Although the days of seeing XRP around the $0.50 level are long gone, influential voices in the XRP community emphasize that even today’s entry point remains a bargain.

Vandell Aljarrah, co-founder of Black Swan Capitalist, recently took to X to remind investors of the value of early conviction in XRP.

According to Aljarrah, he and his brother Versan have been encouraging market participants to accumulate XRP since the coin traded at $0.25. They steadily increased their support through key price levels, including $0.30, $0.45, $0.60, and $1.00.

Notably, XRP was still available in the $0.50 to $1.00 range as recently as November 2024. However, since then, the market has improved significantly, and the coin has not returned to that range.

With XRP now trading at $2.30, many investors feel they may have missed the opportunity to buy cheap, holding out for a major retracement that has not occurred in nearly three quarters.

Market Psychology at Play

Meanwhile, Aljarrah offers a different perspective, arguing that even at today’s price, XRP presents a favorable entry point.

He describes a common scenario in which investors feel uneasy about buying at higher prices, only to watch the asset go even higher, leaving them to regret not having bought at what, in hindsight, was a lower level.

“When XRP goes higher, they’ll be trying to buy again,” he said. Aljarrah sees this as a classic case of market psychology, where fear and hesitation during lower prices give way to urgency and FOMO as prices climb.

However, he stressed that long-term conviction often outweighs consensus sentiment. For those with a strong belief in XRP’s potential, he suggests the window to buy “cheap” may still be open.

Supporting Views

Notably, in a separate commentary, influencer John Squire warned that those not holding XRP today may regret it by 2030. Though he offered no specific price target, he expects significant long-term growth.

Echoing this view, Alpha Lions Academy founder Edoardo Farina urged investors to buy XRP now, believing it remains undervalued and is poised for substantial future gains.

How Higher XRP Price Levels Will Be “Cheap”

This sentiment also aligns with the views of BarriC, a notable voice in the XRP community. In 2024, BarriC predicted that XRP’s sub-$0.80 price at the time would seem cheap in hindsight by 2025.

He also forecasted a rise to between $1 and $3 by the end of the current bull cycle (by 2025), with $3 becoming the new “cheap” level.

That prediction has largely materialized, as XRP has now left the sub-$1 range—prices many now consider a bargain, though they’re no longer available.

Looking further ahead, BarriC expects XRP to reach $10 to $15 between 2028 and 2029. He even projects higher valuations between $100 and $500 by the 2032 Bitcoin halving.

This paints a promising outlook for XRP, which many in the community share. However, some skeptics doubt XRP’s potential to reach triple-digit prices. They argue that the multi-trillion-dollar valuations required at those price levels could pose a significant challenge.

XRP is repeating a structural pattern that led to massive price explosions twice in its history, with the latest occurrence targeting a two-digit price.

For context, this pattern involves a breakout above the 21-period exponential moving average (EMA) on the 2-week chart and a subsequent retest of this breakout. Notably, market commentator EGRAG Crypto discussed the latest repetition in a recent analysis.

His analysis comes amid the indecisiveness that has dominated the XRP market. Particularly, XRP has failed to transcend the $2 region. Despite this, EGRAG’s analysis shows this could be part of the broader plan.

XRP’s Historical Performance

Notably, this pattern also played out during both times its price skyrocketed following a breakout above the 21 EMA. Specifically, after trading below the 21 EMA from late 2016 to early 2017, XRP eventually broke above the resistance in March 2017, soaring to a new all-time high of $0.3988 by May 2017.

However, while XRP remained above the 21 EMA during this period, the $0.3988 top led to a pullback. Despite the pullback, XRP maintained its support at the 21 EMA, occasionally retesting it to build strength. Finally, another upsurge occurred in November 2017, leading to a new all-time high of $3.8 in January 2018. 

This exact price action re-occurred in the 2020/2021 cycle. Notably, XRP broke above the 21 EMA in November 2020, soaring 177% in one month to a high of $0.79. 

Nonetheless, it faced a pullback after hitting this peak, correcting again to retest the 21 EMA, which flipped to support. After three months, XRP recovered, surging to $1.96 by April 2021. For context, this period saw muted price growth likely due to the ongoing Ripple vs. SEC lawsuit.

XRP Observing a Similar Retest of the 21 EMA

Interestingly, this pattern is playing out again in the ongoing bull run. First, XRP broke above the 21 EMA with a massive 283% spike in November 2024. It extended these gains to claim $3.4 by January 2025. However, the $3.4 high led to another retracement, and XRP has since been consolidating around $2, retesting the 21 EMA support.

Notably, in the 2017/2018 bull run, this consolidation lasted for six months before a 1,309% spike. Meanwhile, in the 2020/2021 bull market, the consolidation lasted for three months before a 295% increase. 

Currently, the ongoing consolidation has lasted for five months. EGRAG believes XRP could witness its much-needed recovery in July, with the rally extending to September. The analyst expects the upsurge to push prices to between $10 and $46, representing a 500% to 2,500% increase.

However, EGRAG suggested that this translates to an average price target of $29 by September. With XRP currently trading at $2.23, a push to $29 would mark a 1,200% increase from current levels. 

Interestingly, EGRAG has previously suggested XRP could reach the $29 target. Back in April 2025, he identified a potential uptick in the XRP/BTC pair, which could lead to an XRP price of $29 if Bitcoin hits $170,000. Also, on multiple occasions, he has predicted a run to $27, a slightly lower target.

Despite its current market struggle, some still believe XRP has the potential to reach a three-digit figure. However, how feasible is this projection?

Audacious price goals like $50 and $100 have featured prominently among XRP price targets. For instance, in April, market analyst Cryptominder predicted that XRP could potentially reach $50 over the next five years.

In addition, market commentator BarriC has persistently insisted that XRP could claim a $100 price soon. Moreover, Alpha Lions Academy founder suggested last month that once XRP reaches the $50 price, investors will start clamoring for $100.

XRP to $50 and $100 Unfeasible Under Current Market Conditions

Despite these bullish projections, some industry experts still believe the $50 to $100 price target is rather too ambitious for XRP, given current market conditions. Specifically, they point to the market cap implications of such a price level, considering XRP’s extensive circulating supply of nearly 59 billion tokens.

To put things into perspective, a $50 price for XRP would push its market cap to $2.95 trillion. Such a valuation would make XRP the largest crypto asset in the market, dethroning Bitcoin (BTC), which currently boasts a market cap of $2.06 trillion. It would also make XRP larger than Silver, Alphabet (Google), and Amazon.

Moreover, should XRP claim the more substantial $100 price goal, its market cap would double from the $2.95 trillion mark, reaching $5.9 trillion. Interestingly, this valuation is not just greater than Bitcoin’s market cap, but much larger than the current total crypto market cap at $3.24 trillion. 

Consequently, the market cap implications of the $50 and $100 price targets indicate how unfeasible these targets are, especially given the current condition of the market. From the current price of $2.13, XRP would require a massive 2,247% rise to hit $50 and a 4,594% increase to claim $100. 

Conditions Under Which an XRP Rally to $50 and $100 is Feasible 

However, while these targets appear unfeasible in the prevalent market conditions, they are not particularly impossible. Specifically, XRP has a chance of reaching $50 or even $100 if the broader crypto market expands considerably.

For instance, Dan Gambardello, a Cardano permabull, predicted that the broader crypto market cap could reach $40 trillion someday. At this position, if Bitcoin maintains its current dominance of 63.5%, the asset’s market cap would soar to $25.4 trillion. Many experts believe this is feasible.

Meanwhile, with these market conditions, an XRP rally to $50 could be possible. To put things into perspective, if XRP reaches $50 with a market cap of $2.06 trillion, it would only have a market dominance of 5.15% in a $40 trillion crypto market. This is highly feasible, as XRP’s peak market dominance this year was 5.56% in February.

Also, if XRP claims a $100 price with a $5.9 trillion valuation, its market dominance would rise to 14.75%. This is a more difficult feat but within the realm of possibility. Notably, XRP’s all-time high dominance was 31.33% in mid-2017. 

Investors holding 1,000, 5,000, or as much as 10,000 XRP could observe massive returns on their investments if XRP claims its bullish price targets by 2050.

XRP Investors Accumulating Despite Turbulence 

Despite the struggles of the XRP price, most investors remain resilient. This optimism primarily comes from projections of a possible XRP rally to greater heights. 

Interestingly, investors with bags worth between 1,000 and 10,000 XRP have only increased over the past month despite the current market conditions. Specifically, wallets holding 1,000 to 5,000 XRP have increased to 537,839, an addition of 6,714 addresses since April 28.

Meanwhile, those holding from 5,000 to 10,000 XRP tokens have risen to 158,987, having increased by 2,310 within the month. Notably, investors holding 10,000 XRP are already among the top 5 rich list and would need to increase their balance by just 1,000 tokens to enter the top 4% rich list. 

The rise in the number of wallets indicates that investors are procuring these tokens at an increasing rate. At the current price of $2.13 per token, 1,000 XRP costs $2,130 to procure, 5,000 XRP are worth $10,650, while 10,000 XRP demands a capital of $21,300. Individuals accumulating these tokens expect their worth to increase.

How Much 1,000, 5,000, and 10,000 XRP Will be Worth by 2050

As a result, The Crypto Basic recently assessed how much these investments would yield in the distant future, say 2050, about 25 years ago. We evaluated predictions from AI chatbots ChatGPT and Grok AI, as well as predictions from Telegaon.

Specifically, ChatGPT predicts XRP to reach $25 by 2050, driven by institutional adoption and regulatory clarity. At this $50 price, 1,000 XRP would be worth $25,000, 5,000 XRP would grow in value to $125,000, while the worth of 10,000 XRP would reach $250,000.

Interestingly, Grok is more bullish, predicting XRP could hit $50 by 2050. Should this price target materialize, 1,000 XRP will grow to a worth of $5,000, while 5,000 XRP will be valued at $250,000. Meanwhile, those holding 10,000 XRP will eventually be sitting on $500,000, half a million dollars.

Perhaps the most bullish forecast came from analysts at crypto platform Telegaon. These analysts expect XRP to hit a maximum price of $285 by 2050. At this price, 1,000 XRP would be worth $285,000, 5,000 XRP would have a value of $1.425 million, and 10,000 XRP will grow to $2.85 million.

Some voices in the XRP community believe a major shift is coming, and holding just 1,000 XRP before October 2025 is non-negotiable.

One of those voices, Edoardo Farina, founder of Alpha Lions Academy, recently shared his thoughts in a video commentary making the rounds.

Holding 1,000 XRP is Non-negotiable

Specifically, Farina believes now is the right time to build a solid XRP position. He pointed out that 1,000 XRP, at today’s price, costs around $2,300. With five months left until October 2025, he says investors still have time to get in before major changes take place. 

While he didn’t make any bold price predictions, he emphasized that it is important to prepare for what could be a turning point for XRP and the broader crypto market.

Importantly, he tied this outlook to the European Central Bank’s plan to roll out its digital euro in October 2025. According to Farina, this launch could play an important role in XRP’s future. 

He pointed to a statement from ECB President Christine Lagarde, where she said all European institutions would support the move toward digital cash. Essentially, Farina sees this as a strong sign that the region’s financial systems will shift toward blockchain technology.

He mentioned Europe’s TIPS (Target Instant Payment Settlement) system and claimed it connects to the XRP Ledger. In his view, this could put XRP at the heart of fast, cross-border digital payments. 

XRP’s Recognition by Prominent Entities

Farina also reminded viewers that Lagarde, formerly head of the IMF, has praised Ripple in the past, and the IMF itself has shown interest in Ripple’s technology. Specifically, Lagarde spotlighted Ripple alongside Circle as a firm that could disrupt the banking sector.

Meanwhile, to support his point, Farina mentioned that Palau built its digital currency on the XRP Ledger. Now, since Palau uses the euro, he suggested it may have served as a test run for something bigger. 

He also claimed that the French central bank successfully tested XRP Ledger for digital payments. This claim originally came from a research paper by Ulster University’s Professor Daniel Broby.

Speaking further, Farina warned that any official confirmation of XRP’s involvement might come suddenly. Essentially, due to non-disclosure agreements, governments and banks may keep their plans quiet until everything is in place. 

According to him, when that happens, the market could move quickly and leave retail investors behind. This is why he urged people to focus on accumulating XRP while prices remain relatively low. Farina has persistently suggested that investors accumulate at least 1,000 XRP.

XRP to $1,000 Could Only be the Starting Point

Meanwhile, in a parallel commentary, crypto analyst XFinanceBull supported the bullish sentiment with recent developments. He highlighted the launch of EURØP, a euro stablecoin on the XRP Ledger, which went live on May 22. 

The euro just picked its chain and it wasn’t Bitcoin
It was $XRP Ledger.

MiCA-compliant. Backed by SocGen. Audited by KPMG
.
This isn’t hype. It’s infrastructure.
$1,000 #XRP? That’s just phase one.

The rails are live. The reset is here. pic.twitter.com/Vql6XCBAhR

— X Finance Bull (@Xfinancebull) May 25, 2025

However, it is worth noting that while EURØP is licensed under MiCA regulations and issued by Schuman Financial, there’s no solid proof that France’s central bank directly backs it.

Still, XFinanceBull stressed the importance of this move. According to him, this is not just another DeFi project but real money moving on-chain. In his view, XRP doesn’t just store value like Bitcoin; it moves it efficiently, with regulatory compliance and global liquidity.

He argued that XRP is quietly building the foundation for the future of finance. As more countries adopt similar systems, the demand for XRP could grow fast. Interestingly, XFinanceBull boldly suggested that the ambitious XRP to $1,000 price prediction could only be the starting point.

To put things into perspective, the 1,000 XRP portfolio championed by Farina could skyrocket from $2,300 to a worth of $1 million if XRP ever claimed a $1,000 price per token.

Social media influencer John Squire has warned market participants that those not holding XRP today could regret it by the end of this decade.

In a tweet, he boldly asserted that many would wish they had bought XRP five years from now. Notably, XRP is currently trading at $2.18, and Squire believes the coin could be worth significantly more by 2030.

While he did not provide a specific price projection, his warning suggests many might regret not buying more XRP while it was around $2, as it could far surpass that price range.

In 5 years, everyone will wish they had bought $XRP today.

— John Squire (@TheCryptoSquire) June 7, 2025

Edoardo Farina, founder of Alpha Lions Academy, expressed a similar sentiment in a separate commentary. He specifically urged market participants to buy XRP now, while he believes the coin is still selling at discounted prices. This perspective supports the view that XRP could be worth much more than $2 in the coming years.

Buy $XRP now while it’s still at discounted prices.

— EDO FARINA 🅧 XRP (@edward_farina) June 6, 2025

Looking Back at XRP Five Years Ago

Indeed, looking back five years, those who bought XRP are in a much better position today. As of June 2020, XRP was trading as low as $0.1745. Compared to today’s price of $2.18, that represents a massive 1,149% gain.

To put this in perspective, someone who invested $10,000 in XRP five years ago could have purchased approximately 57,306 tokens. At today’s price, that investment would be worth around $125,000.

This historical performance may be shaping the perspective of XRP advocates, who warn that investors could regret not buying XRP “cheap” now by the end of the decade.

Bullish Factors

Beyond historical performance, many are bullish on XRP due to its fundamentals. Martin Hiesboeck, a researcher at crypto exchange Uphold, argues that the current price may be the final entry point before a major move, citing multiple catalysts:

Spot XRP ETF Decision: The SEC will rule on Franklin Templeton’s application soon. A green light could propel XRP in a similar way to how Bitcoin’s ETF approval affected its price in early 2024. Other asset managers like Grayscale and Bitwise are also seeking to list XRP ETFs.

Institutional Adoption: Companies are adopting XRP as part of their treasury assets. Notable names include Webus International, Nasdaq-listed VivoPower, and Wellgistics.

Upcoming Events: Hiesboeck also points to the upcoming Federal Reserve meeting (June 17–18). A potential rate cut could trigger a broader altcoin rally, benefiting risk assets like XRP. 

Additionally, the XRP Ledger APEX Summit(June 10–12) could spark investor optimism if Ripple unveils major developments in AI, DeFi, and cross-chain technology.

How High Can XRP Get by 2030?

In a hypothetical scenario where XRP repeats its historical performance, a 1,149% surge from its current price would place it at approximately $27.23 by 2030. 

While speculative, several analysts, including EGRAG, have mentioned this price level. EGRAG believes it could even materialize within this year. However, such projections remain speculative.

On the higher end, Teleagon analysts suggest XRP could reach $48 by the end of the decade. Meanwhile, Bitwise analysts offer a target of up to $30 by 2030. Yet, they also caution that XRP could fall as low as $0.10 in a bearish scenario where its fundamentals fail to materialize.