Well-known Bitcoin leveraged trader James Wynn has now joined the XRP Army.

He announced the move in a recent tweet, revealing his decision to invest a “significant portion” of his portfolio into XRP. 

Wynn’s investment sparked massive discussion across the crypto community, given his prominence and the unexpected shift in his trading direction.

Notably, Wynn has boasted of having made over $100 million in just 70 days trading perpetual futures. He is also infamous for losing a similar multi-million-dollar fortune in leveraged trades in mid-2025.

Wynn’s New Bet on XRP

In a post that has garnered more than 1.2 million views, Wynn shared that he spent 24 hours researching XRP and has chosen to allocate $25 million or more into the asset.

“I believe it could revolutionize the banking systems,” he said. He acknowledged that the move is a significant gamble but noted that all investments are, in essence, bets on future outcomes.

In parallel, Wynn called on the crypto community—both critics and proponents—to educate him about XRP.

As expected, the tweet drew attention from XRP advocates, analysts, and community figures who welcomed Wynn into what many call the ‘XRP Army.’

XRP Community Weighs In

Several prominent XRP supporters took the opportunity to highlight the XRP Ledger’s strengths and educate Wynn on its unique features.

XRP Ledger validator Vet pointed out that XRP’s robust consensus model, long-standing stability, and strong community make it a standout project.

He emphasized that XRP is one of the few top 5 blockchains where builders can still rise to become major players in the ecosystem, calling the XRP Ledger “the last opportunity market.”

Attorney Bill Morgan reminded the trader that XRP has never fallen out of the top 10 cryptocurrencies by market cap in its 13-year history, a testament to its resilience.

Brad Kimes, founder of XRPLasVegas, added that Wynn was “right about XRP’s potential” but “still doesn’t know enough yet,” describing the network as the bridge “that will marry TradFi with DeFi.”

Influencers and Analysts Join the Discussion

XRP influencer Alex Cobb joked that Wynn should “buy some XRP memes or launch his own on First Ledger.”

Meanwhile, BankXRP asked what specifically caught Wynn’s interest during his research.

Crypto Eri also took the chance to clarify the common misconception between Ripple, the company, and the XRP Ledger (XRPL)—the decentralized blockchain that powers XRP as its native asset.

“Be sure to understand the difference between Ripple and the XRPL,” she noted. “Ripple is revolutionizing the banking system.”

Adding to the discussion, CryptoInsightUK advised Wynn to be cautious about misinformation surrounding XRP. He recommended exploring credible resources.

“There’s a ton to learn because the disinformation and hatred are high,” he said, linking to his XRP Deep Dive on Substack.

Ultimately, Wynn’s post and the wave of engagement that followed highlight the growing investor curiosity surrounding XRP from among high-profile traders who were previously focused on Bitcoin.

Beyond traders, institutions are also joining the XRP ecosystem en masse. This is evident by multiple recent announcements establishing XRP reserves over the past few months.

Crypto analyst AiMan recently revealed a personal investment of a quarter million dollars in XRP during the latest price dip.

The purchase, which he said amounts to about 100,000 XRP, comes as the asset attempts to recover from the dip. However, despite the size of his investment, AiMan insists he isn’t gambling. Instead, he calls it a calculated move from years of watching how XRP performs under pressure.

AiMan Highlights XRP’s Resilience

In a recent disclosure, AiMan explained that his confidence is largely due to XRP’s long history of surviving challenges in both the market and the regulatory space. 

Specifically, since its launch in 2012, XRP has held its ground through legal battles, volatility, and changes in global monetary policy. The SEC’s lawsuit against Ripple, which lasted nearly five years, has concluded, with XRP emerging as the only asset to be legally declared a non-security.

In addition, AiMan claimed that over the last decade, XRP has gained more than 10,000% from its earliest trading prices. However, market data shows this statement underestimates XRP’s growth. Notably, XRP traded for $0.0088 in October 2015. With the current price of $2.65, XRP has increased 30,000% over the past decade.

Interestingly, AiMan believes this resilience from XRP separates it from traditional currencies that lose value as governments keep printing money and inflation erodes purchasing power. For context, the dollar has lost about 11% of its value this year alone. Meanwhile, XRP is up 28%.

At the time of AiMan’s investment, XRP traded around $2.50, but the pundit argued that the crypto token’s real strength is in its use case and reliability. 

$250,000 Investment in XRP Not a Gamble

He said many investors view XRP as a gamble, but he sees it as a smart response to the weaknesses of traditional finance. In his words, XRP has outperformed “banks, borders, and bureaucracy” for years, proving it can move money faster and more efficiently than outdated systems.

He also explained that his approach focuses on what could happen in the next financial disruption. He believes that if another major crash hits, payment networks like SWIFT might freeze up, and remittances could stall worldwide. 

In that situation, the world would need assets that move freely and instantly across borders without middlemen. To him, XRP fits that role as the original “bridge asset” that connects financial systems globally.

Moreover, AiMan expects that when central banks begin pushing their CBDCs (Central Bank Digital Currencies), the demand for decentralized assets like XRP will grow. He believes the circulating supply will shrink quickly, driving up value as governments replace open crypto networks with centralized digital money. 

Best- and Worst-Case Scenarios

According to him, as a result of this, the best-case scenario is that his XRP position will act as an asymmetrical hedge that protects against stagnation, sanctions, and outdated banking rails.

However, even in a worst-case scenario where XRP doesn’t skyrocket, AiMan said he still holds something solid. He described XRP as “battle-tested,” with proven speed and efficiency. 

Notably, it settles transactions in three seconds, doesn’t fork like some other coins, and keeps running smoothly even in turbulent markets. He believes this makes it more than a speculative token.

However, AiMan expects a much bigger upside. He sees a world where RippleNet becomes a major part of global banking, or where regulators finally approve XRP for broad financial use. If that happens, he believes early holders could see XRP turn into a valuable collector’s asset.

The pundit argued that XRP isn’t like Bitcoin, bonds, or gold. He called his 100,000 XRP tokens “compressed connectivity” that could help hedge against inflation, red tape, and slow systems. To him, XRP holds deep value.

Carl Higbie, host at Newsmax, recently discussed how cryptocurrencies like XRP could help the U.S. government eliminate its massive $37.8 trillion national debt.

Speaking live on air, Higbie used the recent Amazon Web Services (AWS) outage, which disrupted the operations of major firms including Apple, Delta Airlines, Coinbase, and Xbox, to highlight the risks of centralized systems and the resilience of blockchain-based solutions.

From Cloud Outages to Blockchain Reliability

According to Higbie, the AWS disruption exposed the fragility of U.S. digital infrastructure. He stressed that a single faulty line of code brought down operations across multiple industries.

The activist argued that this central point of failure underscores why blockchain technology — the foundation of digital assets like XRP — offers a more secure and decentralized path forward.

“Blockchain is reliability through redundancy,” he said. He went on to explain how millions of network participants maintain identical copies of the same ledger, ensuring transactions remain safe even if part of the system fails.

XRP Could Help Wipe Out U.S. Debt

Higbie took his analysis a step further by presenting a thought experiment. He argued that if the U.S. Treasury had invested just $348 in Bitcoin in 2009, when it launched, it would now be worth around $37.8 trillion — enough to clear the national debt.

While that opportunity has long passed, Higbie extended the idea to XRP, which is trading at around $2.40 today.

He suggested that if the U.S. government were to allocate a portion of its annual tax revenue, about $1 trillion, into XRP, it could dramatically increase the asset’s market capitalization.

Higbie estimated that such a move could multiply XRP’s value eightfold, theoretically yielding $8 trillion in returns — enough to make a significant dent in the country’s debt burden.

Interestingly, Higbie proposed that the government could repeat this process several times to maximize returns.

“The government could dump it, crash the market, and buy it right back. Do it all again, then pay off the national debt Saturday,” he said.

$XRP MENTIONED PAYING OFF THE USA DEBT ON “ NEWS MAX “ pic.twitter.com/bTxHfw2KFk

— KINGVALEX (@VALELORDX) October 27, 2025

Strategic Advantage of Crypto

Meanwhile, the Newsmax host emphasized that cryptocurrencies like XRP cannot be manipulated by governments or banks in the same way fiat currency can.

He argued that by participating directly in crypto markets, the U.S. could gain influence without relying on central banks or the Federal Reserve’s money-printing mechanisms.

He quoted Ronald Reagan’s famous line: “If it moves, regulate it. If it stops, subsidize it. If you can’t do either, ban it.”

Accordingly, Higbie added that blockchain introduces a “fourth option” for governments to become what they seek to control.

While Higbie’s comments were speculative, they reflect a growing discussion among media figures and analysts about how digital assets like XRP could reshape national finance.

As the U.S. continues to face mounting debt and global economic shifts, many are recognizing blockchain-based currencies not just as investments but as tools for macroeconomic reform and stability.

Industry leaders like Matthew Sigel of VanEck also proposed earlier this year that Bitcoin could help the U.S. government wipe out $14 trillion in debt.

Ultimately, in Higbie’s view, cryptocurrencies could help the U.S. “reset the system” and reclaim economic independence, turning digital innovation into a financial advantage.

The Ripple CTO, David Schwartz, has confirmed that the company can sell the rights to receive XRP tokens locked in its escrow accounts. 

He made this clarification during a community discussion that began after software engineer Vincent Van Code raised questions about how crypto data trackers report XRP’s circulating supply compared to Bitcoin’s.

Pundit Highlights Tracking Bias

During the conversation, Van Code highlighted how tracking resources like CoinMarketCap exempt the XRP tokens in Ripple’s escrow accounts but include Bitcoin tokens in Satoshi’s wallet. According to him, if they excluded the 1 million BTC in the Satoshi wallet, Bitcoin’s market cap would drop by about 15%. 

Interestingly, CoinMarketCap actually tracks only 60 billion XRP tokens in circulation, and not 65 billion. This gives XRP a market cap of $157 billion at $2.62 per token, instead of $170 billion.

However, another investor replied that Bitcoin includes all mined coins in its calculation because those coins can technically be sold at any time. The investor then asked if Van Code was suggesting Ripple could liquidate its entire escrow at once, and whether it made sense to assume that possibility when comparing the two assets.

Ripple CTO Confirms Ripple Could Sell Escrow Rights

Responding, Schwartz clarified Ripple’s position. He said Ripple can sell the right to receive XRP from escrow or even sell the accounts where those tokens will eventually be released. 

Ripple could sell the right to receive the tokens released from escrow or even sell the accounts the escrows complete into. But the XRP still can't circulate until their release dates.

— David 'JoelKatz' Schwartz (@JoelKatz) October 27, 2025

Nonetheless, he emphasized that the XRP itself cannot enter circulation until the scheduled release dates. His response confirmed that while Ripple can’t use its escrowed XRP early, it can legally transfer or sell the rights associated with it.

For context, data from XRPScan shows that Ripple currently holds around 35 billion XRP in escrow, valued at about $92 billion. This large reserve has persistently led to discussions in the XRP community. 

Specifically, some pundits have suggested that Ripple could sell the rights to these tokens to institutional buyers. Meanwhile, others have speculated about the company possibly transferring the tokens to the U.S. government to establish an official XRP reserve.

Schwartz’s comments add weight to these speculations by confirming that such transactions are technically possible, even if Ripple has not confirmed any plans to pursue them. 

Moreover, with Evernorth planning to buy $1 billion worth of XRP to create an XRP reserve, Ripple noted it would support the effort but failed to leverage its escrow tokens. Interestingly, pundit Nietzbux speculated that this might be because Ripple has already sold the rights to much of its escrow to institutional investors.