Expert Shares Why XRP Cannot Reach $100 by Year-End

Optimism surrounding the launch and success of spot XRP ETFs has brought the long-standing XRP to $100 discussion back into the community.

For context, since Nov. 13, the four spot XRP ETFs have pulled in $644 million, and this surge has encouraged a new wave of bullish predictions. However, XRP still trades about 11.79% lower this month, as it continues to fight for control around the $2.2 level.

Despite the cautious market conditions, several community figures have pushed the argument for a massive XRP rally. Jake Claver, CEO of Digital Ascension Group, is one such market commentator. 

DAG CEO 99% Confident XRP Would Hit $100 by Year-end

In a recent live session, he told viewers that he expects XRP to surprise many people soon. He claimed that the ETFs have already started consuming a significant amount of liquidity from over-the-counter desks and dark pool markets. 

Claver argued that this rapid drawdown may have wiped out half, or nearly all, of the remaining OTC supply and could force ETFs to turn to regular exchanges for fresh liquidity. To him, this development would lead to sharp price swings.

He noted that XRP already showed some small price movement earlier that day and predicted far stronger moves once OTC supply dries up. 

Speaking further, Claver brought up his “domino theory,” which he explained in several earlier videos, and placed the odds of XRP hitting $100 this year at 97%, while personally leaning toward 99.99%. 

However, he stressed that he only shared his personal opinion and encouraged viewers to do their own research and speak with financial professionals before making investment decisions.

Community Pushback

Nonetheless, not everyone agrees with this bullish outlook. Zach Humphries, host of the Crypto Breakfast Club, rejected the idea, noting that he supports XRP and believes in its long-term potential, but he sees the year-end $100 target as unrealistic. Humphries argued that some people use these predictions to exploit those who struggle with basic math. 

$XRP is not going to $100 by the end of the year.

I am a huge proponent of XRP but these people are delusional and just taking advantage of people who don't understand how math works.

In order for XRP to be $100 that means it will be a $6T market cap (43x from current price… pic.twitter.com/GBTGvBbtVY

— Zach Humphries (@Z_Humphries) November 26, 2025

He explained that XRP would need to reach a $6 trillion market cap, a 43x jump from current levels, to trade at $100. He also pointed out that the entire crypto market is only worth $3 trillion, with 35 days left in the year, which makes the prediction impossible in his view.

In response, one investor revealed that while he disagrees with the $100 call, he also believes market cap is the wrong way to measure the argument. Meanwhile, well-known analyst Chart Nerd backed Humphries. Chart Nerd called the $100 target unreasonable. “Sounds stupid even having to say such a thing,” he added.

What Does an XRP to $100 Run Mean?

For perspective, XRP would become the second-largest asset in the world if it hit $100, overtaking NVIDIA, which currently holds a $4.381 trillion market cap. With this, an investor who currently owns $10,000 worth of XRP, equal to 4,484 tokens, would watch that balance climb to more than $448,000, gaining over $438,000. 

Notably, data from the XRP rich list shows that more than 500,000 wallets hold at least 5,000 XRP, and each would earn a minimum of $438,000 if XRP reached the $100 price level.