Pundit Zach Rector has triggered a new discussion about XRP reaching $100, referring to it as a “$100 XRP flight to safety.”
He attributes much of this potential to macroeconomic factors, particularly the poor condition of the U.S. economy, with fewer jobs available, and explains why people would seek flight to safety in promising assets like XRP, gold, and other tokens.
The U.S. Economy
For context, revised data from the Bureau of Labor Statistics shows that the U.S. economy is weaker than previously believed. In particular, 1.2 million fewer jobs were added over the past 16 months.
Notably, for the first time in four years, there are more job seekers than available jobs. Also, unemployment is rising, and worker confidence has fallen to record lows.
Inflation, while still below historical averages, is creeping up again, and consumers expect further increases. Meanwhile, businesses impacted by Trump-era tariffs are hesitant to hire and are passing higher costs on to consumers.
This economic downgrade has increased pressure on the Federal Reserve to cut interest rates. Markets now expect rate cuts at each of the three remaining meetings in 2025, historically a bullish signal for crypto.
Bullish for XRP and Crypto
Under these concerning economic conditions, Rector presents a bullish case for XRP. He pointed out that XRP pumped 580% just after Trump’s election. Rector also highlighted the historic performances of XLM, Hedera (HBAR), and even precious metals like gold and silver over the past year.
He said these assets have delivered some of the best performances as people seek flight to safety, viewing them as defensive measures amid the troubling economic conditions.
Meanwhile, Rector is especially bullish on XRP, forecasting a triple- to four-digit price outlook for the coin, which trades at $3.00 today.
He stressed that XRP has more bullish fundamentals supporting this outlook than just capital flight from concerning economic factors.
To Rector, an XRP price of $100 is inevitable. While he did not give an exact date for this to happen, he noted that the window of opportunity is now through the next five years.
Road to XRP $100 Not Unthinkable
For context, XRP demands a growth of over 3,290% from its current price to hit $100, something many critics dismiss. While ambitious, bullish XRP analysts like Rector believe it is possible.
Rector has previously explained how the road to triple- or four-digit prices for XRP may not be as ambitious as it seems.
He noted that relatively small inflows (tens of millions of dollars) have previously boosted XRP’s market cap by billions, with multipliers up to 900x. To him, this suggests that $100–300 billion in inflows—not trillions—could push XRP to $100.
$100 XRP Flight To Safety! https://t.co/JzxpsDUFnL
— Zach Rector (@ZachRector7) September 10, 2025
Major Growth Drivers
Rector also expects XRP ETFs to attract $10–20 billion in the first year, exceeding JPMorgan’s $8 billion estimate. To him, this ETF demand could propel XRP to $20–30 by 2026 and beyond.
Moreover, he sees ETF inflows, U.S. market structure reforms, and Ripple’s banking license efforts as factors combining to push XRP toward $100.
Rector has also cited that with major advisors recommending 10–40% crypto allocations, trillions from retirement funds could enter the market, benefiting XRP.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
