Here’s How High Price Per XRP Could go If Ripple’s Financial Channels Brings Trillions to the XRPL

The XRP ecosystem gained momentum throughout 2025 as Ripple expanded its institutional footprint and activity on the XRP Ledger continued to grow. 

Amid these developments, Jake Claver, CEO of Digital Ascension Group, recently shared a bullish commentary on social media, stating that the XRPL already processes billions of dollars, XRP ETFs continue to attract capital, and major banks now eye broader participation. 

Interestingly, Claver argued that Ripple’s full financial stack could ultimately direct trillions of dollars onto the XRP Ledger. Notably, such a development could massively influence XRP’s long-term price.

Claver’s view comes amid multiple concrete developments that defined Ripple’s progress during the year. In 2025, Ripple strengthened its institutional presence through partnerships spanning custody, payments, trading infrastructure, and real-world asset tokenization. 

Ripple and XRP Progress in 2025

Specifically, in July, BNY Mellon became the primary custodian for Ripple’s RLUSD stablecoin, adding one of the world’s largest financial institutions to Ripple’s ecosystem. Months before that, Ripple partnered with Ctrl Alt to support the Dubai Land Department’s real estate tokenization initiative on the XRPL.

Ripple continued this momentum in December by expanding its partnership with TJM Investments. Earlier in October, Ripple partnered with Absa Bank to provide digital asset custody services to customers in South Africa, marking Ripple’s first major custody collaboration on the African continent.

Meanwhile, in November, Ripple also joined Mastercard, WebBank, and Gemini to enable RLUSD-based stablecoin settlement. The partnership aimed to improve fiat payment efficiency across card programs.

Besides partnerships, RippleNet’s growth showed rising adoption among financial institutions. By November 2025, RippleNet connected more than 300 banks and financial firms, reflecting continued demand for blockchain-based cross-border settlement. 

According to the Motley Fool, Activity on the XRP Ledger also grew. As of Dec. 8, the average XRPL payment over the previous 30 days carried a value of $3,207. Daily transactions remained stable between 900,000 and 1,000,000. Meanwhile, daily payment volumes ranged from $396 million to as high as $17 billion.

XRP Price if Ripple’s Stack Brings Trillions Into the XRPL

These moves influenced Claver’s prediction, which would have a massive impact on XRP price if it played out. However, the extent of the impact remains unclear. As a result, we asked Google Gemini for an assessment.

In its response, Gemini presented several possible scenarios. Notably, under a moderate bullish case featuring retail demand and early ETF inflows, XRP could climb to between $3.50 and $5.80, retesting previous highs. 

Meanwhile, the chatbot noted that a stronger growth phase with full RLUSD integration and widespread use of XRP as a bridge asset in cross-border banking could push prices into the $8.00 to $13.00 range. 

In the most bullish scenario, where XRPL becomes a major liquidity layer for real-world asset tokenization and central bank digital currencies, Gemini projected XRP prices between $26 and above $100.

However, Gemini noted that these predictions remain speculative and investors should not consider them investment advice. Specifically, XRP reaching $10 would require a market cap above $500 billion, while a $100 price would place its valuation above the current global crypto market cap.