

Chart Nerd called attention to similar trends in 2017 and 2020, where reclaiming the band led to impressive upward moves. In contrast, losing the band has consistently marked the start of deeper bear markets, as seen in 2021 and 2022.

He also observed that XRP often forms a temporary base after a peak, holds support briefly, and then breaks down further to establish a final cycle low. This pattern appeared in 2019/2020 and again in 2022, and he believes the current structure mirrors those phases. 

XRP has already lost its ascending support, and if it rallies into resistance near $1.82, it could still face rejection before dropping to retest the long-term ascending trendline around $0.70 to $0.90.

On lower timeframes, XRP is forming a compression pattern between descending resistance and ascending support, with an apex expected around early May. Holding above $1.38 and key moving averages could trigger a breakout toward $1.60 or $2, while a breakdown could accelerate the move toward the projected cycle low.

XRP Eyes Long-Term Target of $27

Despite the short-term bearish outlook, Chart Nerd remains bullish on XRP’s long-term trajectory. He stressed that the current phase was part of a multi-year accumulation structure forming beneath a major resistance level that has persisted for nearly eight years. 

The market analyst pointed out similarities between the current trend and the period between 2013 and 2017, when XRP broke a long-standing resistance and entered a euphoric rally.

According to him, once XRP breaks above its $3.6 all-time high, it could enter price discovery and deliver explosive gains. Using Fibonacci projections, he identified a long-term target of $27, suggesting that the same signal that triggered previous bull runs could soon activate again once XRP forms a new cycle low and retests the ascending support trendline.

Finance Coach Says Buying XRP Daily Could Put You Ahead of 99% of People by 2030

Finance coach John Vasquez, aka Coach JV, has called for consistent buying of XRP and Bitcoin instead of spending on daily luxuries.

In a recent post, Vasquez argued that choosing to invest small amounts daily, rather than spending on things like expensive coffee, could position individuals ahead of “99% of the population” by 2030.

He noted that the strategy is what he has personally practiced over time but clarified that it is not financial advice.

Key Points

  • Coach JV urges daily XRP and Bitcoin buys, saying small, consistent investments could put investors ahead of the 99% by 2030.
  • Supporters highlight dollar-cost averaging, noting small daily sums in BTC and XRP can compound significantly over time.
  • Some projections see Bitcoin at $1M and XRP between $10–$100 by 2030, though extreme forecasts go even higher.
  • Critics warn crypto remains volatile, stressing risk management, diversification, and balance over simplistic “skip coffee” narratives.

Dollar-Cost Averaging in XRP

The idea drew reactions from across the crypto space. XRP holder Sami supported the concept, framing it as a classic case of dollar-cost averaging (DCA).

According to him, redirecting small daily expenses into assets like Bitcoin, currently trading around $77,000, and XRP, near $1.45, could compound significantly over time.

He stressed that consistency and self-custody remain key parts of the strategy, suggesting that long-term discipline often outweighs short-term market timing.

Bitcoin and XRP by 2030

Notably, Coach JV’s post projects a promising four-year outlook for investors willing to commit to consistent investment in XRP and Bitcoin.

The statement suggests that by 2030, Bitcoin and XRP could be worth far beyond their current levels, rewarding patient investors.

Indeed, several industry projections support this outlook. One of the most widely projected prices for Bitcoin by 2030 is $1 million. Should it materialize, this would reward today’s investors with around 13x upside.

As for XRP, community figures have largely based their expectations between $10 and $100. Some extreme projections, like one from Dom Kwok, founder of EasyA, even suggest $1,000 by 2030.

This potential outlook could place XRP investors in a far more profitable position by the end of this decade. However, these projections are not guaranteed.

Critics Highlight Risks and Oversimplification

Meanwhile, not every commenter agrees with the optimistic outlook. Analyst George Walter noted that while DCA can be effective, it is far from a guaranteed path to outperforming most investors.

Walter pointed out that cryptocurrencies remain highly volatile, and comparing investment decisions to skipping daily coffee oversimplifies important factors such as risk tolerance, financial goals, and diversification.

Another community voice, Daphne, took a lighter stance. She argued that investing and enjoying small daily comforts do not necessarily have to be mutually exclusive. Her comment suggests that personal finance decisions can accommodate both saving and spending.

In sum, while the idea of steadily accumulating XRP and Bitcoin continues to appeal to many, the discussion also highlights the importance of understanding risks and maintaining a well-rounded financial plan.

Market Updates: Justin Sun Sues World Liberty Financial Over Frozen Tokens; Kalshi Plans Crypto Derivatives Expansion; DoorDash Explores Stablecoin Payments in 40+ Countries

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Latest Market Updates: As of 22nd April 2026.

Crypto markets saw a wave of legal, regulatory, and product developments today, ranging from high-profile litigation to major expansions in derivatives and payments infrastructure.

World Liberty Financial Faces Lawsuit from Justin Sun Over Token Freeze

To begin with, Tron founder Justin Sun has launched legal action against World Liberty Financial, alleging wrongful freezing of his token holdings.

In a statement shared on social media Wednesday, Sun said the lawsuit was filed in a federal court in California to defend his rights as a token holder. He claims his assets were frozen without proper justification and further alleges that the project threatened to destroy those tokens.

According to Sun, he initially attempted to resolve the issue privately. However, after negotiations failed and access to his assets was not restored, he said he had no choice but to pursue legal action.

The dispute is drawing significant attention, given Sun’s reported status as the largest individual investor in the project, which has ties to the Trump family.

Kalshi Prepares Entry Into Crypto Derivatives Market

Meanwhile, prediction market platform Kalshi is reportedly expanding beyond event-based contracts into crypto trading.

According to a report from The Information, the company is exploring the launch of cryptocurrency-linked perpetual futures, including contracts tied to assets such as Bitcoin.

Unlike traditional futures, perpetual contracts do not expire, allowing traders to maintain leveraged positions indefinitely. While this structure can amplify gains, it also significantly increases risk exposure.

If launched, the move would mark a major shift for Kalshi from short-term event contracts into continuous financial derivatives markets.

Notably, the company operates under the oversight of the U.S. Commodity Futures Trading Commission (CFTC). This could potentially give it a regulatory advantage over offshore competitors in the crypto derivatives space.

DoorDash Explores Stablecoin Payments Across 40+ Countries

In a separate development, food delivery giant DoorDash is exploring stablecoin-based payments across its platform in partnership with Tempo. This initiative aims to improve payout efficiency for drivers, merchants, and customers.

According to Tempo, the initiative is currently under development and could roll out across more than 40 countries.

The companies say the integration aims to reduce cross-border transaction costs and significantly shorten settlement times. DoorDash co-founder Andy Wang emphasized that faster, more affordable payments could improve outcomes across the entire ecosystem.

Blockchain.com Launches Self-Custody Perpetual Trading via Hyperliquid

Alongside these developments, Blockchain.com has introduced a new self-custodial trading feature that allows users to trade perpetual futures directly from their wallets.

Announced on Tuesday, the integration enables users to open leveraged positions without transferring funds to centralized exchanges. Bitcoin can be used as collateral while users retain full control of their private keys throughout the trading process.

The system is built on Hyperliquid infrastructure and provides access to 190+ markets with up to 40x leverage.

Blockchain.com said trades are executed while maintaining non-custodial control, eliminating reliance on intermediaries. The company also indicated plans to expand the offering into additional asset classes, including foreign exchange, equities, and commodities.

Founded in 2011 and headquartered in Malta, Blockchain.com serves both retail and institutional clients globally.