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Bitcoin Whale Bets on Downside With Heavy $120M Short

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A major crypto investor has significantly expanded short positions in Bitcoin and Ethereum, deepening bearish sentiment amid a broader market struggling to regain momentum.

On-chain data shows that a whale wallet identified as 0x94d3 has continued to build downside exposure after sharply reducing its Bitcoin holdings earlier in the week. The activity underscores a growing conviction that the recent market rebound may be fragile.

According to blockchain analytics firm Lookonchain, the wallet sold 255 BTC last Friday at $21.77 million at an average price of $85,378 per Bitcoin. Shortly after exiting part of its spot exposure, the wallet pivoted aggressively toward leveraged short positions.

Leveraged Shorts Expand Across Bitcoin and Ethereum

Lookonchain data indicates that the whale opened 10× leveraged shorts in both Bitcoin and Ethereum on Friday. Specifically, the initial Bitcoin short totaled 876.27 BTC, with a notional value of approximately $76.3 million. At the same time, the wallet shorted 372.78 ETH, worth roughly $1.1 million.

Rather than reducing risk, the trader added to these positions on Monday. An additional 486.49 BTC and 343.01 ETH were placed on the short side.

As a result, total Bitcoin short exposure has increased to 1,362.76 BTC, valued at $120.41 million, while the Ethereum short position now stands at 715.79 ETH, with a combined value of around $2.15 million.

Position Metrics Show Early Drawdowns

On-chain metrics provide further insight into the risk profile of the trades. For instance, the Bitcoin short carries an average entry price of $87,324, with liquidation estimated near $101,910.

With Bitcoin currently trading around $88,361, the position is showing an unrealized loss of approximately $1.41 million.

Ethereum data paints a similar picture. The ETH short was entered near $2,920, with a liquidation level far above at $28,605. At a market price close to $3,001, the unrealized loss is estimated at $58,131.

On chain Metrics for Bitcoin and Ethereum Short Positions
On-chain Metrics for Bitcoin and Ethereum Short Positions

These aggressive bearish bets come just as the broader crypto market attempts to stabilize following a prolonged downturn in October. Although prices have staged a cautious recovery, analysts continue to warn that underlying weakness remains.

Several technical indicators suggest the rebound may face renewed pressure.

Technical Analysis Signals Downside Risk

Crypto analyst CryptoOnchain highlighted these concerns in a recent post on X, noting that selling pressure continues to dominate Bitcoin’s price structure.

Bitcoin is currently trading near its Point of Control (POC), a key level where most recent trading occurred and often acts as support or resistance.

The analyst warned that failing to reclaim prior highs increases the risk of a drop toward $70,000–$73,000.

A bearish divergence in the RSI adds further concern for a deeper pullback.

Traders should watch the $72,000 level for signs of a potential bounce, but staying above $70,000–$73,000 is essential. Falling below could trigger a larger correction.

Citi Outlook Echoes Caution

This technical outlook aligns with recent projections from Citigroup. In a research note, the bank outlined a wide range of possible outcomes for Bitcoin over the next year.

Under its bearish scenario, Citi estimates Bitcoin could fall to $78,000. Conversely, a bullish case could see prices climb as high as $189,000, thereby highlighting the unusually high degree of uncertainty facing the market.

Hoskinson Says ‘We Are Just Getting Started’ as NIGHT Trading Volume Surpasses XRP and Solana

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Midnight (NIGHT), the recently launched Cardano-native token, has had a stellar market debut, outperforming the likes of XRP and Solana.

While other cryptocurrencies struggled, Midnight’s native token, NIGHT, has surged further. It is up 24.2% in the past 24 hours to cross the $0.10 price threshold, the best-performing in the top 50 cryptocurrencies by market cap.

NIGHT Trading Volume Explodes

Since its December 9 debut, the Cardano-native token (CNT) has gone parabolic. CoinMarketCap data shows an over 54% increase in the past seven days, with Ethereum and XRP down 3.21% and 3.65% in the same timeframe.

Remarkably, its explosive price move is backed by growing trading volume. Data from CoinMarketCap shows the metric has climbed to $8.558 billion, ranking among the largest in the sector. Aside from Tether, Bitcoin, and Ethereum, no other cryptocurrency has a higher 24-hour trading volume than NIGHT.

Interestingly, the hefty volume surpasses the combined volume of XRP and Solana. For context, SOL and XRP have trading volumes of $2.9 billion and $2.36 billion, culminating in a combined $5.23 billion. NIGHT’s $8.558 billion means they have just 61% of the token’s trading volume.

The revelation drew a response from Cardano founder Charles Hoskinson, who highlighted the event’s bullishness for the ecosystem. He teased that next year would be massive for Cardano as a CNT has surpassed titans XRP and SOL in trading volume.

Boost for the Broader Cardano Ecosystem

The Midnight’s native token has also shown class compared to other CNTs. TapTools shows it has a DEX trading volume of $15.2 million, more than 24 times that of SNEK, which ranks second in the ecosystem by both trading volume and market cap.

Further, there have been 11,163 transactions involving NIGHT and 1,578 makers, surpassing all other CNTs despite being just 12 days old. It also has a market cap of $1.75 billion and a fully diluted valuation (FDV) of $2.5 billion, reportedly surpassing the combined market caps of all CNTs.

Nonetheless, its presence has significantly impacted the Cardano network. DexHunter highlighted this, stating that the ecosystem’s volume “is exploding.”

An accompanying chart shows a spike past 40 million ADA on December 11 when NIGHT launched on major exchanges. While it has since declined, Cardano’s trading volume has shown steady growth and is higher than prior figures before the NIGHT launch.

Cardano Trading Volume Spike
Cardano Trading Volume Spike

Hoskinson also reacted to this. He stated that things are just getting started, suggesting they could escalate further. According to him, Cardano is ready for 2026. He also shares that next year will be bullish for the industry, even if Cardano and Midnight have to make it happen.

Here’s How High Price Per XRP Could go If Ripple’s Financial Channels Brings Trillions to the XRPL

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The XRP ecosystem gained momentum throughout 2025 as Ripple expanded its institutional footprint and activity on the XRP Ledger continued to grow. 

Amid these developments, Jake Claver, CEO of Digital Ascension Group, recently shared a bullish commentary on social media, stating that the XRPL already processes billions of dollars, XRP ETFs continue to attract capital, and major banks now eye broader participation. 

Interestingly, Claver argued that Ripple’s full financial stack could ultimately direct trillions of dollars onto the XRP Ledger. Notably, such a development could massively influence XRP’s long-term price.

Claver’s view comes amid multiple concrete developments that defined Ripple’s progress during the year. In 2025, Ripple strengthened its institutional presence through partnerships spanning custody, payments, trading infrastructure, and real-world asset tokenization. 

Ripple and XRP Progress in 2025

Specifically, in July, BNY Mellon became the primary custodian for Ripple’s RLUSD stablecoin, adding one of the world’s largest financial institutions to Ripple’s ecosystem. Months before that, Ripple partnered with Ctrl Alt to support the Dubai Land Department’s real estate tokenization initiative on the XRPL.

Ripple continued this momentum in December by expanding its partnership with TJM Investments. Earlier in October, Ripple partnered with Absa Bank to provide digital asset custody services to customers in South Africa, marking Ripple’s first major custody collaboration on the African continent.

Meanwhile, in November, Ripple also joined Mastercard, WebBank, and Gemini to enable RLUSD-based stablecoin settlement. The partnership aimed to improve fiat payment efficiency across card programs.

Besides partnerships, RippleNet’s growth showed rising adoption among financial institutions. By November 2025, RippleNet connected more than 300 banks and financial firms, reflecting continued demand for blockchain-based cross-border settlement. 

According to the Motley Fool, Activity on the XRP Ledger also grew. As of Dec. 8, the average XRPL payment over the previous 30 days carried a value of $3,207. Daily transactions remained stable between 900,000 and 1,000,000. Meanwhile, daily payment volumes ranged from $396 million to as high as $17 billion.

XRP Price if Ripple’s Stack Brings Trillions Into the XRPL

These moves influenced Claver’s prediction, which would have a massive impact on XRP price if it played out. However, the extent of the impact remains unclear. As a result, we asked Google Gemini for an assessment.

In its response, Gemini presented several possible scenarios. Notably, under a moderate bullish case featuring retail demand and early ETF inflows, XRP could climb to between $3.50 and $5.80, retesting previous highs. 

Meanwhile, the chatbot noted that a stronger growth phase with full RLUSD integration and widespread use of XRP as a bridge asset in cross-border banking could push prices into the $8.00 to $13.00 range. 

XRP Price Prediction Google Gemini
XRP Price Prediction | Google Gemini

In the most bullish scenario, where XRPL becomes a major liquidity layer for real-world asset tokenization and central bank digital currencies, Gemini projected XRP prices between $26 and above $100.

However, Gemini noted that these predictions remain speculative and investors should not consider them investment advice. Specifically, XRP reaching $10 would require a market cap above $500 billion, while a $100 price would place its valuation above the current global crypto market cap.

Shiba Inu Remains Up 12,906,430% From Its All-Time Low

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Despite the devastating collapse in Shiba Inu’s price over the years, SHIB has remained well above its lows. 

Over the past few months, Shiba Inu investors have endured a brutal downturn, with the value of their SHIB portfolios declining sharply. 

For example, investors who bought SHIB in March 2024 at around $0.000045 have seen their holdings lose about 83.82% of their value, with the token now trading near $0.000007281. Similarly, those who entered the market at the start of the year, when SHIB was priced at $0.00002115, are down roughly 65.57% at current levels. 

Shiba Inu Soars 12.91M Percent from All-Time Low 

Nevertheless, despite these steep losses, many market participants still regard Shiba Inu as one of the best-performing cryptocurrencies. This view largely stems from the token’s remarkable rally from its all-time low, which continues to shape its long-term performance narrative. 

For context, Shiba Inu hit an all-time low of $0.00000000005637 on November 28, 2020, just three months after its August 2020 launch. Since then, CoinGecko data shows that SHIB has surged by about 12,906,430%, roughly 12.91 million percent, from that low. 

To put this rally into perspective, an investor who managed to buy $100 worth of SHIB near the all-time low would see that holding at about $12.9 million today. 

Historical performance of Shiba Inu
Historical performance of Shiba Inu

While early investors still see extraordinary gains on their SHIB holdings, newer investors, especially those who bought in after the 2021 bull run, are currently facing losses due to the token’s prolonged and significant downturn. In particular, SHIB is down 91.6% from its all-time high.

It is worth noting that SHIB is not the only crypto asset to have plummeted massively in recent times. Other tokens, such as Bitcoin and Ethereum, have suffered a similar fate, albeit with a more modest loss. 

Optimism Remains High

Nonetheless, some Shiba Inu investors remain optimistic about a potential rebound. This sentiment largely stems from SHIB’s historic surge from its lowest levels. Many believe Shiba Inu could stage another significant comeback in the near future.

Meanwhile, broader market optimism is also building around the passage of the CLARITY Act. Investors anticipate that clearer regulations could unlock fresh institutional capital, which may flow into the crypto market and benefit assets such as SHIB. 

In addition, speculation about a potential U.S. spot ETF for Shiba Inu continues to strengthen this bullish narrative. While SHIB secured its first SEK-denominated ETP in Europe earlier this year, it has yet to land a spot ETF in the United States.

Recently, market watchers highlighted Shiba Inu as one of the cryptocurrencies that could feature in a T. Rowe Price ETF. Notably, analysts expect more filings, particularly those focused exclusively on SHIB, to emerge. 

Grayscale has also identified Shiba Inu as one of the tokens eligible for a spot ETF under the SEC’s Generic Listing Standard (GLS) framework. Should SHIB secure a dedicated spot ETF, demand for such products could fuel a strong price surge.

However, despite these optimistic expectations, investors must remain cautious, as outcomes in the crypto market are never guaranteed. 

What Does 2026 Hold for Shiba Inu After Awful 2025 Performance?

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Shiba Inu did not have an impressive outing in 2025, similar to most altcoins, but what would 2026 bring for the prominent meme coin?

The year is wrapping up, and it has been a humbling one for crypto enthusiasts. Their voices were loud at the beginning of the year, backed by historical context and a pro-Bitcoin environment in the US, but the puff earlier in the year has had an unfortunate end.

Shiba Inu Struggles in 2025

Notably, Shiba Inu, the second-largest meme coin by market cap, has had an abysmal 2025. The token is among the coins severely affected by the broader market’s negative trend, ranking among the worst performers this year.

For context, SHIB has corrected by 65.6% since the start of this year, per CoinMarketCap. This means that a portfolio with a $1,000 investment on January 1 would have $344 left and an unrealized loss of $656.

The sideways trend has raised concerns among SHIB holders, as the token’s future trend remains uncertain. Despite positive updates in token burns and some ecosystem deployments to boost Shiba Inu adoption and real-world use cases, its underperforming price has weighed heavily on investor sentiments and raised mixed feelings among analysts.

Mixed Analytical Expectations

Analysts have had mixed views on Shiba Inu’s future price trajectory, especially as 2026 approaches. Some say to buy the dip, while others do not fancy the chances of a recovery push for the doggy-themed token.

For perspective, analysts at the Traders Union remain highly pessimistic on Shiba Inu. Out of 24 analysts, 19 believe selling is the best approach, and only two encourage buying on the downside. The other three market watchers remain neutral, neither betting on an upside nor further corrections.

Meanwhile, technical indicators on TradingView also support this bearish bias. Almost all moving averages are flashing sell signals on the daily timeframe. However, of the 11 oscillators, 8 are neutral, two say “buy,” and only one suggests further bearish trends.

Nonetheless, analysts like Crypto Patel still believe in the bullish potential of SHIB. In a recent analysis, he highlighted that the corrections have taken the meme coin to an area where it surged 1,237% in 2021. If history repeats, Shiba Inu could rebound significantly from here.

How High Can Shiba Inu Go In 2026

To assess this, we employed data from several price prediction sites. Changelly predicts that Shiba Inu could reach a maximum price of $0.0000859, closely aligning with its current all-time high. This would require a 1,084% surge from the current market price of $0.00000725 to attain.

Changelly Shiba Inu Prediction
Changelly Shiba Inu Prediction

Furthermore, CoinCodex suggests that Shiba Inu would correct further in 2026, setting a higher value target of $0.000007315. Notably, this is slightly below the current market price.

Crypto Trader Loses $50 Million in Sophisticated Address Poisoning Scam

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A crypto trader has lost nearly $50 million in USDT after inadvertently transferring funds to a wallet controlled by scammers in a sophisticated address poisoning attack.

According to on-chain analytics firm Lookonchain, the trader withdrew close to $50 million in USDT from Binance on December 20. The funds were for transfer to the trader’s personal wallet.

As a safety measure, the victim first sent a small 50 USDT test transaction. This step is widely considered best practice, allowing users to confirm address accuracy before moving large sums. However, the precaution unexpectedly became the opening that attackers needed.

How the Address Poisoning Attack Unfolded

Security firms explained that immediately after the test transfer, an attacker deployed an automated script to generate a fraudulent wallet address closely resembling the intended recipient.

The spoofed address matched the first five and last four characters of the legitimate wallet. Crucially, the differences appeared only in the middle section. Many wallet interfaces truncate this portion with ellipses for a better user experience. But this limits visibility and increases confusion.

To reinforce the deception, the attacker sent small transactions from the fake address to the victim. This maneuver placed the fraudulent address into the victim’s transaction history, making it appear familiar and trustworthy.

A Simple Copy-Paste Error With Massive Consequences

Etherscan data shows the initial test transaction occurred at 3:06 UTC. Then, approximately 26 minutes later, at 3:32 UTC, the victim transferred 49,999,950 USDT.

Investigators believe the trader copied the destination address directly from the transaction history. Unfortunately, the victim was unaware that the copied address belonged to the attacker rather than the intended wallet. Consequently, that single error finalized the scam, irreversibly transferring control of the funds.

Stolen Funds Laundered Within Minutes

According to blockchain security firm SlowMist, the attacker moved swiftly after receiving the funds. Within 30 minutes, the entire USDT balance was swapped for DAI using MetaMask’s Swap feature.

This conversion was strategic. While Tether can freeze USDT linked to illicit activity, DAI operates without centralized enforcement mechanisms.

Following the swap, the attacker exchanged the DAI for approximately 16,690 ETH. Subsequently, around 16,680 ETH was funneled into Tornado Cash, a crypto mixer designed to obscure transaction trails.

Victim Appeals On-Chain for Recovery

To recover the stolen assets, the victim communicated with the attacker via an on-chain message and offered a $1 million bounty for white-hat hacking. In exchange, the trader requested the return of 98% of the funds.

The message stated that a criminal case had already been filed and claimed that law enforcement, cybersecurity agencies, and multiple blockchain protocols were assisting in the investigation.

A Precedent Offers Limited Hope

The incident mirrors a similar case from May 2024, when an Ethereum user lost $71 million in Wrapped Bitcoin (WBTC) through an address poisoning attack.

In that instance, most of the funds were eventually recovered following on-chain negotiations facilitated by Match Systems and the Cryptex exchange.

However, investigators caution that outcomes may vary. In this case, the rapid movement of funds into Tornado Cash complicates any recovery efforts.

Address Poisoning Emerges as a Growing Threat

Earlier this year, Casa co-founder and Chief Security Officer Jameson Lopp warned that address poisoning attacks were becoming increasingly common across blockchain networks. His research identified roughly 48,000 suspected incidents on Bitcoin alone since 2023.

Lopp suggested that wallet providers could reduce risk by flagging addresses that closely resemble previous recipients. Such alerts, he argued, could prevent users from unknowingly interacting with malicious wallets.

Crypto Theft Hits Record Levels in 2025

Ultimately, the attack adds to a year marked by unprecedented losses in the cryptocurrency sector. According to Chainalysis, total thefts surpassed $3.4 billion in 2025, exceeding the previous year’s total.

Notably, nearly 44% of that total stemmed from a single breach. In February, the Bybit exchange lost $1.4 billion in a hack attributed to North Korean threat actors. Blockchain analytics firm Elliptic later described that incident as the largest crypto theft ever recorded.

Crypto Coach Says XRP Will Be the Greatest Missed Opportunity of Our Lifetime

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Popular XRP commentator Coach JV has declared that XRP could become the greatest missed investment opportunity of this generation.

His comment comes at a time when XRP is trading well below its former highs, even as Ripple continues to secure regulatory and institutional milestones that many believe are not yet reflected in the token’s price.

XRP Price Weakness 

XRP is trading at $1.91 today, with no notable price improvement over the past day. The price represents a dip of 4% over the past week, with XRP trading under the key psychological zone of $2 for six straight days. Notably, the token is down about 50% from its July peak of $3.66.

Despite this, several community figures argue that current prices do not accurately reflect how much Ripple’s position has evolved since XRP’s last major bull run.

Market Is Ignoring Structural Changes

Coach JV’s statement echoes the popular belief among XRP advocates that the market is focusing on short-term price action while overlooking developments around Ripple and the XRP Ledger.

Supporters point out that XRP’s previous run to $3.66 occurred during a period of far less regulatory clarity, limited institutional engagement, and fewer real-world integrations. In contrast, today’s environment includes clearer policy direction and stronger connections to traditional finance.

Notably, one of the most cited catalysts is the CLARITY Act, which is now set for markup in January 2026, according to confirmation from White House AI and Crypto Czar David Sacks.

Industry participants see the legislation as a turning point that could unlock more expansive institutional participation.

In parallel, Ripple has continued pushing deeper into the U.S. financial system, which many believe positions XRP favorably.

Ripple’s Institutional Expansion Strengthens XRP Bull Case

Beyond regulation, Ripple’s acquisitions are also reshaping the long-term outlook. The company’s $1 billion purchase of GTreasury has opened the door to the $120 trillion corporate treasury market, an area where XRP could quietly play a supporting role in payments and liquidity management.

Commentators such as Vincent Van Code have argued that XRP does not need to be directly marketed to corporations to benefit from this expansion. Instead, it could function as underlying infrastructure, enabling faster and more efficient capital movement behind the scenes.

Bulls Identify Life-Changing Opportunity in XRP

Coach JV’s warning aligns with similar views from analysts like Alex Cobb, who recently argued that buying XRP below $2 represents a major opportunity.

Others, including former Bitcoin maxi YoungHoon Kim, argue that while XRP trades at $2 today, it could be worth $100 per coin by the end of this decade.

Under this outlook, those holding 10,000 XRP tokens could see their portfolio rise to $1 million. Meanwhile, retail investors with fewer than 1,000 tokens could see valuations in the hundreds of thousands of dollars.

In other words, the potential for XRP to reach much higher valuations in double- and triple-digit ranges explains why commentators like Coach JV predict XRP will be the greatest missed opportunity of this era, especially for skeptics.

However, critics believe this outlook is far-fetched and overly ambitious. They also argue that the lack of an immediate price response, despite a series of positive developments, remains a concern.

Whether XRP ultimately fulfills that vision remains uncertain. Yet, to XRP advocates, the risk is not owning XRP, but missing it altogether.

Here’s What 1,000 XRP Could Be Worth in 2026 and 2027

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Should bullish XRP price predictions for the years 2026 and 2027 play out, what would be the worth of a 1,000 XRP investment?

Today, XRP has struggled to maintain its footing amid increased bearish pressure that has persisted over the last three months. Specifically, after a recovery effort to $3.1 on Oct. 2, XRP corrected, with the downturn exacerbated by the Oct. 10 market crash and subsequent selloffs from October to December.

With XRP currently trading for $1.91, it remains on track to close 2025 with an 8.07% loss, marking its first annual bearish close since the 2022 bear market. This essentially disappoints investors who expected XRP to perform exceptionally well this year amid developments such as XRP ETFs and the end of the SEC lawsuit.

Projected XRP Price Targets for 2026 and 2027

Interestingly, market commentator Zach Rector suggested that XRP failed to reach its bullish targets this year because these developments played out late. He believes these events have now formed the foundation for what he expects to be an explosive XRP rally in 2026. Analyst Alex Cobb also expects 2026 to be bullish for XRP.

However, the extent of this anticipated upsurge remains uncertain. As a result, we consulted the AI chatbot Google Gemini for an assessment. For its response, Gemini suggested that XRP has the potential to reach a bullish hypothetical price range of $5.8 to $8.6, considering sustained ETF inflows. Notably, these products have already crossed $1 billion in inflows.

Meanwhile, for 2027, Gemini projected that XRP could soar to a price range of $10 to $12.5 if momentum from the bullish 2026 environment spills into the next year. For context, XRP would need to rise 203% to 350% from the current price to hit $5.8 to $8.6 in 2026. For the 2027 targets, it would have to rise between 426% and 554%.

XRP Price Predictions for 2026 and 2027 Google Gemini
XRP Price Predictions for 2026 and 2027 | Google Gemini

While these prices may not represent explosive targets, they could yield some impressive gains for investors. To understand the scale of such gains, consider gold’s performance. Notably, while gold is on track to see its third consecutive bullish year since 2023, it has only increased by 105% within this period.

Potential Worth of 1,000 XRP in 2026 and 2027

As a result, a 203% to 554% gain from XRP within two years will be impressive if it ever plays out, yielding massive profits for investors with substantial holdings. However, for those with lower investment positions, the profit may not be as massive.

For instance, those holding 1,000 XRP at current prices currently hold bags worth $1,910, placing them as the average retail investors. Data from the XRP rich list shows that there are 255,877 addresses holding 500 to 1,000 XRP. Meanwhile, those holding between 1,000 and 5,000 XRP amount to 602,727. 

If XRP does hit the $5.8 to $8.6 target for 2026, investors with 1,000 XRP tokens would see their investments grow to $5,800 to $8,600, representing gains ranging from $3,890 to $6,690. However, if these investors hold their tokens until the $10 to $12.5 targets for 2027, their bags would reach $10,000 to $12,500, with profits of $8,090 to $10,590.

Nonetheless, while these assessments may present mouthwatering gains, especially for those holding much larger investments, market participants should not regard this as investment advice. Notably, there is no guarantee XRP could hit these targets in 2026 or 2027.

Timelines for XRP to Hit $10, $50, and $100 After Recent Crash

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Numerous market analysts are now revisiting their XRP price predictions as the year ends on a largely bearish note, beyond most people’s expectations.

XRP has been trading below $2 for several days, dipping to $1.77 this month before attempting to recover. Since the coin touched $3.66 in July, its price has declined consistently over the following six months, falling by more than 50%.

Earlier, some analysts predicted during XRP’s July bull run that the coin could reach $50, while more conservative voices suggested $5 to $10. However, none of these predictions materialized, and 2025 is now winding down.

Many analysts are acknowledging their failed forecasts and issuing new timelines for when XRP may reach $10, $50, and $100.

New Timelines for XRP to Reach $10

According to researchers at Changelly Exchange, XRP could reach $10 as early as August 2029. This timeline aligns with projections Bitwise outlined in a report to professional investors a few months ago.

The report suggested that XRP may reach $10.20 under a bull-case scenario by 2029. In an ultra-bull scenario, Bitwise projected that XRP could hit $13 by 2028.

Telegain analysts also expect XRP to trade at an average of $10.29 by 2028. From today’s price of $1.91, this would represent a 421% upside.

changelly price prediction
Changelly price prediction

New Timelines for XRP to Reach $50

For the $50 price point, Changelly outlined a timeline of 2034, suggesting that XRP may have a maximum price of $51 by January of that year. This represents a potential upside of 2,496.3% from today’s price.

Analysts at Telegain have a longer timeline, suggesting XRP could reach $50 sometime between 2035 and 2040. Specifically, they predict a minimum price of $40.29 by 2035 and a maximum price of $59 by 2040.

Bitwise analysts, on the other hand, do not provide a timeline for XRP to reach $50. Their most ambitious price projection is $29.32 by 2030.

New Timelines for XRP to Reach $100

XRP community figure Zach Rector revised his timeline for XRP reaching $100 to 2030, down from his earlier 2025 forecast. Rector’s original prediction, made in November, compared doubting a $100 XRP in 2025 to telling children that Santa isn’t real.

The revision drew criticism from the community, with commenters accusing him of “moving the goalposts”. Nevertheless, many still consider his 2030 timeline for a $100 XRP price ambitious.

Changelly’s research suggests XRP could reach $134 by 2040, roughly 14 years from now. Telegain analysts estimate that XRP may only reach $106 by 2050, about 24 years away.

Telegaon price prediction
Telegaon price prediction

From today’s price, a $100 XRP would represent a 52x increase, which explains why projections suggest it may take several decades to reach this level. At this price, wallets holding 10,000 XRP would see themselves become millionaires.

Expert Mentions XRP Among Altcoins That Destroyed Portfolios in 2025

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A crypto market commentator has identified XRP as one of the cryptocurrencies that destroyed investors’ portfolios this year. 

As 2025 nears its end, investors and analysts are increasingly assessing the market’s performance across various metrics. With less than two weeks remaining in the year, attention has shifted to identifying the assets that underperformed and eroded investor capital. 

XRP Damaged Investors’ Portfolios by 42%? 

Based on this trend, Leshka, a well-known crypto commentator, recently highlighted several major cryptocurrencies that “destroyed investors’ portfolios in 2025.”

Notably, the expert grouped XRP alongside other major underperformers, noting that the token declined by roughly 42% this year. As a result, Leshka emphasized that traders who bought the token at the top with $1,000 would be left with less than $100. 

While his analysis pegs XRP’s decline at 42%, other tokens also recorded severe losses. Per his analysis, tokens such as JITO, BEAM, TIA, and even SHIB have dropped 91% 90%, 89%, and 72%, respectively.  He suggested that investors would have been better off buying Bitcoin or avoiding overexposure to these assets. 

Our Findings 

Meanwhile, Leshka did not explain the methodology behind his claim that XRP destroyed investors’ portfolios by 42%. Instead, his estimate appears to rely on XRP’s peak price on January 20, the day of President Donald Trump’s inauguration.

On that day, the broader crypto market rallied sharply as investors reacted to what many described as the inauguration of a “Crypto President.” During the surge, XRP jumped to $3.34, representing a 60.75% increase from its January 1 opening price of $2.08. Since then, XRP has retraced significantly and now trades at $1.91, placing it roughly 42.8% below its January 20 peak.

However, Leshka’s suggestion that investors who put $1,000 into XRP at $3.34 would now be left with less than $100 does not align with the numbers. For context, an investor who purchased $1,000 worth of XRP at $3.34 would have acquired about 299.4 tokens. At the current price of $1.91, that holding is worth approximately $571, translating to a loss of about $430—not a near-total wipeout as Leshka suggested.

Looking beyond peak-to-trough comparisons, the outcome differs significantly for earlier buyers. Investors who purchased $1,000 worth of XRP several weeks before Trump’s re-election, when the token traded near $0.50, would still be sitting on substantial gains. At $0.50, $1,000 would have secured 2,000 XRP, which at the current price of $1.91 would be valued at roughly $3,820.