Crypto founder Edoardo Farina believes that a portfolio of 1,000 XRP will remain out of reach for many investors.

In a tweet, Farina boldly asserted that many XRP investors may never come close to owning 1,000 XRP tokens. His statement suggests that this amount, currently worth around $2,400 based on today’s XRP price, is a sum many in crypto either do not have or are unwilling to commit to XRP.

While 1,000 XRP is worth over $2,000 today, just seven months ago, in November 2024, investors could have acquired that amount for as little as $490, when the coin was trading below $0.50. Since then, the price has increased more than fivefold.

Over 5 Million Wallets Hold Fewer Than 1,000 XRP

Indeed, data from the XRP Rich List supports Farina’s claim. XRP currently has approximately 6.478 million wallets. However, more than 5 million of these wallets hold 500 XRP or less.

Specifically, 2.734 million wallets hold between 0 and 20 XRP tokens, representing over 42% of all XRP holders. Additionally, 2.517 million addresses hold between 20 and 500 XRP, accounting for 38.85% of holders. Together, approximately 5.25 million wallets, out of the total 6.478 million, hold only between 0 and 500 XRP.

Meanwhile, pundits like Farina believe that the number of people holding 1,000 XRP or more will continue to shrink as XRP’s price rises. They describe this as retail investors being priced out of XRP.

The Case for Holding at Least 1,000 XRP

Nonetheless, many XRP advocates urge investors to view owning at least 1,000 XRP as a benchmark for financial success. One analyst even claimed that holding 1,000 XRP could be enough to achieve financial freedom by as early as 2029, just four years from now.

This viewpoint is based on optimistic projections for XRP’s future value. For example, if XRP were to reach $100 per token, a holding of 1,000 XRP would be worth $100,000. Indeed, this is a life-changing amount for many investors.

In even bolder predictions, if XRP were to hit $1,000 per coin, the same 1,000 tokens would elevate the holder to millionaire status.

Projections and Timelines

While these projections are enticing, uncertainty remains about whether XRP can reach such prices or how long it might take.

Many crypto analysts believe XRP could reach $100, with some, such as Javon Marks, predicting that this milestone could materialize this year. However, most analysts caution that it may take several years.

For example, analysts at Telegaon believe that XRP could hit $100 by 2040, which is about 15 years from now.

Meanwhile, industry figures like CryptoGuard COO Matthew Brienen have made the bold claim that XRP could even reach $1,000 by 2035, ten years from now.

However, others, such as chartered financial analyst Rajat Soni, argue that even predicting a $100 XRP is overly ambitious.

Edward Farina, the founder of Alpha Lions Academy, shares an important tip to help investors become rich through investing in XRP. 

Farina made the revelation in a recent video as he cautioned investors against selling their XRP holdings during every market downturn. This comes shortly after XRP’s price tanked from around $2.47 to $2.33 on May 12, representing a decrease of 5.66% within 24 hours. 

This slight dip sparked concerns among XRP holders, with some users selling the asset to shield themselves from further downturn. As a result, Farina posted the video to encourage investors to continue holding XRP despite the dip. 

How to Become Rich Investing in XRP 

In the video’s opening seconds, Farina revealed a strategy that could help investors become rich from investing in XRP. According to him, getting rich through XRP does not require fancy strategies like day-trading, staking, or gambling on XRPL-based meme coins. 

He also dismissed the idea of committing huge capital to XRP in an effort to become rich. According to Farina, the key to becoming rich in XRP requires the simple trait of being courageous during intense volatility. 

He emphasized that investors who sell their XRP coins during a slight dip of about 20-30% are usually priced out and eventually miss out on the next big rally. 

Notably, the expert cited people who sold XRP when its price was around $0.50–$0.70 as a case in point, as XRP has skyrocketed hundreds of percent from those levels. 

For Farina, the three steps to becoming rich through investments in XRP include buying the coin, holding it for the long term, and being courageous during intense volatility. 

Strong Conviction in XRP 

Having been a panic seller in the past, Farina admitted that he learned his lessons the hard way and has since decided never to sell his XRP holdings again based on price dips. The Alpha Lions Academy founder emphasized that he will continue to hold his XRP bag irrespective of whether the price crashes to zero. 

By holding XRP through dips, he boasts of outperforming ‘every single XRP trader as well as 99% of the financial markets.’ Explaining what bolstered his belief in XRP, Farina revealed that he made a ‘conviction move,’ which involves studying XRP’s underlying technology, understanding its financials, and its impact in geopolitics. 

He asserted that there is a strong demand for XRP, driven by its utility as a bridge currency between fiat currencies. Interestingly, he also said XRP has attracted the attention of global financial institutions, including the IMF and BIS. 

“This is just a reminder to have some b*lls, hold your XRP, and you shall thrive. That strategy has worked for thousands of XRP holders, and I assure you it will work for you as well. Don’t sell,” Farina remarked. 

95% of Investors Will Be Left Behind 

Despite his advice, he acknowledged that investors must decide whether to buy and hold XRP irrespective of its short-term price action. Notably, he reminded them how fast XRP’s price usually takes off whenever it chooses to soar. 

According to him, when the XRP train moves, it will surge so fast and will not stop to pick anyone who refuses to buy and hold it now. He speculated that most people, representing 95% of investors, would be left behind when XRP’s price rallies. 

It bears mentioning that Farina has been bullish on XRP for years. He believes the crypto asset can give investors financial freedom, particularly those with holdings of 10,000 XRP. At press time, XRP was trading at $2.37, down 2.29% over the past 24 hours and 1.7% in the past week.  

Notable XRP community commentator “J4b1” has boldly claimed that May 19 could mark the most important moment in XRP’s history. 

According to the analyst, a confluence of regulatory, legal, and institutional developments is aligning to create a powerful setup that could transform XRP’s market trajectory.

XRP Futures ETFs Set to Launch

The core of the prediction lies in the launch of XRP futures ETFs filed by CME Group, set to begin trading on May 19. Historically, both Bitcoin and Ethereum had futures ETFs before their spot counterparts. Those moments proved to be key turning points in their price action, particularly for Bitcoin.

If XRP follows the same trajectory, this futures ETF launch could pave the way for U.S. spot XRP ETFs, especially with several already filed. Out of over 70 crypto ETF applications in the pipeline, at least 11 are related to XRP spot.

Regulatory Shift 

J4b1 also points to a crucial change at the U.S. Securities and Exchange Commission. Paul Atkins, a former SEC Commissioner, has now replaced Gary Gensler as chairman. Atkins has advocated for market-friendly crypto policies, suggesting a more open path toward ETF approvals and industry growth.

This change in leadership is already being felt across regulatory circles. The Federal Reserve has given U.S. banks the green light to engage with crypto, and institutional players are showing renewed interest in digital assets.

Ripple Case Nears Finality

Adding to the momentum is the incoming conclusion of Ripple’s long-standing legal battle with the SEC. A settlement would remove one of the biggest uncertainties hanging over XRP, just as ETFs and institutional capital flow in.

Indeed, the timing could be critical. Proponents argued that legal clarity combined with an ETF launch and regulatory openness would unlock XRP’s potential for price appreciation.

Spot XRP ETF Already Live in Brazil

While the U.S. waits on regulatory greenlights, Hashdex has already launched a spot XRP ETF in Brazil, named XRP H11. The product trades on the B3 Exchange and is backed by physical XRP.

Specifically, the development further confirms rising global institutional demand and strengthens XRP’s positioning as a leading digital asset beyond U.S. borders.

Political Support and Global Trends

Beyond the ETF narrative, crypto is becoming a geopolitical asset class. President Donald Trump has signed executive orders supporting crypto innovation and reserves. He even mentioned XRP among the assets considered for national holdings.

At the same time, global events such as a possible peace agreement between Russia and Ukraine could ease investor fears and open the door to new capital flows into risk assets, including cryptocurrencies.

Essentially, crypto’s transformation from a “retail playground” to an institutional-grade financial system is accelerating. XRP, once mired in legal uncertainty, now sits at the intersection of ETF momentum, regulatory reform, political endorsement, and institutional expansion.

According to J4b1, those holding XRP now may be positioned ahead of what could become the biggest price storm in crypto history.

🔥Cypto is shifting from a "retail playground" to a full institutional arena.
Those positioned now won't just see profits…
They'll witness the biggest paradigm shift in crypto history.#XRP #Blockchain

— J4b1 (@XRPJ4b1) April 27, 2025

A pundit has insisted on the minimum amount he believes XRP investors should hold, which now coincides with the requirement to enter the top 1% rich list.

XRP’s price action over the past few months has been nothing short of extraordinary despite the recent range-bound movements. At current price around $2, which many have continued to lament, XRP is up 374% from its price at the start of November 2024.

While this demonstrates the asset’s penchant for explosive growth, the sudden massive uptick has a way of pricing hesitant investors out. This has been the case for most XRP investors who failed to procure more tokens when the asset traded at much lower prices.

Requirement to be Among the Top 1% XRP Holder Shrinks

Outspoken community pundit Vale recently highlighted this in a post on X. He called attention to the fact that he has been persistently asking investors to amass at least 50,000 XRP, noting that this balance is what he believes is the minimum threshold for an XRP investment.

Notably, this incessant campaign was an effort to compel investors to procure up to this amount before they eventually get priced out. To drive home his point, the market commentator shared a snapshot of the XRP Rich List in his recent comment, which confirms that the requirement to enter the top 1% has continued to shrink.

Data from the snapshot shows that an investor would need to hold about 51,000 XRP, close to Vale’s 50,000 XRP requirement, to now sit among the top 1% holders. This requirement has continued to drop as XRP’s value sees massive surges, eventually pricing out some investors.

Data from previous reports confirm that the minimum requirement for this top 1% was 56,304 XRP back in January 2025. In addition, a report from April 1, 2025, indicates that just last month, the minimum requirement had dropped to 52,030 XRP.

Now, this threshold lies at 51,070 XRP. However, in an ironic development, while the XRP tokens required to enter the top 1% continue to drop, the amount necessary to enter this elite group increases rapidly. This is essentially pricing out hesitant investors, who might find it more difficult to enter the tier now.

Calls for Investors to Hold At Least 50,000 XRP

Interestingly, Vale had indeed consistently advocated for an accumulation culture that encouraged investors to amass at least 50,000 XRP. In November 2023, he responded to a disclosure from an investor who mentioned holding 9,000 XRP.

Vale insisted that the 9,000 tokens were not enough for an investor, insisting that the minimum threshold should be 50,000. He also criticized the idea of putting one’s investments into meme coins instead of accumulating more XRP.

At the time of this conversation, XRP traded for $0.62, with 50,000 XRP worth around $31,000. In October 2024, he also suggested that 38,000 XRP was not enough, again advocating for 50,000 tokens. At this point, the 50,000 tokens were worth a mere $25,500, as XRP traded for $0.51.

Now, as the asset changes hands at $2.37, these 50,000 XRP tokens are valued at $118,500, making it more difficult for investors to accumulate them. 

Moreover, if an investor had committed $25,500 XRP to procure the 50,000 tokens last October and held onto the investment, they would now be among the top 1% XRP holders. Now, to enter this group, they would need to spend over $121,000.

Nonetheless, some proponents insist that if XRP had a chance of reaching any of its lofty price targets, investors would not need as much as 50,000 XRP. Specifically, Edoardo Farina advocates for a lower minimum balance of 10,000.

Edoardo Farina, founder of Alpha Lions Academy, is doubling down on his warning against selling XRP too early.

In a recent tweet, Farina claimed that offloading XRP prematurely could go down in history as one of the greatest financial missteps investors ever made. He envisioned a 2027 scenario in which an investor, referred to as Joe Smith, regrets taking profits from XRP when it traded at $2.40.

Specifically, this hypothetical Joe Smith would be lamenting that he had sold his 500 XRP, purchased at $0.70 in 2024, for $2.40 in 2025. By 2027, those same 500 XRP could be worth $10,000. Instead, he sold them for just $1,200.

According to Farina’s scenario, had Joe been patient during XRP’s consolidation around $2.40, he could have benefited from the asset’s eventual price increase to $20 per coin.

Essentially, Farina suggests that XRP could still appreciate eightfold or surge by 733%, rewarding those who remain steadfast through periods of consolidation and price retracement.

Be Patient with XRP’s Price Action, Don’t Sell

This statement comes at a time when frustration is mounting among XRP holders. Specifically, the coin’s price action remains underwhelming despite bullish developments. At press time, XRP is down 2% to $2.37. Considering it traded at $2.65 earlier this week, it has lost 11% of its value in just a few days.

During the recent surge, many hoped it would push XRP back to the $3 range, a level it hasn’t reached in over three months.

Interestingly, this period has seen major developments. Ripple announced significant acquisitions to expand the utility of the XRP Ledger. The SEC also dropped its lawsuit against Ripple and approved a reduced settlement fine.

Furthermore, several major asset managers, including Franklin Templeton, a $1.5 trillion firm, have filed to launch an XRP spot ETF.

Despite these positive announcements, XRP’s price has remained largely stagnant. For many holders, this is frustrating as they hope XRP will resume its late 2024 rally and break its all-time high. As of now, XRP is trading 38% below its seven-year-old all-time high of $3.84.

Given the tendency of some investors to exit underperforming assets in favor of better-performing ones, industry voices like Farina are cautioning that, in hindsight, such decisions could turn out to be major investment mistakes.

2027 Joe is a reminder: profit isn’t always a win if you kill your own future too early. XRP is a patience game — and I’m playing it right.

— Elvis Gomez (@ElvisGo40493568) May 12, 2025

Selling XRP Is Like Throwing Away a Winning Lottery Ticket

This isn’t the first time Farina has used futuristic scenarios to warn investors against selling their XRP holdings. Previously, he tweeted that liquidating one’s XRP portfolio is akin to throwing away a winning lottery ticket at the redemption office simply because the queue is too long.

This analogy reflects his strong belief in XRP’s future value and a call for patience amid current price stagnation. Other industry commentators have echoed this sentiment. They warned that by 2030, investors might even regret not buying enough XRP when they had the chance.