Here is Where XRP May Stand in the Next 10 Years

XRP price could see substantial growth in ten years if the broader crypto market expands, according to sources such as ChatGPT, Grok, and Telegaon.

XRP price rallied over the past few months, with most of its upsurge coming up from November 2024 to January 2025, as it currently trades at $2.40, a notable 253% increase since 2024. 

In 2025 alone, XRP has recorded a steady 15% growth. Currently, the asset’s market cap sits around $140 billion, representing a 4.28% dominance in the broader crypto space, as XRP reasserts itself following years of regulatory uncertainty. 

Interestingly, the lawsuit between Ripple and the U.S. SEC appears to be nearing resolution, with both sides agreeing to settle and drop appeals. This has bolstered optimism about XRP’s long-term trajectory.

Amid this encouraging environment, we explored where XRP price might be heading by 2035 by consulting two prominent AI models—ChatGPT and Grok AI. Each presented forecasts based on various market conditions, including bearish, base, and bullish scenarios. 

Grok Presents XRP Price Predictions for 2035

Grok AI built its forecast on factors such as XRP’s $140 billion market cap, Ripple’s existing partnerships with multiple financial institutions, and the upcoming full circulation of its 100 billion token supply. 

In Grok’s bear case, if the global crypto market grows conservatively to around $5 trillion by 2035 and XRP’s dominance declines to 2–3%, the token could trade between $6.60 and $8.37. This outcome assumes XRP faces increased competition from alternatives like stablecoins and platforms such as Stellar.

In its base scenario, Grok predicted that the XRP price could land between $17.76 and $20.44. Notably, this assumes the crypto market grows to $10–12 trillion and XRP sustains a 4–5% dominance rate. 

Essentially, the projection depends on continued institutional adoption, expansion of Ripple Payments, successful integration of Ripple’s stablecoin RLUSD, and favorable regulatory environments that enable developments such as XRP ETFs. 

However, for the most optimistic outlook, Grok believes XRP price could climb to between $45 and $60 by 2035. This bull case rests on assumptions of global crypto market expansion to $20–25 trillion, XRP dominance increasing to 8%, and widespread integration into central bank digital currencies (CBDCs), DeFi platforms, and asset tokenization systems.

ChatGPT Presents XRP Price Predictions for 2035

Meanwhile, ChatGPT presented a slightly more conservative but bullish prediction. Under its bear case, where market momentum slows and regulatory tightening limits growth, XRP price might only reach between $3 and $5.

In a base case, ChatGPT estimated that the XRP price could rise to a range of $10 to $15. This scenario assumes continued market growth, expansion of Ripple Payments product, and a stronger presence in both institutional and retail portfolios. 

Nonetheless, in a bullish projection, ChatGPT foresaw XRP price potentially climbing as high as $25 to $50 by 2035. This scenario sees XRP capturing massive financial market share through adoption by central banks. The integration of smart contract capabilities and tokenization through the XRP Ledger would further fuel demand.

Telegaon’s Projections

Interestingly, analysts at Telegaon issued a far more aggressive forecast. They suggest XRP could hit a minimum price of $69.37 by 2035, with an average of $78.16 and a peak as high as $87.49.