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Market Expert Makes Case for XRP Run to $15, Citing Multiple Analyses

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The host of the Working Money channel recently shared a bullish outlook on XRP, citing multiple experts to make a case for a run to two digits.

His commentary suggested that a $15 price for XRP could be feasible in the long run. This comes as XRP has recently regained strength along with the broader crypto market after the sharp sell-off and liquidation event on Oct. 10.

In his video, the host pulled together several independent analyses and opinions from respected voices in the XRP community, including CryptoInsightUK, Vincent Van Code, and EGRAG Crypto, to support his case. 

CryptoInsightUK Sees XRP Run to $15

First, he called attention to analyst CryptoInsightUK, who addressed growing doubts about XRP’s short-term outlook. CryptoInsightUK noted that XRP currently has almost no downside liquidity.

XRP Liquidity CryptoInsightUK
XRP Liquidity | CryptoInsightUK

This indicates that while prices might still move around, the lack of available liquidity below current levels could eventually force the price higher. He explained that deeper liquidity zones are where exchanges and market makers tend to make more money, suggesting that XRP will likely push upward.

The analyst then pointed out that the Oct. 10 liquidation event, which occurred nearly three weeks ago, barely affected XRP’s long-term structure. 

Notably, on the weekly chart, the token has held firm and continued to trend upward. He added that even on the three-month timeframe, XRP remains above major resistance levels from its 2018 all-time high, showing that the broader uptrend remains intact.

XRP 1W Chart CryptoInsightUK
XRP 1W Chart | CryptoInsightUK

CryptoInsightUK also discussed a pattern he shared earlier that connects to the daily RSI hitting oversold levels. For context, the last time this happened, XRP saw a major rally. 

Using the same pattern, a similar move today would take XRP to around $15 per coin. He said this indicates that the crypto market still has strong momentum, and XRP could have plenty of room left to run.

Bullish Momentum Returning

Notably, at the time of the Working Money video commentary, XRP traded between $2.62 and $2.63, after briefly reaching $2.675 overnight. 

The Working Money host noted that market sentiment has improved, with the Fear and Greed Index climbing back to neutral levels in the 40s. The total crypto market cap has also risen to about $3.89 trillion, moving closer to the $4 trillion mark, while altcoins are starting to build momentum again.

XRP Commentaries from Van Code and EGRAG

The host then highlighted comments from software engineer Vincent Van Code, who claimed that Binance’s XRP order books hold only about 4 million XRP. Notably, The Crypto Basic also recently called attention to this analysis.

Specifically, Van Code explained that anyone trying to buy 10 million XRP at current prices would likely start at $2.6 and drive the price toward $15 because of the thin supply. 

He warned that the shortage of XRP on exchanges, combined with increasing institutional demand, such as Evernorth’s commitment to purchase $1 billion worth of XRP, could trigger a major supply squeeze. 

Van Code added that even OTC and wholesale markets, where large investors usually buy to avoid price spikes, are drying up because most holders are refusing to sell. 

The Working Money host then turned to EGRAG Crypto’s analysis. For context, EGRAG recently argued that analysts such as Blockchain Backer and BobbyA are wrong with their bearish calls. According to him, XRP remains structurally strong as long as it holds above $2.20 and $1.97 on monthly closes. 

He compared the current market setup to previous cycles in 1999 and 2007, when risk assets surged before major market pullbacks. EGRAG argued that the current rally still has one last leg to go, as markets usually peak only when euphoria takes over, and this hasn’t happened yet.

Here’s What Cardano’s Price Could Be in 2045 If 15% of Its Total Supply Is Burned

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As Cardano struggles to recover from the recent downturn, enthusiasts are debating the potential impact burns could have on ADA’s price. 

Cardano is gradually recovering from the recent downturn that pushed its price below the $0.35 mark on October 10. As of October 19 at 10:40 a.m. (UTC), ADA was trading at $0.6423, with its market cap standing at $23.03 billion. Despite this rebound, it remains down 29.12% from its 30-day high of $0.9063.

However, investors have remained bullish on ADA’s potential, with many anticipating that several key developments, including Midnight and Hydra v1.0.0, could pave the way for a significant rally.

Notably, some community members believe that burning a portion of ADA’s supply by sending these tokens to an inaccessible wallet is another powerful driver for ADA’s price appreciation. This practice has become common in the broader crypto ecosystem, with projects like Shiba Inu utilizing it as a growth driver. 

How Cardano Price Could React to 15% Supply Burn by 2045 

Therefore, we analyzed the potential impact on Cardano’s price if 15% of its total supply were burned by 2045. Cardano boasts a total supply of 45 billion tokens, with about 35.84 billion currently in circulation. 

A 15% burn of the total supply would amount to 6.75 billion ADA being permanently removed from circulation, reducing the overall supply to approximately 38.25 billion tokens. Many traders might assume that destroying such a large portion of tokens would automatically propel ADA’s price to new highs. 

According to their analysis, a 15% reduction in Cardano’s circulating supply—from 35.84 billion to 30.46 billion ADA—while maintaining the same market cap of $23.03 billion, would lift the token’s price to approximately $0.75. 

Will 15% Supply Burn Boost ADA Price? 

However, this isn’t necessarily true. Burning 15% of ADA’s supply would also remove the equivalent market value of those tokens, likely keeping the price relatively unchanged. 

For ADA’s price to surge, there must be a significant increase in demand following the burn. The burn could also make any subsequent rallies more impactful since there are fewer tokens left. 

While burning 15% of Cardano’s supply may not have an immediate impact on ADA’s price, 2045 is still a long way off. Analysts believe that several factors, including favorable regulatory developments and multiple Bitcoin halvings, could drive overall crypto prices higher over time.

According to prediction platform Telegaon, ADA could trade between $45 and $50 by 2040, just five years before 2045. Notably, AI model ChatGPT suggested that ADA could trade between $100 and $300 within this timeframe. 

Meanwhile, crypto trading platform Changelly presents a far more ambitious forecast, projecting that ADA could reach $286 by 2040, representing a staggering 44,427% increase from its current price of $0.6423. 

IBM Launches Digital Asset Haven to Help Banks and Governments Manage Digital Asset Operations

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IBM has announced the launch of Digital Asset Haven, a new platform to help financial institutions and governments securely manage and scale their digital asset operations.

The platform aims to provide an integrated system for managing the entire digital asset lifecycle, covering custody, transactions, and settlement. Simultaneously, it upholds seamless operations through rigorous adherence to compliance standards.

A Joint Effort with Dfns

Developed in partnership with Dfns, a well-known provider of digital wallet infrastructure, Digital Asset Haven combines IBM’s enterprise security expertise with Dfns’ experience in digital asset custody.

Dfns has created more than 15 million wallets for over 250 institutional clients. This milestone underscores its extensive engagement in regulated digital finance.

Clarisse Hagège, CEO of Dfns, stated that the collaboration was established to “orchestrate the full digital asset ecosystem.”

This initiative ensures that the infrastructure adheres to the same standards as those of traditional financial systems.

Built for the Next Generation of Financial Services

According to the press release, the platform aims to help institutions modernize their product offerings as tokenized assets and stablecoins become more widely adopted. Moreover, Digital Asset Haven provides the security, governance, and reliability that IBM has long been known for in mission-critical environments.

Tom McPherson, General Manager for IBM Z and LinuxONE, stated that the new offering provides clients with “the resilience and data governance they have been asking for.”

This, he explained, enables them to build the next generation of financial services on trusted infrastructure.

Comprehensive Features for Financial Institutions

IBM has highlighted several core components of the new platform:

  • Transaction Lifecycle Management: Enables automation, routing, and settlement of blockchain transactions across more than 40 public and private blockchains.
  • Governance and Entitlement Management: Provides unified wallet access control, policy enforcement, and configurable multi-party authorization workflows. 
  • Integrated Third-Party Services: Offers built-in tools for KYC, AML, and yield-generation, with open APIs and SDKs for custom integrations. 
  • Holistic Security and Key Management: Uses IBM’s Hardware Security Modules (HSMs) and Multi-Party Computation (MPC) for advanced cryptographic protection.

The system also integrates IBM’s Offline Signing Orchestrator for secure cold-storage operations, helping institutions comply with jurisdictional mandates.

Additionally, the platform includes quantum-safe cryptography features to prepare clients for emerging threats.

Compliance and Security as Core Priorities

IBM emphasized that the platform’s design aligns with regulatory requirements across jurisdictions. Thus, institutions will be able to generate, rotate, and manage cryptographic keys in full compliance with local mandates. Simultaneously, they will uphold rigorous operational security standards.

The system gives clients flexibility in how they deploy and scale their digital asset operations, whether through cloud-based services or on-premises infrastructure.

Launch Timeline

IBM plans to make Digital Asset Haven available as a Software-as-a-Service (SaaS) and Hybrid SaaS offering on IBM Z and LinuxONE systems in Q4 2025. Meanwhile, an on-premises version is scheduled for release in Q2 2026.

Mt. Gox Again Delays $4B Bitcoin Repayment to Creditors

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Mt. Gox, the defunct Tokyo-based Bitcoin exchange, has again postponed its creditor repayment deadline, and this time, to October 2026. 

The extension comes just four days ahead of the previous deadline of October 31, 2025. According to an official notice from the rehabilitation trustee, a Tokyo court approved the delay to allow more time for creditors who have yet to complete necessary procedures or have faced processing issues during repayment.

The trustee stated that base, early lump-sum, and intermediate repayments have been “largely completed” for creditors who successfully verified their information, while others remain in limbo.

New Delay in $4B Bitcoin

Notably, the latest action marks the third extension of Mt. Gox’s repayment timeline. Initially slated for completion in October 2023, the process faced extensions multiple times due to verification delays and logistical complications.

As of March 2025, the trustee reported having repaid 19,500 creditors in Bitcoin and Bitcoin Cash. Data from Arkham Intelligence shows the exchange still holds around 34,689 BTC, worth $3.98 billion at current prices.

Mt. Gox Bitcoin portfolio Arkham
Mt. Gox Bitcoin portfolio Arkham

Notably, Mt. Gox’s rehabilitation process began after its 2014 collapse following the theft of 850,000 BTC. It remains one of the longest-running recovery efforts in crypto history.

Recovered Assets and Ongoing Repayments

In 2023, the trustee outlined plans to reimburse creditors with recovered assets, including 142,000 BTC, 143,000 BCH, and ¥69 billion ($510 million) in fiat. 

They have distributed repayments through exchanges such as Kraken and Bitstamp, but many creditors have yet to receive their funds.

Meanwhile, the drawn-out process has created recurring uncertainty for Bitcoin markets. When the estate first announced repayments in mid-2024, Bitcoin briefly slid toward $61,000 amid fears of a mass sell-off. 

However, later delays marked short-term relief for market liquidity, reducing immediate selling pressure.

Despite years of speculation about an impending “Mt. Gox dump,” most analysts now believe large-scale liquidation risk is limited. 

Many creditors have already hedged or arranged OTC exits, while the current Bitcoin market’s depth can also absorb future supply. The muted reaction to a $2.8 billion Mt. Gox-linked transfer in late 2024 further supported this sentiment..

Ultimately, the Mt. Gox case continues to remind market participants of crypto’s early vulnerabilities and the long wait for those hoping to recover their lost Bitcoin.

Hoskinson Says This is Very Big For Cardano: Details

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Cardano founder Charles Hoskinson highlights a major milestone for the blockchain, one that could transform the network into the financial backbone of the agent economy. 

Earlier today, Patrick Tobler, developer of Mansumi Network, announced the minting of the first x402-standard proof-of-concept (PoC) meme coin on Cardano. 

For context, Coinbase originally developed x402, a protocol inspired by the HTTP 402 status code. Notably, the protocol has already been integrated into Google’s Agent-Payment Protocol (AP2). 

The core function of the x402 protocol is to enable native, automated payments between AI agents and services through APIs, without requiring registration or complex cryptographic signatures.

In essence, x402 enables machine-to-machine micropayments, while also allowing AI systems to pay for access to APIs, data, or services instantly and securely.

x402 Protocol Goes Live on Cardano 

Since Coinbase introduced the x402 protocol, developers at the Masumi Network have been working diligently to integrate it into both Cardano and Masumi. 

In an X post today, Tobler announced a breakthrough toward this goal with the successful completion of the first x402 proof-of-concept meme coin on Cardano. He warned that the meme coin was for demo purposes, noting that there are no plans for its mainnet launch. 

How to Use the Protocol 

Meanwhile, he walked users through the steps of utilizing the protocol to access resources or APIs. According to Tobler, when attempting to access the demo resource x402-demo.masumi.network, the site returns a “402: Payment Required” message. 

Afterward, users can then connect their wallets to make a small payment of 2 USDM. Notably, users also require a small amount of ADA to pay transaction fees. Once confirmed, users will gain access to the resources — in this case, minting a demo meme coin. 

Although the mem coin has no current or future value, the demo highlights the practical application of x402 on Cardano and the protocol’s ability to streamlining blockchain-based payments through web protocols. 

Cardano Founder Reacts 

The development has sparked excitement among Cardano supporters. In particular, Charles Hoskinson, the founder of Cardano, described the initiative as a “very big” development for the blockchain. 

As Tobler mentioned, the integration could position Cardano as the financial backbone of the agent economy. Since x402 is a novel niche, the integration positions Cardano at the forefront of the agent economy, where AI agents will autonomously transact and exchange value. 

In the meantime, Tobler revealed that he and other developers are currently drafting the x402 standard for both Cardano and Masumi, aiming to make their implementation of the protocol the most advanced and powerful version available. 

LMAX Group Strategist Sees Bitcoin Ready for a Full Recovery

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LMAX Group strategist Joel Kruger believes the Bitcoin and crypto market is staging a strong comeback after weeks of struggle following the Oct. 10 crash. 

Notably, his recent commentary comes at a time of growing optimism among investors who see the crypto market regaining strength as global market conditions improve.

LMAX Group Strategist Expects Full Crypto Recovery

For context, on Oct. 10, the total crypto market cap plunged from $4.09 trillion to $3.24 trillion, wiping out about $850 billion in minutes. 

Although prices bounced back before the day ended, the market still closed around $3.7 trillion, marking a 9.37% loss, the biggest single-day drop since March 3, 2025. Since then, the market has been trying to recover, and Kruger says that recovery is finally taking shape.

He attributes the rebound to a mix of encouraging global factors. Specifically, softer-than-expected U.S. inflation data has strengthened expectations for a rate cut by the Fed, while easing trade tensions between the U.S. and China have lifted investor sentiment. Kruger believes these developments could help drive crypto prices higher through the end of the year.

Bullish Macro Backdrop

The analyst expects Bitcoin and Ethereum to keep climbing after spending some time consolidating from their earlier record highs. He explained that the ongoing rebound has gained momentum thanks to a better macroeconomic backdrop. 

Notably, lower U.S. bond yields and stronger risk appetite have helped attract more buyers into digital assets. Technically, Kruger says the recent Bitcoin and Ethereum pullback was a natural pause and a healthy consolidation before the next major rally. He expects both assets to stay supported during any dips and to push higher into the year’s end.

Kruger also highlighted historical market patterns to back his bullish outlook. He noted that October and the fourth quarter have typically been strong months for crypto. Although this October started with volatility and a steep market crash, he says sentiment in crypto can change quickly and that there’s still plenty of time for momentum to swing in favor of the bulls.

Analysts Flip Bullish as Bitcoin Recovers $115,000

So far, Bitcoin has shown impressive resilience. After dropping to around $108,000 just a week ago, it has rebounded to roughly $115,000, logging four straight days of gains. This renewed strength has inspired several other analysts to share bullish views.

For instance, PlanB, the creator of the Stock-to-Flow model, noted that Bitcoin’s realized price metrics are rising across all time frames, with the five-month realized price now around $113,000. Since Bitcoin trades above these averages, he sees this as a bullish sign.

Meanwhile, analytics firm Glassnode added that the Stablecoin Supply Ratio (SSR) Oscillator remains near cycle lows, showing that there’s plenty of stablecoin liquidity ready to flow into Bitcoin once confidence fully returns.

Bitcoin Stablecoin Supply Ratio Oscillator Glassnode
Bitcoin Stablecoin Supply Ratio Oscillator | Glassnode

Also, market veteran Michaël van de Poppe said $112,000 was the critical resistance level Bitcoin needed to break. Now that it has, he expects a small pullback before the next FOMC meeting, followed by another strong push that could send Bitcoin to a new all-time high in November.

In the altcoin market, Ethereum has also bounced back above $4,000, now trading near $4,155. However, trader Shafyn Khan believes the asset may revisit the $3,700 to $3,800 range before making another push higher, based on its current technical setup.

Binance Co-founder CZ Reveals How Much of “Deflationary” BNB Is Burned Every Minute

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Binance co-founder and former CEO Changpeng Zhao has reacted to the staggering numbers of Binance Coin (BNB) tokens burned every minute.

BNB implemented the auto-burn mechanism in December 2021, which automatically chalks off a portion of its supply from circulation. Interestingly, the latest burn figures have left CZ stunned, as he took to X to share the dollar value of the Binance-affiliated token being burned every minute.

“I Didn’t Even Put It in That Perspective Before”

The Binance co-founder reposted a statistic shared by TCC, a widely followed BNB enthusiast. The tweet disclosed that over the past three months, the auto-burn program has burned a staggering 1,441,281.413 BNB tokens.

Notably, the user went on to break these numbers down into their equivalents per minute. It showed that roughly 11.2 BNB tokens are burned every minute, calculated by dividing the total number by 129,600 (covering the conversion from month to minute).

CZ introduced his own calculation by multiplying the number in minutes by the price of BNB. He arrived at roughly $11,000 worth of BNB burned per minute. However, at the current market price of $1,152, the 11.21 BNB tokens are worth $12,811.

The prominent industry figure went on to insist that the burn data had not occurred to him in this perspective before. He added that this reflects the coin’s deflationary nature.

BNB is Deflationary: CZ

Notably, the 1.44 million BNB tokens burned came from a recent 33rd quarterly burn report released by the BNB Chain today. Further details show that the tokens burned have a dollar value of $1.208 billion, bringing the remaining total supply to 137.7 million tokens.

The chain implemented these burn mechanisms in alignment with its move to keep BNB deflationary and gradually reduce its total supply cap to 100 million BNB. Remarkably, the mechanism automatically incinerates BNB tokens based on price and the number of blocks produced each quarter.

Notably, CZ has repeatedly emphasized this strength as a catalyst for BNB’s price growth. He highlighted the token’s deflationary design, the BNB ecosystem builders, and the vibrant community as reasons why BNB is strong.

CZ also revealed that BNB does not have market makers. This suggests that the trading activity on the BNB Chain is purely organic, driven by retail and institutional interest. Among other things, he noted that this is why BNB withstood market crashes and reached new all-time highs while others struggled.

Here’s XRP Price If the Crypto Market Hits $10T, $50T, or $100T and XRP Keeps Its Share

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XRP has the potential to reach higher price levels if it maintains its market dominance when the total crypto market cap hits $10 trillion, $50 trillion, or $100 trillion.

The global crypto market now stands at about $3.8 trillion, and analysts believe it still has plenty of room to grow. If this happens, it won’t just be Bitcoin benefiting. Notably, altcoins like XRP could also see major gains, especially if they keep their current share of the market.

Ambitious Projections for the Crypto Market

Among the analysts making ambitious predictions for the broader crypto market is Benjamin Cowen, founder of Into The Cryptoverse. Specifically, he once used his logarithmic regression models to forecast that the market could climb to around $10 trillion. 

Moreover, market commentator AltcoinGordon shared his outlook on X, predicting earlier this month that the total crypto market could touch $10 trillion amid a wave of bullish sentiment.

Meanwhile, other experts see a much larger expansion over the long term. For one, Mason Versluis expects the entire crypto market to eventually grow to between $50 trillion and $100 trillion.

Also, Raoul Pal, CEO of Real Vision and a former Goldman Sachs executive, expects the crypto industry to attract around four billion users by 2030, or about half the world’s population. Pal believes that this level of adoption, along with ongoing currency debasement, could drive the total market cap to around $100 trillion between 2032 and 2034.

XRP Price if Total Crypto Market Hits $10T, $50T, or $100T

Right now, with the total crypto market valued at $3.8 trillion, XRP holds a market cap of about $158.35 billion and trades near $2.60. This gives the token a 4.17% share of the overall market.

If the total crypto market climbs to $10 trillion and XRP maintains that 4.17% share, its value would jump to roughly $417 billion. With a circulating supply of 60 billion tokens, XRP’s price would rise to about $6.95, nearly touching the $7 mark. 

Interestingly, several market watchers already believe XRP could be on its way to the $7 price. For instance, analyst Crypto Bitlord recently argued that expecting XRP to reach $7 no longer seems like a gamble.

Meanwhile, if the total market grows to $50 trillion and XRP keeps its share, its market cap would reach about $2.085 trillion, which translates to a price near $34.75 per token. This projection aligns with chartist CryptoInsightUK, who believes XRP could reach $35 next year if its current bullish setup holds.

Also, if the total market skyrockets to $100 trillion, XRP’s market cap could surge to $4.17 trillion, pushing its price close to $69.50, just shy of $70.

Tradeship University Founder Says XRP Is About to Make a Massive Move

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Tradeship University’s founder, Cameron Scrubs, has stirred excitement in the XRP community, suggesting that a major price move could be just around the corner.

Indeed, market sentiment around XRP is heating up again, as the coin is now trading at a new weekly high after several days of ranging. Today, XRP touched $2.67, after previously trading at $2.30 last week.

At the current price, the coin remains 5.72% below the level it traded at a month ago. Yet, optimism is growing that XRP could reclaim major resistance levels during the ongoing rebound.

Scrubs fueled the buzz on X by posting, “I got a feeling XRP is about to make a massive move…”

His comment quickly caught the attention of other XRP community members.

Traders See Imminent Breakout

Other analysts and traders also suggested the asset may be preparing for a significant breakout. For instance, X user Stevie Kang responded to Scrubs’ post with confidence, saying, “Imminent.”

He added, “XRP is going to pump so hard and fast soon; I can feel it.”

Another trader, BritcryptoX, noted that indicators are showing a “reversal brewing.”

Notably, these discussions come as XRP maintains steady upward momentum, with analysts identifying technical signs of renewed buying strength after weeks of tight consolidation.

Analysts Eye $2.90 Price Zone for XRP

Analyst Carl Moon highlighted that XRP has broken out of a narrowing trading range that kept it between $2.35 and $2.5 for most of this month. The token now trades around $2.63, reflecting a 7% weekly gain.

Carl’s graph shows XRP has cleared a wedge pattern on Binance’s 6-hour chart, signaling a shift in momentum. He projected that if XRP closes above the key resistance level at $2.65, it could move toward the next target zone between $2.78 and $2.90, and possibly test $3.

XRP chart by Carl Moon
XRP chart by Carl Moon

Meanwhile, in a separate commentary, EGRAG highlighted the $2.34 support and $2.65 resistance levels as crucial zones to watch. In a follow-up comment, he expressed that there is an 80% chance XRP faces rejection during the ongoing bull run. This means he assigns only a 20% chance to a strong breakout.

Optimism Builds as “Big Announcements” Loom

Beyond technical charts, XRP enthusiasts remain bullish due to several positive developments coming from Ripple in recent days.

For one, Ripple’s CEO recently told investors to stay “locked in” as the company pushes forward with new initiatives aimed at benefiting XRP.

Meanwhile, pro-XRP developer Vincent Van Code hinted that “big announcements in favor of XRP” may be coming soon, potentially tied to the U.S. government’s reopening developments and pending XRP ETF approvals.

With Ripple’s ongoing business expansion fueling long-term confidence, many analysts believe XRP is entering a critical phase. As Scrubs and other market observers suggest, XRP’s next major move could be imminent.

Here’s Why XRP Has a Better Chance to 100x from Here Than Bitcoin

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Dom Kwok, the co-founder of EasyA, has insisted that XRP has a much stronger chance to surge a hundredfold compared to Bitcoin. 

Kwok made this assertion in a recent discussion within the XRP community after he countered claims from Coinbase CEO Brian Armstrong that crypto assets like Bitcoin (BTC) and Ethereum (ETH) are not too expensive for the average retail investor.

“Bitcoin and Ethereum are Too Expensive.”

According to Kwok, BTC and ETH have indeed become too expensive for most investors to buy in full, especially with Bitcoin sitting around $115,000 and Ethereum near $4,160. He said this price barrier is why EasyA focuses more on altcoins.

When his audience asked for clarification, Kwok explained that the issue boils down to affordability and how investors think. He said very few people can afford to buy one whole Bitcoin at today’s price. 

Kwok noted that, for instance, if someone wanted to start investing in crypto with $1,000, they wouldn’t likely choose to buy just 0.01 BTC. Instead, they’d rather own a larger number of cheaper coins. He said this mindset bolsters the popularity of altcoins and shows why they play such important roles in expanding the crypto market.

According to Kwok, most new investors prefer to hold many coins rather than a small fraction of an expensive one like BTC. He said this is why altcoins continue to attract attention, no matter how much Bitcoin supporters argue otherwise.

His comments triggered reactions, especially from members of the XRP community. Notably, one investor, Daniel Harris, supported the assertion. 

Kwok Insists XRP Has a Better Upward Spike Chance

Using an example, Harris said, with $1,000, an investor could either buy 0.0083 BTC if Bitcoin traded near $120,000, or 416.67 XRP at $2.60 per coin. Then, he asked which would deliver a better return on investment (ROI) three years from now. According to the investor, his money is on XRP.

Responding, Kwok agreed with this statement. However, Eri, another prominent XRP community figure, disagreed with the logic. 

She said Kwok’s argument misses the point, explaining that ROI depends only on the percentage increase between the buying and selling price, not on how many coins someone owns. She said this applies to any tradable asset, whether an investor holds a fraction or a full unit.

Nonetheless, Kwok pushed back. He compared the prices directly, saying Bitcoin at $100,000 is far less likely to rise a hundredfold than XRP at $2.40. According to him, it is clear which has a better chance of a 100x rise from the difference in price alone.

Notably, the market has observed this phenomenon on multiple occasions, where XRP rallies higher than Bitcoin during market swings due to its lower market size and higher volatility. For instance, during the November 2024 run, BTC increased 59% to $109,356 by January 2025, while XRP soared 580% to $3.4 within the same period.

Also, during the market recovery from early late June to July 2025, BTC rose 22% to $123K. Meanwhile, XRP soared 83% to $3.66 within the same period. During market slumps, XRP also drops harder. However, XRP’s susceptibility to more rapid price changes is due to its overall market size rather than its price per unit.