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YouTube Rolls Out PYUSD Stablecoin Payments for U.S. Creators

Zabi
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YouTube Rolls Out PYUSD Stablecoin Payments for U.S. Creators

YouTube has introduced a new payout option for creators in the United States, allowing them to receive their earnings in PayPal’s dollar-backed stablecoin, PYUSD.

The move introduces a new dimension to YouTube’s monetization framework. It also underscores the expanding role of digital assets within the broader creator economy.

The update was confirmed by PayPal’s head of crypto, May Zabaneh, as well as a Google spokesperson, who both acknowledged the rollout of the feature.

How the Payout System Works

To enable the option without altering its own platform, YouTube continues to send creator earnings to PayPal in fiat currency. PayPal then converts these funds into PYUSD and manages the entire crypto flow. This structure keeps digital asset handling away from YouTube while offering creators a more flexible way to receive income.

According to Zabaneh, this arrangement also eases regulatory friction because PayPal oversees all crypto-related processes, thereby allowing YouTube to introduce the feature with minimal operational changes.

With this update, eligible U.S. creators can choose PYUSD for both ad revenue and channel subscription earnings. The option offers a clear path for creators seeking exposure to stablecoin payments. It caters to those who wish to avoid the complexities of managing token conversions themselves.

PYUSD Expanding Presence

Meanwhile, the PYUSD stablecoin has gained notable traction since its August 2023 launch by Paxos. Since its debut, the token has spread across PayPal’s wider ecosystem, including its main wallet and Venmo. It is also used for merchant payments, small business settlements, and select partner integrations.

CoinGecko data indicates that PYUSD’s market value is near $4 billion, making it the sixth-largest stablecoin globally. This growth has been aided by broader integrations, such as Visa’s support for PYUSD in its stablecoin settlement system, as well as tokens like Circle’s EURC and USDG.

Growing Interest Across Big Tech

YouTube’s decision also aligns with a broader shift among major technology companies toward tokenized money and on-chain infrastructure. Notably, corporate confidence has increased following the passage of a federal stablecoin oversight bill, signed under the administration of President Donald Trump.

Rising activity in the fintech sector continues as well, illustrated by Stripe’s $1.1 billion acquisition of Bridge, a stablecoin-focused startup. 

Together, these moves underscore a growing belief that regulated digital currencies could play a larger role in mainstream payments.

Jake Claver Predicts XRP Still Has Room for a 100X Explosion

Abdulkarim Abdulwahab
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Jake Claver Predicts XRP Still Has Room for a 100X Explosion

Digital Ascension Group CEO Jake Claver continues to maintain his widely projected triple-digit price outlook for XRP.

On the latest Good Evening Crypto podcast, host Abs highlighted this prediction and noted that analysts are closely watching Japan. The country’s long-standing reverse carry trade is unwinding, pushing markets to levels not seen since the early 2000s.

Abs said the unwind was originally expected in 2025, but AI-based projections now suggest it may stretch to March 2026. Meanwhile, signs of change are already showing. 

Trillions in borrowed funds are being recalled, and investors are preparing for the ripple effects such shifts usually cause.

Against this backdrop, Jake Claver is doubling down on his conviction that XRP is set for an explosive revaluation. In his view, a three-digit price remains within reach.

“I’m 99.99999% Sure XRP Hits Three Digits”

Claver reiterated one of his strongest predictions to date, stating that he remains extremely confident XRP is on track for a dramatic price jump. “I wouldn’t say that I’m 99.99999% sure if I really wasn’t,” Claver remarked. “Now, it requires catalysts.”

Essentially, while XRP is still around $2, the CEO insisted that a 100X surge to triple digits is not only possible but increasingly probable as global catalysts converge. He pointed to several major developments:

Claver stressed that the liquidity rotation into XRP must be massive, particularly through ETFs, for the explosive move to manifest. He highlighted imminent XRP ETF launches from 21Shares and Truth Social’s fund.

Most notably, he speculated that BlackRock’s recently filed ETF, which does not specify its underlying asset, may be “predominantly XRP”. To him, this development could become the primary catalyst for the parabolic move.

ETF Momentum and Liquidity Rotation Build

Beyond upcoming ETFs, existing XRP ETFs have accumulated $970.75 million in inflows in just one month of trading. Leading the momentum have been Canary Capital, Grayscale, Bitwise, and Franklin.

Notably, Claver added that major firms, including $9.3 trillion Vanguard, are now offering XRP-related products to clients. Based on this, he stressed that he is “super bullish” on the remainder of the year despite only a few weeks remaining. 

Claver insisted that multiple catalysts must play out before year-end for his projection to materialize.

He also reaffirmed his earlier forecast that XRP would reach four digits, which relied on supply-and-demand mechanisms tied to a global liquidity reset. 

Many of the prerequisites he outlined over a year ago — ETFs, a stablecoin bill, increased regulatory clarity — have already materialized. As a result, he remains increasingly confident.

Global Macroeconomic Shock Could Be the Final Trigger

Notably, one of Claver’s strongest warnings centered on a possible geopolitical shock. He expects oil prices to skyrocket heading into late 2025 due to global tensions and potential choke points such as the Strait of Hormuz.

He cited analyst Jim Rickards, who has described how such a crisis could be orchestrated. According to Claver, this scenario could allow central banks to manage the reverse carry trade unwind and turn to XRP for liquidity.

“You never let a good crisis go to waste,” Claver concluded.

Solana Confirms Officially XRP Is Coming to Solana

Abdulkarim Abdulwahab
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Solana Confirms Officially XRP Is Coming to Solana

XRP is officially coming to the Solana ecosystem in one of the most significant cross-chain developments of the year.

During the ongoing Solana Breakpoint global conference, the Solana team announced that Hex Trust and LayerZero will bridge and issue Wrapped XRP (wXRP) on Solana. This move will unlock deep liquidity and new DeFi utility for XRP.

The Solana team described XRP as a currency that has “stood the test of time,” praising its long-standing utility and liquidity. They added that the move represents a powerful combination of XRP’s proven reliability and Solana’s high-performance infrastructure.

From XRP Meme to DeFi Integration

Interestingly, this major update comes just days after Solana engaged the XRP community with its signature memes and riddles. It began on Monday with a post featuring the community’s favorite number, “589,” followed by another post referencing the long-standing XRP meme “flipping the switch.”

Both posts attracted massive engagement from the XRP community, surpassing 6 million views within days. During the fanfare, some community members speculated that an XRP–Solana integration might be in the works. Now, that speculation has materialized with today’s announcement.

wXRP Launching with $100M TVL

In its announcement, Hex Trust confirmed it will launch and secure the wrapped asset wXRP, which is fully backed 1:1 by native XRP held in institutional-grade custody.

Built using LayerZero’s OFT (Omnichain Fungible Token) standard, wXRP will make XRP compatible with the expanding multichain DeFi ecosystem.

At launch, wXRP will begin with more than $100 million in Total Value Locked, ensuring strong day-one liquidity across Solana’s decentralized exchanges, lending markets, and liquidity protocols.

Hex Trust describes wXRP as “XRP designed for DeFi”. It offers users a compliant, secure way to use XRP across blockchains while retaining 24/7 redemption rights on the XRP Ledger.

Expanding XRP and RLUSD Liquidity Across Chains

Another key highlight of the launch is the pairing of wXRP with Ripple USD (RLUSD), Ripple’s stablecoin. Together, wXRP and RLUSD will support a new era of liquidity pairs and trading options.

Institutions, market makers, and liquidity providers are expected to tap into the deep liquidity of the wXRP/RLUSD pair. Retail users will also gain access to lending markets, swaps, and yield opportunities without relying on unregulated third-party bridges.

Notably, the initial rollout includes Solana, Ethereum, Optimism, and HyperEVM, with additional chains planned.

Major Step for XRP’s Cross-Chain Future

Ripple notes that demand for using XRP in broader crypto applications has never been stronger. After more than 12 years as a premier payments asset, XRP is now gaining a regulated multichain presence through wXRP.

With wrapped XRP available on major chains, users and institutions can access cross-chain DeFi services while maintaining the ability to redeem wXRP 1:1 for native XRP.

Ripple SVP Markus Infanger added that wXRP aligns with Ripple’s growing stablecoin efforts. He confirmed that wXRP and RLUSD provide users with a regulated way to participate in next-generation DeFi.

Expert Says XRP Won’t Hit $100 Yet, But Predicts Timeline When It Could

Abdulkarim Abdulwahab
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Expert Says XRP Won’t Hit $100 Yet, But Predicts Timeline When It Could

A leading XRP commentator, known as 24hrscrypto, has shared a long-term price outlook that places XRP at $100 before 2030.

In a post to his followers, the educator highlighted how early the global population still is in terms of crypto adoption. He opened with a simple message: “Blessed are those who believe without seeing.”

Despite the current market environment, with XRP struggling to maintain even above $2, he stressed that XRP reaching $100 is inevitable later this decade. For context, this price implies a 4,900% growth in XRP’s price.

Tiny Crypto Adoption Supports the Long-Term Upside

The analyst urged followers to step back and view crypto adoption through a broader lens. Most people, whether at work, in public, or in large stores, don’t own crypto, and even fewer own XRP.

He suggested a simple test: walk through a workplace or a Walmart and ask how many people have $1,000 in crypto. The answer will be surprisingly few.

Notably, 7.39 million wallets hold XRP. Analysts often compare this number to the global population to argue that adoption is still very low. Accordingly, they believe this low adoption is a key reason XRP’s long-term potential is often underestimated.

This view supports the common belief in the XRP community that its current price doesn’t match its potential, global recognition, or future adoption. While short-term ups and downs are normal, analysts like 24hrscrypto say the true value will emerge as more people start using it.

He wrapped up with confidence: “We’re so early. The best is yet to come.”

“$100 XRP Sooner Than 2030”

Based on this view, 24hrscrypto predicts an XRP price of $100 before 2030. This is not his first time making such a claim. In October, he said, “something big is going on” and suggested XRP could hit $100 well before the end of this decade.

Other analysts share this bullish view. More recently, X Finance Bull, a well-known XRP educator, predicts XRP could hit $100 within two years as global finance transitions fully on-chain. He argues the XRP Ledger (XRPL), with its compliance, reliability, and enterprise readiness, will be the foundation for trillions in tokenized assets.

The prediction follows SEC Chair Paul Atkins’ statement that all U.S. markets will move on-chain soon, citing benefits such as instant settlement, reduced risk, and better regulatory clarity.

In February, CryptoCharged COO Matthew Brienen even argued XRP could reach $100–$1,000 within five to ten years due to its role in cross-border payments.

Can XRP Reach $100 by 2030?

While a growing number of analysts project a $100 price for XRP by 2030 or earlier, industry projections are more conservative.

For instance, Telegaon forecasts $106 by 2050, and Changelly projects $100 between 2035 and 2040.

According to Bitwise Asset Management, XRP’s 2030 price is $29 even in the most ambitious outlook. Under a normal case, Bitwise believes XRP may only reach $12.63. Interestingly, Changelly and Telegaon share a similar conservative outlook for XRP for 2030.

Here Is Another Big Evidence Showing Why Shiba Inu Is Dying and the Team Is Avoiding Transparency

Lele Jima
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Here Is Another Big Evidence Showing Why Shiba Inu Is Dying and the Team Is Avoiding Transparency

A recent announcement from a key member of the Shiba Inu ecosystem offers yet another example of how the project’s leadership is becoming increasingly evasive. 

From the beginning, the Shiba Inu team operated under strict anonymity, relying on pseudonyms as part of its identity. While this approach worked during SHIB’s early phase, it became a serious concern once the project grew into a multibillion-dollar ecosystem where investors demanded visible leadership and long-term accountability.

As the project matured, this anonymity triggered mixed reactions. Some community members accused the team of deliberately avoiding responsibility, while the Shiba Inu team dismissed these concerns and reaffirmed its commitment to the ecosystem. 

K9 Finance Discloses Lack of Communication with SHIB Team 

However, the latest announcement from K9 Finance DAO outlines a troubling timeline marked by prolonged silence, stalled leadership, and a widening trust deficit. As a result, the development has strengthened the narrative that the Shiba Inu project is slowly dying—or that its leadership is actively avoiding accountability.

 

According to K9 Finance, the group spent several months following every instruction from the Shiba Inu ecosystem team after the September Shibarium Bridge hack, which resulted in the loss of more than $4 million in crypto assets. 

Despite responding to every request, K9 Finance confirmed that communication from the Shiba Inu leadership eventually dried up. It confirmed that multiple private communication channels that once supported active collaboration in the incident have reportedly gone silent, reinforcing criticism that SHIB’s leadership appears increasingly absent. 

K9 Finance Seeks Full Compensation for Victims of Shibarium Bridge Hack 

In response, K9 Finance emphasized that taking the matter public was not an attempt to create drama. Instead, it described the move as a necessary step to uphold transparency and responsible governance on behalf of its holders. 

As part of this effort, K9 issued a final deadline of January 6, 2026, for the Shiba Inu ecosystem team to fully and verifiably compensate all users affected by the Shibarium Bridge hack. If the team fails to comply, K9 said it will hold a formal DAO vote to determine whether its continued business on Shibarium remains viable for the long-term health of its ecosystem.

For context, K9 Finance, a liquid staking platform on Shibarium, was one of the projects directly affected by the hack. Since the incident, the K9 team has tried to recover the stolen KNINE tokens, even offering a 20 ETH bounty—which the attackers rejected. Although communication once appeared active between K9 and the Shiba Inu team, K9 has now confirmed that all dialogue has stalled. 

The potential DAO vote determining whether K9 Finance will abandon Shibarium poses a significant threat. Losing such a key partner would further damage the blockchain’s already fragile adoption and credibility. 

Clarity and Finality Now Non-negotiable 

Although K9 Finance reiterated its preference for collaboration and constructive resolution, it made clear that clarity, finality, and a defined path forward are now non-negotiable. 

Meanwhile, this incident adds to a growing pattern of complaints from the Shiba Inu community about poor communication from the team. Lead developer Shytoshi Kusama is known for disappearing for months or placing his X account in private mode. 

He recently stayed silent on X for 84 days, leaving the project without any clear direction. Kaal Dhairya, a top developer of the Shiba Inu ecosystem, also locked the comment sections of all his X posts, limiting the community’s ability to engage.

Moreover, a recent disclosure from an independent on-chain sleuth, Shima, claims the Shiba Inu ecosystem team never officially reported the hack to law enforcement. Reporting the incident may have helped seize part of the stolen assets on KuCoin, according to Shima. These practices, combined with K9 Finance’s announcement, provide yet another example of why many believe Shiba Inu’s leadership is becoming increasingly evasive. 

Analyst Shows XRP Follows What Led to 7,452% Rally, Says ‘This Structure is Uncanny’

Albert Brown
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Analyst Shows XRP Follows What Led to 7,452% Rally, Says ‘This Structure is Uncanny’

XRP has faced bearish pressure of late, but market analyst Chart Nerd believes it may only be repeating the 2017 fractal that previously led to a 7,000%+ rally.

Notably, market conditions have worked against XRP and other crypto assets. Since October, the global crypto market has declined by about $720 billion, with XRP responsible for $47.39 billion of this drop. The token has retreated by about 28.5% during this timeframe, currently trading for $2.03.

XRP’s Historical Structure

However, Chart Nerd’s recent analysis suggests that this downtrend may only be part of a larger bullish trend as XRP appears to be trailing its 2017 fractal. Interestingly, during the 2017 price action, XRP witnessed a similar bearish phase but eventually recovered, soaring by 7,425% by the time its rally concluded.

Specifically, the earlier structure began in 2016, when XRP’s price rose to a high of $0.00864 in February of that year, marking the end of Wave 1 within a multi-phase structure. The second wave culminated in a drop to $0.00587 by May 2016, with Wave 3 leading to a recovery to $0.00940 in October 2016.

After this peak, XRP collapsed to a low of $0.0053 by late February 2017, which ended the fourth wave. However, the rebound that ensued was nothing short of explosive. Notably, the altcoin shot up to a peak of $0.3988 by May 2017. Data from the accompanying chart indicated that this run resulted in a 7,452% increase.

XRP Now Following Similar Trend

Interestingly, XRP now appears to be following the exact same structure. For context, the token’s rally to $3.4 in January 2025 marked the end of Wave 1 in the latest multi-phase structure. Wave 2 led to a drop to the $1.61 low in April 2025. When XRP recovered from this bottom, it shot up to the $3.66 peak in July 2025, marking the end of Wave 3.

Comparison of XRP 2017 and 2025 Structures
Comparison of XRP 2017 and 2025 Structures

Now, the chart indicates that XRP currently trades within the corrective Wave 4 amid the ongoing price struggles since July. If history repeats, the crypto asset may be on the verge of completing Wave 4, with the next phase leading to an explosive surge. 

“This Structure is Uncanny”

“This structure is uncanny,” Chart Nerd said, highlighting the similarities between both periods. However, the market analyst noted that the only difference between them is the positioning of the market. Specifically, the 2016/2017 pattern began in a bear market and slipped into the start of a bull run, but the 2025 structure started in a bull market.

Chart Nerd confirmed that he was “patiently waiting,” possibly to see how the next phase plays out. Notably, a similar 7,452% rally could lead to a price peak of $153 for XRP. However, this is unlikely to be the case due to XRP’s higher market cap today, which would demand greater capital influx for such a surge. Meanwhile, even if XRP replicated 1/8 of the 2017 rally, its price would still reach $19.

DAS Research Paper Says Ripple Positioning XRP as Key Infrastructure for Global Payments

Mark Brennan
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DAS Research Paper Says Ripple Positioning XRP as Key Infrastructure for Global Payments

A report from Digital Asset Solutions (DAS) explains how Ripple continues to push XRP toward becoming a major part of global payment systems. 

The research, published in September 2025, highlights the company’s progress, the challenges it still faces, and the factors that could help contribute to XRP’s future role in international finance. Notably, Stern Drew, an XRP community figure, called attention to the report in a recent post.

Specifically, DAS pointed out that Ripple, which began operations in 2012, built its vision around improving cross-border payments, and XRP has an important role to play in this plan. 

At the time of the report, Ripple had 36 billion tokens locked in escrow and held nearly 5 billion tokens as a spendable balance. As a result, DAS pointed out that Ripple and its founders’ control of a large portion of the supply creates the risk of future sell-offs as adoption continues.

ODL is XRP’s Most Important Use Case

The report particularly focused on Ripple’s On-Demand Liquidity (ODL) product (now Ripple Payments). For context, ODL lets financial institutions convert fiat currency to XRP or other assets, send it across borders within seconds, and settle it in the local currency on arrival. This removes the need for banks to keep large foreign currency balances. 

DAS identified ODL as XRP’s most important real-world use case. The paper confirmed that ODL handled $1.3 billion in payments during the second quarter of 2025, which marks progress but still falls short of the scale seen in traditional payment networks.

According to the report, Ripple works with over 300 financial institutions, including SBI Holdings, Santander, and Tranglo. However, DAS explained that many partners still rely mainly on RippleNet’s fast messaging system rather than using XRP directly for settlement. 

Concerns Around Regulation and Volatility

Moreover, concerns about regulation and volatility have continued to slow broader on-chain adoption. Nonetheless, recent regulatory progress may start to change this trend following the emergence of the crypto-friendly Trump administration.

The report also highlighted a change in network activity over the past year. Interestingly, while retail activity slowed, institutional usage climbed sharply. 

In Q3 2024, on-chain transaction volume jumped by roughly 500%, and early 2025 data shows the XRP Ledger processing about 2 million transactions each day. Roughly 75% of these transactions settle in under five seconds, which shows the network’s ability to handle high-volume, low-margin payments.

Ripple Expanding to New Areas

Meanwhile, Ripple also continues to expand into new areas. DAS called attention to the launch of Ripple’s dollar-backed stablecoin, RLUSD, held in custody at BNY Mellon. With this, Ripple plans to tap into the stablecoin market, which could reach $2 trillion by 2030. 

In addition, its acquisition of prime broker Hidden Road further deepens Ripple’s institutional reach, with Hidden Road preparing to support settlement directly on the XRP Ledger while using RLUSD as collateral.

Moving along, the report highlighted the recent improvement in regulation. After years of uncertainty, the U.S. SEC closed its case against Ripple in 2025, which confirmed that XRP does not fall under securities rules for public trading. 

Ripple has since applied for a national banking charter and a Federal Reserve master account. The company also seeks an EMI license in Luxembourg to make RLUSD available across the European Union under regulated conditions.

Ripple Positioning XRP in Global Payments

DAS closed the report by saying Ripple currently stands at an important stage in its development. Notably, catalysts, such as XRP ETFs, the EVM sidechain, and new XRPL upgrades, could bolster XRP’s place in global payments. 

However, the outcome depends on Ripple’s ability to encourage more partners to settle payments directly on-chain with XRP rather than stopping at interest alone. “Overall, Ripple is positioning XRP as an infrastructure project for global payments,” the report concluded.

Digital Assets Solutions Report on Ripple and XRP
Digital Assets Solutions Report on Ripple and XRP

What Are In-App Crypto Payments And How Do They Work?

Esra Zuhal
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What Are In-App Crypto Payments And How Do They Work?

In-app payments have become a defining feature of modern mobile commerce. As consumers increasingly rely on apps for entertainment, shopping, gaming, streaming, and everyday services, they expect purchases to be fast, seamless, and completed without being redirected to external browsers. 

Research shows that minimizing friction in mobile checkout has a direct impact on user behavior as smoother in-app payment flows reduce cart abandonment and significantly increase conversion rates. Businesses that optimize this experience therefore tend to see stronger engagement and better long-term retention, as users are more likely to complete transactions when the entire flow remains within the app.

At the same time, app developers and digital brands are under pressure to support more payment options. Global payments research from Stripe shows that offering localized and alternative payment methods, beyond card rails, boosts conversion, especially among younger, mobile-native users.

This shift, combined with the rising demand for flexible digital payments, is driving interest in next-generation payment options, including cryptocurrencies and stablecoins. As crypto adoption continues to grow worldwide, consumers increasingly expect to use digital assets wherever they transact, including inside their favorite apps.

Why in-app payments matter

In-app payments reduce the number of steps required to complete a purchase, one of the most important factors in whether a user converts. Studies on mobile checkout design by PeachPay show that each additional redirect increases the likelihood of abandonment. In contrast, native, embedded payment flows keep users engaged and significantly improve completion rates. 

This is especially important for sectors with high-frequency transactions, such as gaming, streaming, digital goods, travel, and on-demand services, where even small improvements in conversion can result in substantial revenue gains.

In-app payments also support stronger user retention. Research on mobile app design and engagement shows that intuitive payment experiences reinforce long-term loyalty because users naturally prefer platforms where transactions feel effortless and secure (arXiv). This reinforces a broader industry pattern: as apps become the primary interface for digital life, seamless in-app payment infrastructure is evolving from a convenience to a necessity for staying competitive. 

As consumers become more accustomed to paying directly within apps, businesses are exploring alternative payment methods, including cryptocurrency, that can be integrated into the same seamless process.

A rising demand for more flexible payment options

As in-app commerce expands, users increasingly expect greater choice in how they pay. This is particularly true for younger, mobile-native consumers, who are accustomed to seamless digital experiences and expect payment options that match their habits.

Meanwhile, global interest in crypto payments continues to grow. The adoption of digital assets is expected to surpass 700 million users by the end of 2025 according to Crypto.com, a surge driven by consumers who value flexibility, privacy, and the ability to transact across borders without relying on traditional banking infrastructure. 

Millennials and Generation Z, who are already the most active users of in-app services, also lead the charge when it comes to crypto ownership (Gemini) and report to use crypto as payment (FinExtra), making digital assets a natural addition to modern payment flows.

While this trend signals the need for app developers and merchants to support broader payment options, such a development hasn’t been possible, or legal, until 2025. For years, Apple has maintained a tight grip on in-app payment systems, meaning all digital transactions on iOS devices must go through its payment infrastructure, which includes a hefty 27% fee. 

This policy sidelined alternative payment options, including crypto payments. But in April 2025, U.S. District Judge Yvonne Gonzalez Rogers ruled that Apple had willfully violated a 2021 injunction by continuing to restrict developers from directing users to other payment options, opening the door to innovation. 

How in-app crypto payments actually work

In-app crypto payments allow users to complete a transaction and pay for goods or services in cryptocurrency, entirely within a mobile application, without being redirected to an external browser or third-party wallet interface. This removes a major source of friction in conventional crypto payments, where users are often redirected to scan a QR code or approve a transaction in another location. 

With a true in-app flow, the user experience is seamless. ForumPay is one example of a company enabling this emerging category of payments. Its gateway allows developers to embed crypto payments directly inside their iOS or Android apps, while maintaining its standard crypto payment features such as immediate conversion to fiat (thus removing any risk of exposure to crypto price volatility) wallet-agnostic capability, and next-business-day. 

These in-app capabilities reflect a broader evolution in how crypto is being integrated into mobile commerce, especially for apps dealing with digital goods, microtransactions, international users, or high-frequency payments. As crypto adoption expands and digital-native consumers look for greater payment choice, in-app crypto payments enable businesses to meet this demand while maintaining a seamless user experience.

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Here’s How 1,000 XRP Worth $2,000 Today Could Become $1 Million

Abdulkarim Abdulwahab
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0
Here’s How 1,000 XRP Worth $2,000 Today Could Become $1 Million

XRP remains at the center of long-term speculation as investors look beyond its current calm toward what many believe could be a life-changing outcome.

With XRP trading near the $2 mark, 1,000 tokens cost roughly $2,000 today. For many, the big question is how and when such a modest position could grow into $1 million.

While the path is filled with uncertainties, analyst projections, long-term models, and historical comparisons outline several scenarios where this could become possible.

The Math Behind $1 Million From 1,000 XRP

For 1,000 XRP to be worth $1 million, XRP’s price must reach $1,000 per token. 

Commentators like BarriC and JackTheRippler have repeatedly suggested that XRP could one day move into four-digit territory. Their rationale focuses on a future where XRP plays a meaningful role in global settlement, institutional liquidity flows, and tokenized value transfer.

At $1,000 per XRP, the 1,000 XRP purchased for roughly $2,000 today would be worth $1,000,000. This represents an upside of 49,900%.

While critics view this projection as bold, it mirrors earlier skepticism around Bitcoin when it traded at just a few cents.

Long-Term Trajectories That Support the Possibility

Research platforms like Changelly project XRP around $115 between 2033 and 2034. While far from the $1,000 target, this confirms consistent long-term upward momentum.

More optimistic models extend further. Telegaon previously projected XRP near $285 by 2050. At that level, 1,000 XRP would be worth $285,000. While still short of $1 million, it remains a promising outcome compared to today’s price.

Some analysts go even further. CryptoGuard COO Matthew Brienen has argued that XRP could reach $1,000 by 2035. He cited its potential role in global settlement rails and institutional liquidity corridors. Such a scenario would comfortably place 1,000 XRP above the million-dollar mark.

These forecasts remain speculative but highlight the widespread belief among XRP proponents that the asset will increase in value over the coming years.

Ultimately, long-term models are never promises, but they provide a framework for what could happen if adoption accelerates.

Does Historical Data Support a $1,000 XRP Scenario?

The idea of XRP reaching $1,000 is often criticized as unrealistic. But historical comparisons add a different perspective. 

Bitcoin rose from $0.005 to over $126,000. Likewise, Ethereum climbed from under $1 to above $4,900. Solana moved from less than $1 to nearly $260 during peak cycles.

These transformations were due to adoption curves, infrastructure upgrades, and global market transitions.

XRP’s supporters argue that a similar transformation is possible if the asset becomes a backbone for large-scale tokenized liquidity, cross-border payments, and institutional flows. Interestingly, Ripple has actively targeted these areas for years, investing $2.5 billion in 2025 alone.

Meanwhile, critics often point to a hidden factor in the comparison with Bitcoin, Ethereum, and Solana. These three crypto tokens have circulating supplies in the tens and hundreds of millions. On the other hand, XRP has a maximum supply of approximately 100 billion.

Critics argue that XRP’s excessive supply makes such a comparison unrealistic, especially since a $1,000 price per XRP would imply a $100 trillion market cap.

For context, Bitcoin rose from $0.005 to $126,000 with a market cap below $4 trillion. Even if Bitcoin reached $1 million per coin, its market cap would still be below $21 trillion. This highlights the enormous challenge facing the $1,000 XRP price outlook.

65M+ Revolut Users Can Now Buy Bitcoin Directly in Trust Wallet

Zabi
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0
65M+ Revolut Users Can Now Buy Bitcoin Directly in Trust Wallet

European crypto users will soon have a faster and more streamlined route to digital assets thanks to a new partnership between Revolut and Binance-owned Trust Wallet. 

The companies announced on Thursday that Trust Wallet users across Europe can now purchase cryptocurrency directly through RevolutPay. This addition builds on existing payment options, which include debit cards, credit cards, and bank transfers.

The integration is designed to simplify on-ramps while preserving user control. According to both firms, funds can be transferred into a user’s wallet instantly. Additionally, depending on the payment method, certain transactions may incur zero fees.

Notably, the system bypasses centralized exchanges entirely, i.e., instead of depositing money into an exchange account, users receive their purchased tokens immediately in Trust Wallet, a self-custodial platform with over 220 million users.

65M+ Revolut Users Can Now Buy BTC on Trust Wallet

In its announcement on X, Trust Wallet highlighted that Revolut’s 65 million users can buy crypto like Bitcoin directly in its leading wallet. In particular, the service supports Bitcoin, Ethereum, Solana, USDC, and USDT at launch. Revolut and Trust Wallet plan to expand this selection over time.

Part of Revolut’s Broader Crypto Push

The initiative reflects Revolut’s broader ambition to deepen its footprint in digital assets. Just last month, the London-based fintech hit a $75 billion valuation in a secondary share sale backed by major investors including Fidelity, Coatue, and NVIDIA’s NVentures.

Around the same time, Revolut secured a MiCA license through Cyprus, granting it regulatory approval to offer crypto services throughout the European Economic Area. The company has also obtained new banking licenses in Mexico and Colombia, extending its global footprint.

These milestones come amid strong financial results. The company reported $4 billion in revenue and $1.4 billion in pre-tax profit for 2024, underlining its rapid global growth.

In November, Revolut partnered with Polygon Labs to support remittances via the Polygon blockchain using USDT, USDC, and POL. This project highlights the company’s interest in cross-border transfers and blockchain infrastructure.

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