XRP could claim two to three-digit price levels in the next few years, according to several sources such as ChatGPT, Google Gemini, and Changelly.

Currently, XRP trades at $2.18, holding steady despite recent market volatility. Earlier this year, the token peaked at $3.40 before dipping, but it has consistently stayed above the $2 support, awaiting a catalyst to break upward. 

Interestingly, this resilience, alongside XRP’s growing utility and potential to dominate the mainstream payment scene, has kept investor confidence strong, fueling bullish predictions about XRP’s long-term potential. Some of these predictions include rallies to $50, $150, and even $250.

Nonetheless, it remains unclear if these predictions could materialize. To get a clearer picture, we looked at projections from several sources: OpenAI’s ChatGPT, Google’s Gemini AI, and the cryptocurrency exchange platform Changelly. 

ChatGPT Predicts When XRP Can Reach $50, $150, and $250

Responding to the question, ChatGPT first calculated the market caps required for XRP to reach these price points, assuming its circulating supply of 58.82 billion tokens stays the same. 

Specifically, to reach $50, XRP would need a market cap of about $2.94 trillion. At $150, it would need to grow to $8.82 trillion, and $250 would require a $14.7 trillion market cap. For context, Bitcoin currently has a market cap of around $2 trillion, and the total crypto market valuation is $3.27 trillion.

According to ChatGPT, XRP might climb to $50 between 2030 and 2035 if it plays a major role in international payments. That could happen if banks and financial institutions adopt it widely, or if it becomes central to systems that replace traditional tools like SWIFT. 

However, reaching $150 would likely take even longer, possibly after 2040, and would require XRP to be at the heart of digital finance, possibly tied to central bank digital currencies. 

As for $250, ChatGPT considers that level extremely ambitious and nearly impossible. According to the chatbot, it is only reachable if XRP becomes a global reserve asset.

Gemini and Changelly Present Bullish Timelines

Meanwhile, Google’s Gemini AI presented a similar view but first focused on the key drivers that could push XRP’s value higher. It pointed to regulatory clarity, growing partnerships with financial institutions, and the possibility of XRP ETFs as major catalysts. 

Gemini also highlighted broader crypto market trends, the growing utility of the XRP Ledger, and global economic conditions as important factors.

If everything goes right, Gemini believes XRP could potentially hit $50 as early as 2025 to 2027. That outlook depends on major wins like favorable regulation and strong institutional backing. 

For $150, Gemini predicts a possible window between 2030 and 2035, assuming XRP becomes a widely used tool in the global financial system. However, the $250 milestone may only be possible between 2035 and 2040 or beyond, and only if XRP achieves widespread global adoption and integration.

Exchange platform Changelly had a similar outlook. It expects XRP to reach $50 by June 2033, with a possible peak just above that level. Changelly sees XRP climbing to $150 sometime between 2034 and 2040 and possibly reaching $250 by 2040.

As XRP has remained around the $2 range longer than many had expected, investors are now looking at historical price action for reassurance.

In a tweet, XRP community commentator CryptoBull highlighted how XRP has consistently defied skeptics and critics who doubted its ability to reclaim significant price levels over the years.

For example, he noted that five years ago, many believed XRP would never rise above $0.50 again. This sentiment was especially strong in 2020 when XRP traded as low as $0.1012 in March of that year. This marked the lowest price since XRP had reached after its all-time high of $3.84 just two years earlier.

This represented a staggering 97.36% decline for investors who bought at the peak of the 2018 frenzy, leading many to write off the asset entirely.

However, that same year, XRP climbed as high as $0.768 by November, before the SEC lawsuit once again wiped out the gains, bringing the price down to $0.17. As a result, skepticism reemerged, but the coin soon began to recover.

In his reflection, CryptoBull recalled that just three years ago, sentiment remained cautious, with many predicting that XRP would never again reach $1. Despite that, XRP hit a high of $1.96 during the 2021 bull run before again giving up its gains.

Sustained Strength Above $2

Despite numerous challenges, XRP has shown remarkable resilience and managed to bounce back. However, the recovery took time. By November 2024, XRP finally confirmed the long-awaited breakout that many analysts had predicted. The coin reached $3.40 in January 2025, before retracing and cooling off from the rally.

Over the past six months, XRP has consistently held above $2. While this level is a significant improvement over the previous trading range near $0.50, it has also become a source of frustration for investors seeking further momentum.

According to CryptoBull, XRP has largely flown under the radar in the broader crypto community due to its recent stagnant performance.

Meanwhile, some believe this may be the last time the crypto market sees XRP near the $2 level, as institutional interest in the coin has increased compared to previous years.

“They’ll All Come Back Once XRP Hits $10”

CryptoBull tweeted a bullish outlook, suggesting that XRP could rise to $10, a massive 360% gain from its current price of $2.18.

He predicted that once XRP reaches this milestone, many former skeptics and critics will return to the conversation and re-enter the market. His forecast reflects the belief that XRP’s growth potential remains strong, even amid lingering doubts in the crypto space.

Others Predicting a $10 XRP

Many other analysts have echoed similar sentiments. Analyst EGRAG recently suggested that XRP could reach $10, $18, and even $27 following a retest of the 21-week EMA, a pattern previously observed before major rallies in 2017 and 2021.

Historically, after breaking above the 21 EMA, XRP has often pulled back to retest support before surging: a 7,085% rise in 2017 and a 425% rally in 2021. A similar breakout occurred in late 2024, pushing XRP to $3.40 before another pullback and consolidation.

EGRAG now views this as a setup for another major move. He forecasts a 425% rise to $10, over 1,000% to $18, and a potential 1,600% surge to $27, possibly by late July or early August 2025, based on past cycle timelines.

Analyst EGRAG Crypto confirms that XRP has continued to follow the 2018 Tesla price trajectory, awaiting an explosive surge following the recent pullback.

The market commentator first highlighted this possibility following Ripple CEO Brad Garlinghouse’s controversial 60 Minutes interview. For context, the meeting, which occurred last December, was published with some important omissions pertaining to XRP’s legal clarity.

Notably, Garlinghouse and the broader XRP community were not happy with this development, as it presented XRP in the light of an asset still battling with a security label despite Judge Analisa Torres resolving the issue in July 2023.

XRP Trailing TSLA After Ripple CEO’s 60 Minutes Interview

Interestingly, after the meeting aired on Dec. 8, 2024, XRP saw a mild pullback from $2.61 to a low of $1.96 the next day. EGRAG called attention to this pattern, stressing that Tesla stock (TSLA) witnessed a similar price action after Elon Musk appeared on 60 Minutes in 2018.

Specifically, Musk’s 60 Minutes interview aired in December 2018. Shortly after, TLSA stock collapsed considerably from $25.16 to a bottom of $11 sometime in June 2019. However, after this pullback, TSLA recovered, soaring by over 3,400% to a new peak. 

EGRAG suggested that XRP would take a similar path. Since Garlinghouse’s 60 Minutes interview, XRP has struggled to maintain its footing. Interestingly, amid this bearish pressure, XRP’s price collapsed to $1.61 by April 7. This marked a nearly 40% drop from the $2.61 price when the 60 Minutes interview aired.

XRP Already Down Like Tesla, EGRAG Expects Massive Recovery

In his latest analysis, EGRAG confirmed that XRP has already observed the sort of collapse Tesla witnessed. According to him, it took Tesla six months to hit the bottom and another six months to recover fully to new highs. 

The analyst pointed out that despite XRP already observing the Tesla-like collapse, many still doubt that it would record an uptrend similar to the one Tesla witnessed. For context, if XRP rallies 30x from the April 2025 floor of $1.61, this would push its price to a new peak of $48.3 by November 2021.

Meanwhile, a more modest growth of 10x would lead to a value of $16.1, still representing a new all-time high. For the 20x uptick, XRP would reach a price of $32. EGRAG called for patience, insisting that the market will soon see massive multipliers. Interestingly, analyst CrediBULL also predicts XRP to claim the $32 price. 

Currently, XRP changes hands at $2.18, having recovered from a drop to retest the $2 mark two days back. The asset trades flat this month, caught in a consolidation since March. In a previous analysis, EGRAG suggested that XRP recovering the $2.65 level would mark the final go-go signal for a price explosion.

A prominent XRP community commentator has predicted what the XRP price could be by the end of this year, 2025.

Despite this ongoing bearish atmosphere, market commentators like Edoardo Farina believe XRP still has more upside potential this year. Notably, in his recent commentary, he highlighted XRP’s current market position and presented predictions for the asset in the foreseeable future.

Farina Predicts XRP Price for June and EOY

At the time, XRP traded for $2.3, a fact Farina highlighted. While this position marked a 30% drop from XRP’s yearly peak of $3.3, it was still an 11% gain year-to-date. However, investors believe XRP could do much better than this. 

According to Farina, by next month, June, XRP has the potential to surpass the $3 price mark again. Recall that XRP initially claimed $3 in late 2017, eventually soaring to the ATH of $3.8. However, after dropping below this mark, it took the asset six years to reclaim $3, specifically in January 2025. 

Now, XRP has again relinquished the $3 price level, struggling to recover it amid massive bearish pressure. Farina believes XRP will eventually reclaim the much-coveted price mark in June.

Meanwhile, Farina sees XRP soaring further before this year ends. The Alpha Lions Academy founder suggests that the price will rally to $10 by the end of the year. Currently trading for $2.13, XRP would need to surge by about 370% to reach this $10 price.

Further Predictions Around XRP to $10

Interestingly, other analysts believe a $10 value is attainable for XRP. In April, Elliott Wave expert XForceGlobal suggested that XRP was on the verge of a breakout to $10. In March, Cas Abbé highlighted three factors that could propel an XRP price rise to $10, including XRP ETF approval.

However, industry experts like Bitget’s Ryan Lee believe XRP could only reach $10 within an extended timeframe, specifically by 2030. Analysts at crypto platform Changelly hold similar views, predicting a possible rally to $10 by 2029, not the end of this year like Farina suggested.

Meanwhile, market analyst Crypto Patel might be looking at a shorter timeframe. He recently highlighted six reasons he believes XRP will reach $10 soon. Specifically, the first reason is the regulatory clarity surrounding XRP. 

🚨 $XRP to $10? Here's Why It Might Happen 👇

1⃣ Regulatory Clarity — XRP is not a security ✅
2⃣ Bullish Chart — If $1.70 support holds strong, It Can hit $10 this cycle
3⃣ ETF Rumors — If approved, expect serious inflows
4⃣ Altcoin Season Loading — BTC dominance falling ⏬
5⃣… pic.twitter.com/je0ousbNCY

— Crypto Patel (@CryptoPatel) May 24, 2025

For the second reason, he pointed to XRP’s bullish chart, particularly the strong support at $1.7. He then called attention to ETF approval as the third reason. Further, Crypto Patel mentioned the looming altcoin season as another catalyst that could push XRP to $10.

In addition to these factors, the analyst highlighted the growing adoption of the Ripple stablecoin (RLUSD) as the fifth reason he sees XRP hitting $10. Lastly, the sixth reason pertains to XRP’s uptick, amounting to 50%, above his earlier entry point.

A veteran crypto trader has revealed a substantial XRP position, indicating his bullish stance toward XRP, as he anticipates his holdings will reach $10 million.

This disclosure, which came from pseudonymous market participant Crypto Beast, emerges at a time when XRP is struggling to maintain its footing above the $2 mark. Despite losing the $2.2 support this week, XRP has observed a recovery push, now trading at $2.17.

Amid the growing uncertainty, Crypto Beast remains unfazed. He confirmed in his latest commentary that he never sold his XRP tokens. The trader made this decision to HODL despite buying XRP before its November 2024 upsurge.

Trader Anticipates His XRP Position to Hit $10M 

Data from an accompanying graphic confirms that Crypto Beast holds 1,832,844 (1.83 million) XRP tokens. Interestingly, he purchased these assets at an average net cost of $0.836, confirming that the purchase occurred before November 2024.

Now, despite XRP soaring beyond $3 to a new seven-year peak in mid-January, Crypto Beast held onto his tokens, stressing that he never sold. At the time of his disclosure, the tokens, which he procured for a total of $1.532 million, were worth $3.915 million, presenting returns of $2.382 million.

This indicates that XRP traded for $2.13 when he made his disclosure. Crypto Beast confirmed that the reason he has not sold despite seeing over $2 million in profit is that he has a higher target, which he expects XRP to push toward.

According to the trader, his target for his XRP investment is $10 million. Specifically, for the 1.832 million XRP holding to reach this worth, the XRP price would need to soar to $5.45. This would mark a meager 151% increase from the current price of $2.17. Crypto Beast promised to keep his audience updated on the position.

The Appeal of Simply HODLing

Notably, the investment holds no risk of liquidation, as the trader maintains it on the spot market. As a result, even if XRP collapses to $1, he has the option of HODLing through the storm until the asset appreciates to his upside target. The only requirement for such a position is patience.

This is in contrast to the leveraged positions held by other experienced traders such as James Wynn, who recently lost $100 million in the Bitcoin futures market. For the uninitiated, James Wynn, renowned for turning a $7,000 PEPE investment into $25 million, recently revealed his high-leverage Bitcoin trade on Hyperliquid.

However, the market liquidated the $1.25 billion long position when Bitcoin (BTC) saw a rapid decline after hitting the $112K all-time high. This resulted in a $100 million loss for the trader. Days later, he lost $25 million on another Bitcoin long position.

These events indicate how, despite their promise of greater returns on smaller price movements, leveraged positions can lead to catastrophic losses if price action does not favor the trader. This is not the case for Crypto Beast’s position, which simply involves patience during a downturn.

XRP community commentators have charged investors to take a page from this playbook. For instance, Edoardo Farina has advised that market participants purchase just 10,000 XRP and hold for the long haul. He expects prices to soar to levels that could make these 10,000 tokens worth a fortune.