Expert predictions suggest XRP price could eventually reach double digits, as many suggest the imminent end to the SEC lawsuit could drive adoption.
The SEC’s 4-year lawsuit against Ripple is finally nearing its conclusion. Specifically, Ripple has already agreed to drop its cross-appeal, and signs point to the SEC doing the same soon.
SEC Case to End Soon
Notably, a closed-door SEC meeting scheduled for July 3 has triggered expectations that the case could officially wrap up then. While the lawsuit no longer directly involves XRP, since a 2023 ruling confirmed that XRP isn’t a security, many still believe that ending the case for good could lift the last cloud of uncertainty hanging over XRP.
Although XRP got legal clarity two years ago, some U.S. institutions have remained cautious. Financial analysts and XRP proponents argue that a clean end to the case could finally unlock real momentum for XRP adoption.
Nasdaq analyst Trevor Jennewine made this point back in March 2025, when he suggested that a final ruling could encourage institutions to embrace XRP more openly. There’s even talk that BlackRock could be waiting for this moment before filing for an XRP ETF. However, this remains speculative.
Ripple’s move to settle the case by accepting the original $125 million penalty and dropping its cross-appeal indicates that it wants to close this chapter and focus on growth.
XRP Price A Year After the SEC Lawsuit Ends
While the SEC hasn’t confirmed it will drop its own appeal, industry watchers expect that to happen soon. If it does, XRP could benefit from a clearer path forward, especially in the U.S., where regulatory uncertainty has held back broader adoption.
To explore how this could affect XRP’s value, we asked ChatGPT for its bullish price prediction one year after a final resolution, assuming the outcome drives strong institutional interest. At the time, XRP traded at $2.21.
ChatGPT suggested that if institutions like banks and payment firms begin using Ripple Payments and XRP for cross-border payments, then XRP could see a serious price boost. The chatbot predicted that XRP might reach between $8 and $15 within twelve months under those conditions.
Notably, ChatGPT explained that legal certainty would do more than just boost investor confidence. According to the chatbot, it could lead to real-world use of XRP. Interestingly, this could increase demand as financial firms begin using it for settlements.
In turn, that demand could push up the price. ChatGPT also pointed out that this wouldn’t just be a hype-driven rally. Instead, the price increase would likely reflect a mix of growing utility and serious investment.
The chatbot added that XRP already came close to $3 during earlier bull markets in 2017 and 2021, even without institutional adoption or legal clarity. With those pieces now falling into place, a price two to five times higher doesn’t seem out of reach.
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